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Getbig Main Boards => Gossip & Opinions => Topic started by: joswift on July 23, 2024, 09:15:18 AM

Title: The fictional credit crisis
Post by: joswift on July 23, 2024, 09:15:18 AM
Working class people have ALWAYS been skint, its not new.
And skint today for some people means they can only afford 1 car

Growing up in the late 60s early 70s my parents had fuck all, one wage coming in, mum stayed at home
No car, we had only one weeks holiday in all the time I was a child, a week in a holiday camp (pontins in Southport) restb of the time it was a day out somewhere.

they have created this "credit crisis" fiction to convince people they are victims.

Oh and parents both working paying almost all of one of their wages in childcare would be better off with a parent in the home.
Title: Re: The fictional credit crisis
Post by: ProudVirgin69 on July 23, 2024, 10:07:28 AM
Your father was able to support his family on one income alone? 
Title: Re: The fictional credit crisis
Post by: joswift on July 23, 2024, 10:18:13 AM
Your father was able to support his family on one income alone?
Yes, and he wasnt that well paid either, he worked overtime every Sat morning from 7-12pm
I started working at the same place when I was 18, I worked nights and was on more money due to night rate and I got paid £100 a week take home, day rate was £75 a week.
He was probably on around £10 a week when me and my brother were toddlers

Just look at how much the pound has lost in value since 1970
Quote
£100 in 1970 is equivalent in purchasing power to about £1,938.63 today, an increase of £1,838.63 over 54 years. The pound had an average inflation rate of 5.64% per year between 1970 and today, producing a cumulative price increase of 1,838.63%.

This means that today's prices are 19.39 times as high as average prices since 1970, according to the Office for National Statistics composite price index. A pound today only buys 5.158% of what it could buy back then.
Title: Re: The fictional credit crisis
Post by: bhank on July 23, 2024, 11:27:52 AM
Working class people have ALWAYS been skint, its not new.
And skint today for some people means they can only afford 1 car

Growing up in the late 60s early 70s my parents had fuck all, one wage coming in, mum stayed at home
No car, we had only one weeks holiday in all the time I was a child, a week in a holiday camp (pontins in Southport) restb of the time it was a day out somewhere.

they have created this "credit crisis" fiction to convince people they are victims.

Oh and parents both working paying almost all of one of their wages in childcare would be better off with a parent in the home.

If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder
Title: Re: The fictional credit crisis
Post by: a_pupil on July 23, 2024, 11:29:06 AM
The only take out I remember getting as a kid until about 95 or 96 was chips. Don't remember ever going to a restaurant lol. Never went on holiday until the economy really changed around about 2004. We only had cornflakes as a cereal and later Weetabix.

We weren't really poor in 80s, 90s though. Just a normal single wage family.

Nowadays the same level kid goes on holiday a few times a year, has a ps5, iPad, own phone and eats like a pig.
Title: Re: The fictional credit crisis
Post by: Skeletor on July 23, 2024, 11:37:19 AM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

You've been jobless for a while now despite your education and MENSA-level genius.
Title: Re: The fictional credit crisis
Post by: IroNat on July 23, 2024, 11:39:02 AM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder


Bhanky you are a dumb sh*t.

For a retard you're probably about average.
Title: Re: The fictional credit crisis
Post by: IroNat on July 23, 2024, 11:41:46 AM
Your father was able to support his family on one income alone? 

My father supported a wife and four kids.

He worked 6 days a week.

He never made a lot either.
Title: Re: The fictional credit crisis
Post by: GymnJuice on July 23, 2024, 12:56:22 PM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

Depends on the education. Being a plumber probably pays more in the long run than spending six figures on a degree in gender studies, art history, or sociology.
Title: Re: The fictional credit crisis
Post by: joswift on July 23, 2024, 01:00:28 PM
Depends on the education. Being a plumber probably pays more in the long run than spending six figures on a degree in gender studies, art history, or sociology.
a self employed plumber can clear over £100k a year if they put the hours in

You will always be in work as well, any trade is a guaranteed job for life.
Make sure you pay into a decent pension or at least invest your money
Title: Re: The fictional credit crisis
Post by: Cook on July 23, 2024, 01:03:13 PM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder
Lazy motherfuckers always say that.
Title: Re: The fictional credit crisis
Post by: illuminati on July 23, 2024, 01:22:23 PM
Poor , we were so poor at age of 9 I had to get up & head off to work
& Cross paths with myself on the way back from previous days work.


