Hahahah, when you said there would be a market crash soon I though you were a fucking idiot.
LOL, jokes on me... 
Make no mistake, even though the market hasn't totally tanked (I'm just waiting so I can buy) NT knows his stuff and wouldn't trust anyone else on here besides him. Read his thread about the 401k's on the politics board. Not knowing a whole lot about the market, he's help keep me out of trouble.