Brutal relying to social security(which is nothing), brutal not saving or investing, brutal getting into debt trouble with stupid cars and purses.
I have a high yield savings account back in Bangladesh.. Earns me 8%, and I don't even deposit much. Uncle Sam don't know about either.

It's not hard to maintain as I send the money back with people and it's always under $9,999.
I'll be set for retirement.