Nah, as Jo said it was very very different back then - we got by just.
I think the worst was scrapping the ice off the inside of my bedroom window
& sleep laying on my school clothes to make them warm.

I hated winter then & still hate it to this day.
Title: Re: The fictional credit crisis
Post by: Dokey111 on July 23, 2024, 01:25:13 PM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

lol what???   you must have something wrong upstairs
Title: Re: The fictional credit crisis
Post by: joswift on July 23, 2024, 01:29:14 PM
Poor , we were so poor at age of 9 I had to get up & head off to work
& Cross paths with myself on the way back from previous days work.


Nah, as Jo said it was very very different back then - we got by just.
I think the worst was scrapping the ice off the inside of my bedroom window
& sleep laying on my school clothes to make them warm.

I htaed winter then & still hate it to this day.
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them

Title: Re: The fictional credit crisis
Post by: illuminati on July 23, 2024, 01:33:23 PM
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them

Ahh yes the one coal fire in the front room.

I remember when my mum got a paraffin heater in the stairs hallway great a tiny bit of heat going
Upstairs- lovely- Despite the fumes near on choking us to death. 🤷🏼‍♂️  🤣😂🤣😂
Title: Re: The fictional credit crisis
Post by: IroNat on July 23, 2024, 02:14:37 PM
We were so poor thieves would break into our house and leave us stuff.
Title: Re: The fictional credit crisis
Post by: bhank on July 23, 2024, 02:18:31 PM
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them

Ok Timmy
Title: Re: The fictional credit crisis
Post by: BigRo on July 23, 2024, 02:23:25 PM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

You dont work at all.
Title: Re: The fictional credit crisis
Post by: Henda on July 23, 2024, 02:24:19 PM
If anything people have it loads better now. I remember the days of hand me down clothes and having a patch sewn on clothes that got a hole in, I remember having a favourite pair of jeans as they had a patch with a racing car on the hole in the knee then me granny sewed a patch with a flower on the other knee when it got a hole in and never wore them again haha a lot of jumpers were knitted by a relative rather than bought

As a_pupil mentioned a takeaway treat was a bag of chips, I remember not tasting pizza till I was about 12 me and mates bought it with money we made Halloweening I remember it tasted absolutely unreal
Title: Re: The fictional credit crisis
Post by: oldtimer1 on July 23, 2024, 02:24:57 PM
When I was kid the overwhelming amount of families had the father working and the mother staying at home. Life was better then. Kids should be raised by their mother.

 Now we have a generation of adults that were raised in institutions like day care with near minimum wage workers because both parents work. You can see the results of this. Young adults now have morals and values that reflect liberalism and the woke ideology. They are also a generation of atheists. It's a lost generation with a few exceptions.
Title: Re: The fictional credit crisis
Post by: Raymondo on July 23, 2024, 02:28:42 PM
a self employed plumber can clear over £100k a year if they put the hours in

You will always be in work as well, any trade is a guaranteed job for life.
Make sure you pay into a decent pension or at least invest your money

I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number
Title: Re: The fictional credit crisis
Post by: IroNat on July 23, 2024, 02:39:56 PM
When I was kid the overwhelming amount of families had the father working and the mother staying at home. Life was better then. Kids should be raised by their mother.

 Now we have a generation of adults that were raised in institutions like day care with near minimum wage workers because both parents work. You can see the results of this. Young adults now have morals and values that reflect liberalism and the woke ideology. They are also a generation of atheists. It's a lost generation with a few exceptions.

Agreed.
Title: Re: The fictional credit crisis
Post by: IroNat on July 23, 2024, 02:41:05 PM
I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number

You'd need to leverage with a few trucks and employees.

It is hard on your body.

Title: Re: The fictional credit crisis
Post by: Raymondo on July 23, 2024, 02:43:12 PM
You'd need to leverage with a few trucks and employees.

It is hard on your body.

That's different though, I was thinking more about your typical white van man.
Title: Re: The fictional credit crisis
Post by: a_pupil on July 23, 2024, 02:59:16 PM
I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number

Good sole trader plumbers working normal hours 6 days a week in UK can easily clear 50k (most can get away with asking customers to pay cash only as well).

Work consistently in your 20s and 30s and you'll be able to start relaxing at 40.
Title: Re: The fictional credit crisis
Post by: joswift on July 23, 2024, 03:03:57 PM
I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number
If you put the hours in and work hard you can make great money in the trades
Much better if you are self employed with a good reputation.

