I've had the 1st generation iPhone jailbroken and modded myself since around January. I bought it off somebody from Craigslist for $275. Modding the phone and running different programs on it takes a few seconds. All you have to do is just download a program from a long list that is offered through "installer". It's simple and doesn't take a nerd hacker to figure it out. Anyone with a basic knowledge how to operate a computer can do this.
I'm running T-Mobile on my Iphone and my plan is 600 anytime mintues with free nights and weekends, unlimited text and internet for $65 a month. If I chose to switch over to AT&T I would be paying well over $150 a month. So you do the math on which carrier is more economical. I guess by McFarland's definition I must be a hoodrat without any credit since I refuse to pay AT&T double the price for the same exact services I get through T-Mobile.
It's funny, even to this day I get random people coming up to me and asking me, "Dude is that an iPhone?" But I just hit a most muscular with my tongue sticking out right in front of them and they usually run away. 60% of the time it works everytime.