lorax2013 A couple clarifications: I should have said the S&L bailout was around $500 billion in current dollars. (think it is cited between 100 - 200 billion in 1980s dollars).Regarding the debate over an organized conspiracy. I just tend to think it is more of a collective unconscious "conspiracy". Not that it matters. I think the response is the same either way - protect yourself and educate others. The conspiracy debate normally just distracts from focusing on what needs to be done IMO.