I know a few people in the building trade who are booked up for work for the next 18 months (house extensions/Windows, Roofing work)

Chefs are notoriously badly paid early on, 18 hours a day in some cases, if they stick at it they may reap the rewards later

Anyone reember "Superhod" from the 70s?
Guy was a hod carrier who made a million pounds hod carrying, he made a huge hod to carry his bricks and was keeping up to six brickies going
https://www.thesun.co.uk/news/729849/the-word-of-hod/
Title: Re: The fictional credit crisis
Post by: Mayday on July 23, 2024, 03:06:29 PM
How things change.

Back to 2020 people lost their minds if anyone said they had to decrease consumption.

Now, it’s becoming a line of how ungrateful people are to have had such excess.

It’s a good example of how easy it is to control the masses who argue they can’t/won’t be controlled. Watch sheep dog videos, we ain’t the dog……

One thing to ponder is if the last tech boom saw our birth rates plummet, family size shrink, what impact will the next tech boom do if we are already struggling 🤔
Title: Re: The fictional credit crisis
Post by: a_pupil on July 23, 2024, 03:08:30 PM
How things change.

Back to 2020 people lost their minds if anyone said they had to decrease consumption.

Now, it’s becoming a line of how ungrateful people are to have had such excess.

It’s a good example of how easy it is to control the masses who argue they can’t/won’t be controlled. Watch sheep dog videos, we ain’t the dog……

One thing to ponder is if the last tech boom saw our birth rates plummet, family size shrink, what impact will the next tech boom do if we are already struggling 🤔

Streaming porn spread ED + laziness to breed.

Imagine how much havoc VR/AI porn is going to cause lmao.
Title: Re: The fictional credit crisis
Post by: Mayday on July 23, 2024, 03:08:46 PM
If you put the hours in and work hard you can make great money in the trades
Much better if you are self employed with a good reputation.

I know a few people in the building trade who are booked up for work for the next 18 months (house extensions/Windows, Roofing work)

Chefs are notoriously badly paid early on, 18 hours a day in some cases, if they stick at it they may reap the rewards later

Anyone reember "Superhod" from the 70s?
Guy was a hod carrier who made a million pounds hod carrying, he made a huge hod to carry his bricks and was keeping up to six brickies going
https://www.thesun.co.uk/news/729849/the-word-of-hod/

If I had a son I would push him to be an electrician or a builder.

Keep away from white collar unless Gigabrain or are a person who others automatically like and you are a sales maker.
Title: Re: The fictional credit crisis
Post by: Mayday on July 23, 2024, 03:12:13 PM
Streaming porn spread ED + laziness to breed.

Imagine how much havoc VR/AI porn is going to cause lmao.

Good point.

Porn is fucked. Everything incest labelled. Dudes won’t be able to function in the real world.

This is also a result of females withholding sex as a weapon in relationships. Guys watch porn and simply lost interest in the female.
Title: Re: The fictional credit crisis
Post by: ThisisOverload on July 23, 2024, 05:26:42 PM
If you put the hours in and work hard you can make great money in the trades
Much better if you are self employed with a good reputation.

I know a few people in the building trade who are booked up for work for the next 18 months (house extensions/Windows, Roofing work)

Work as a tradesman for new home construction.

Easy $50 per hour once you run your own crew.

That's more money than hanky's wife makes with her fancy degree.

I know local guy who is a multi-millionaire who builds CMU block walls. Built an empire and owns his own cement plant now. Started by building walls for subdivisions and now employees 150+ people and has houses in Italy/Spain.
Title: Re: The fictional credit crisis
Post by: Irongrip400 on July 23, 2024, 06:23:27 PM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder


Nothing wrong with the trades. College degree isn’t end all be all. And I have a degree, although I do fuck all with it.
Title: Re: The fictional credit crisis
Post by: deadz on July 23, 2024, 08:36:16 PM

Nothing wrong with the trades. College degree isn’t end all be all. And I have a degree, although I do fuck all with it.
True. You have to bring something of value to the table like skills. College does not teach skills.
Title: Re: The fictional credit crisis
Post by: Humble Narcissist on July 24, 2024, 12:22:13 AM
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them
Are you 100 years old? ;D
Title: Re: The fictional credit crisis
Post by: illuminati on July 24, 2024, 12:24:14 AM
Are you 100 years old? ;D

I'm getting there  ;D
Title: Re: The fictional credit crisis
Post by: Humble Narcissist on July 24, 2024, 12:35:45 AM
I'm getting there  ;D
Me too.
Title: Re: The fictional credit crisis
Post by: Tapeworm on July 24, 2024, 02:12:01 AM
Curmudgeons.

Plumbers in Perth are about $200/hr. You'd have to be a spectacular fuck up to not be well-to-do as a plumber here. And it's not hard on their body. You hardly ever see a plumber sweat. It takes less exertion than painting. Try drywall.

The only credit crisis is they extend too much of it. There's certainly an affordability crisis. Currency devaluation has been steep since covid. Couple that with rising interest rates and a certain percentage of dual income couples will have mortgage problems. When the % is high enough the housing market collapses.

Whether you used garden twine to hold up your trousers in the 70s doesn't say anything about the shifting sands of the current economy. It's not imaginary that an average house went from 2x yearly earnings to 10+x, nor that once everyone was mortgaged to the hilt their salary basically dropped due to higher prices and their house repayments rose.

Personally, I dress like a bum, sleep on a building site 3-4 nights a week, drive a year 2000 Isuzu truck without a turbo, and have zero debt. I still get why people are financially stressed tho. Average house around Perth is near $1,000,000 and its on a postage stamp block. Wagies and salary people with fresh mortgages are fucking screwed. The majority of young people will struggle to ever own a home.

Wish I'd bought gold. Or bitcoin. Or the index. But I resent having to be a speculator. Looking like being a real estate vulture but I'd be content to just put money in a bank if it was an actual unit of account instead of a make believe currency that no one knows what it will be worth later. Fuck Keynesianism. End the Fed.
Title: Re: The fictional credit crisis
Post by: Sissysquats on July 24, 2024, 02:41:42 AM
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

   A half way decent plumber can make a real good wage these days.
Title: Re: The fictional credit crisis
Post by: Tapeworm on July 24, 2024, 04:07:18 AM
   A half way decent plumber can make a real good wage these days.

Way better than most post-grad degrees thanks to licensure requirements. I bet in the US they even need bonding.

Lol @ what AI is going to do to coders. "Learn to braze."

Plumbing is dead easy. Screw shit together and attack the carpenter's work with a dull beaver. Invoice $4k.
Title: Re: The fictional credit crisis
Post by: IroNat on July 24, 2024, 05:00:38 AM
My neighbor is a long-time plumber.  In his mid 40s.

He's working to get certified as an inspector so he can work for a town doing plumbing inspections.

He says being a plumber is hard on his body and he wants out.  Recently he had an injury to his foot on the job.

It happens but you could have a car accident too.

Title: Re: The fictional credit crisis
Post by: 1Patrick on July 24, 2024, 05:24:51 AM
Back in the day plumbers were dealing with bad lung issues because of  soldering copper pipes .
Nowadays it is all pex crimping and push in shark bites so it is lot easier.
I know bunch of contractors they all complain it is hard to find reliable help because every kid wants to be YouTuber .Kids want to start with $20/hr just to show up.



Title: Re: The fictional credit crisis
Post by: IroNat on July 24, 2024, 05:31:22 AM
Skilled trades where your job can't be outsourced to India:

Plumbing
HVAC
Electrician

There is a shortage of workers in the trades.

Most people today cannot do sh*t as far as fixing anything and things are way more complicated with computers and electronic controls that you can't fix without training.

You have to pay some dues to learn the trade but you earn while you learn.

Remember you will sometimes have to crawl around in a very hot attic or in someone's filthy basement crawlspace to do repairs and installs.
Title: Re: The fictional credit crisis
Post by: BB on July 24, 2024, 05:40:51 AM
One of my best friends is a plumber, he's been well into the $120-180,000 range for decades now, and that's with turning down a good bit of  work. I know specialty machinists who make well into the $150 - 200 range/hr range, etc.....  The trades are great depending on the area and how hard you hustle, and should only get better as people forget how to do things with their hands, etc....
Title: Re: The fictional credit crisis
Post by: a_pupil on July 24, 2024, 05:45:24 AM
Way better than most post-grad degrees thanks to licensure requirements. I bet in the US they even need bonding.

Lol @ what AI is going to do to coders. "Learn to braze."

Plumbing is dead easy. Screw shit together and attack the carpenter's work with a dull beaver. Invoice $4k.

I'd be shitting my pants if I worked in tech.

I remember in the 2000 and 2010s the old place I used to work at would spend 1000s on building their website and pay monthly maintenance. Recently I made my own site, took 2 days of moderate work and AI was there whenever I needed to mess with code.

There's literally no point for businesses to have 10 grunts handling menial IT stuff when you could just have the most talented of the bunch overseeing AI.

Big companies are starting to lay off staff now as they're realising how much more efficient AI is.
Title: Re: The fictional credit crisis
Post by: joswift on July 24, 2024, 05:56:10 AM
I'd be shitting my pants if I worked in tech.

I remember in the 2000 and 2010s the old place I used to work at would spend 1000s on building their website and pay monthly maintenance. Recently I made my own site, took 2 days of moderate work and AI was there whenever I needed to mess with code.

There's literally no point for businesses to have 10 grunts handling menial IT stuff when you could just have the most talented of the bunch overseeing AI.

Big companies are starting to lay off staff now as they're realising how much more efficient AI is.
Guy at work uses AI to create excel spreadsheets. just asks AI to write the code to include graphs pi charts links numbering auto updates, e-mail alerts to nominated staff in a split second it writes the entire code, he copies it and places it in the relevant tool bar and instantly it creates the spreadsheet, literally weeks of work done in a couple of minutes
Title: Re: The fictional credit crisis
Post by: WrongAdvices on July 24, 2024, 06:15:28 AM
Guy at work uses AI to create excel spreadsheets. just asks AI to write the code to include graphs pi charts links numbering auto updates, e-mail alerts to nominated staff in a split second it writes the entire code, he copies it and places it in the relevant tool bar and instantly it creates the spreadsheet, literally weeks of work done in a couple of minutes

But has AI mastered the ability to crash excel like Healy?
Title: Re: The fictional credit crisis
Post by: WrongAdvices on July 24, 2024, 06:16:56 AM
Working class people have ALWAYS been skint, its not new.
And skint today for some people means they can only afford 1 car

Growing up in the late 60s early 70s my parents had fuck all, one wage coming in, mum stayed at home
No car, we had only one weeks holiday in all the time I was a child, a week in a holiday camp (pontins in Southport) restb of the time it was a day out somewhere.

they have created this "credit crisis" fiction to convince people they are victims.

Oh and parents both working paying almost all of one of their wages in childcare would be better off with a parent in the home.

Is England currently involved in a credit crisis or financial crisis?  I hadn't heard anything about that.
Title: Re: The fictional credit crisis
Post by: joswift on July 24, 2024, 06:19:41 AM
Is England currently involved in a credit crisis or financial crisis?  I hadn't heard anything about that.
they keep telling us it is, think is they bang on about "broken Britain", fucks sake when was Britain not broken?
Can somone point me to a time when it was all "hunky Dorey"?
Title: Re: The fictional credit crisis
Post by: a_pupil on July 24, 2024, 06:24:28 AM
Is England currently involved in a credit crisis or financial crisis?  I hadn't heard anything about that.

There's inflation right now + a lot of people with big mortgages got their shit pushed in because the rates went from 1-1.5% to 6%+

The lower class get less freebies now because the benefits are capped more strictly compared to 10 years ago.
Title: Re: The fictional credit crisis
Post by: Tapeworm on July 24, 2024, 06:28:26 AM
One of my best friends is a plumber, he's been well into the $120-180,000 range for decades now, and that's with turning down a good bit of  work. I know specialty machinists who make well into the $150 - 200 range/hr range, etc.....  The trades are great depending on the area and how hard you hustle, and should only get better as people forget how to do things with their hands, etc....

I like to shit on plumbers (little plumbing humor there) but a true machinist is something else. I used to watch Keith Fenner vids for hours. Muh truck always carries thread gauges & "just a reference tool" calipers.

I've got a Holbrook lathe. Rolls Royce of it's day. British. I date it to '44-'46. They really don't make them like that anymore. It's criminal it ended up with a drywaller.
Title: Re: The fictional credit crisis
Post by: bhank on July 24, 2024, 06:41:02 AM
Title: Re: The fictional credit crisis
Post by: joswift on July 24, 2024, 06:42:36 AM
There's inflation right now + a lot of people with big mortgages got their shit pushed in because the rates went from 1-1.5% to 6%+

The lower class get less freebies now because the benefits are capped more strictly compared to 10 years ago.
Labour are looking at scrapping the 2 child benefit cap
Whos that going to benefit?
Rag heads with dozens of kids, most white people tend to have two kids and stop there because they cant afford anymore.
another £3.5 billion a year from tax payers nmoney to allow these parasites to breed.
Title: Re: The fictional credit crisis
Post by: Tapeworm on July 24, 2024, 06:56:50 AM
Well yeah. Your nation is being gutted by oligarchs peddling socialism while they replace you.
Title: Re: The fictional credit crisis
Post by: Tapeworm on July 24, 2024, 07:24:26 AM
Don't take it personally. It's happening all over.
Title: Re: The fictional credit crisis
Post by: CalvinH on July 24, 2024, 07:41:06 AM
Jeez after reading joswift's firsts few post I can understand why he's so miserable!
Title: Re: The fictional credit crisis
Post by: a_pupil on July 24, 2024, 07:57:23 AM
Jeez after reading joswift's firsts few post I can understand why he's so miserable!

Him and Bhanky are like Ebenezer Scrooge and Tiny Tim
Title: Re: The fictional credit crisis
Post by: joswift on July 24, 2024, 08:08:06 AM
Jeez after reading joswift's firsts few post I can understand why he's so miserable!
wise owl or happy pig?
Title: Re: The fictional credit crisis
Post by: Humble Narcissist on July 24, 2024, 11:44:26 PM
Skilled trades where your job can't be outsourced to India:

Plumbing
HVAC
Electrician

There is a shortage of workers in the trades.

Most people today cannot do sh*t as far as fixing anything and things are way more complicated with computers and electronic controls that you can't fix without training.

You have to pay some dues to learn the trade but you earn while you learn.

Remember you will sometimes have to crawl around in a very hot attic or in someone's filthy basement crawlspace to do repairs and installs.
Would you want to do that for 40 years? Better to be a pro bodybuilder where you'll be dead in 20.
Title: Re: The fictional credit crisis
Post by: Raymondo on July 25, 2024, 12:27:14 AM
I'd be shitting my pants if I worked in tech.

I remember in the 2000 and 2010s the old place I used to work at would spend 1000s on building their website and pay monthly maintenance. Recently I made my own site, took 2 days of moderate work and AI was there whenever I needed to mess with code.

There's literally no point for businesses to have 10 grunts handling menial IT stuff when you could just have the most talented of the bunch overseeing AI.

Big companies are starting to lay off staff now as they're realising how much more efficient AI is.

The end of tech jobs has been prophesized for 40 years now. I've yet to shit my pants.

First it was high level programming languages
Then outsourcing to India
Then IDEs that would automate everything
Then that stupid low/no-code movement
Now it's AI

What happens in the end is we have one more tool to use. See Github Copilot.
Title: Re: The fictional credit crisis
Post by: IroNat on July 25, 2024, 04:46:11 AM
Would you want to do that for 40 years? Better to be a pro bodybuilder where you'll be dead in 20.

The smart guys will go out on their own and leverage themselves by expansion.

From one truck to two, three, etc. with employees billed out at $150-$200/hr.

Obviously, not everyone has the brains, balls and can handle the responsibility and stress to do that so they remain employees.

The one-man show guys will find it tough.

Even as an employee, you can make an adequate living.
Title: Re: The fictional credit crisis
Post by: Humble Narcissist on July 26, 2024, 12:13:25 AM
The smart guys will go out on their own and leverage themselves by expansion.

From one truck to two, three, etc. with employees billed out at $150-$200/hr.

Obviously, not everyone has the brains, balls and can handle the responsibility and stress to do that so they remain employees.

The one-man show guys will find it tough.

Even as an employee, you can make an adequate living.
Yeah, after getting the experience, train others and just run the books. Like the movie Nightcrawler.
Title: Re: The fictional credit crisis
Post by: Tapeworm on July 26, 2024, 12:28:33 AM
Depends on the burden imposed by labor law. For me, in my area, no deal. I'm not screwing my clients so I can pay a guy to go on vacation, and I'm not losing my house if some klutz can't stay on a ladder. They've protected workers into unemployment.

Also if you really want to spend your life dealing with annoying people when you can make plenty without them.
Title: Re: The fictional credit crisis
Post by: CalvinH on July 26, 2024, 07:42:18 AM
wise owl or happy pig?


Wise pig?