Author Topic: QUESTION ON BUYING A HOUSE/PROPERTY/WHATEVER THE HELL U WANNA CALL IT (Read 2078 times)

NaturalWonder83 · « **on:** April 18, 2009, 06:47:05 PM »

I have a question

Lets say there is a nice nice house in your area that is for sale-you know-open house, all that jazz

and lets say u dont have a lot of money to buy it or rent it or get a morgage or whatever(to be completely honest i have no idea about money issues and i dont even know how to buy a morgate or what to look for in it)

and u tell the real estate person that u wanna get it but u can only pay so much...like 800-1000 bucks a month

and lets say they say no but u tell them u will always be interested so remember you

so lets say months go by and nobody is buying it or wants it...but u still do...and they are desparte to sell it

do u think there is a chance the relator person will take u up on your offer???

your advice plz!

chaos · « **Reply #1 on:** April 18, 2009, 06:49:55 PM »

Not these days Gene, greedy fucks want every last penny you have!!!!

bigdumbbell · « **Reply #2 on:** April 18, 2009, 06:51:50 PM »

i live in a rental trailer but i believe it's the seller who accepts a contract

webcake · « **Reply #3 on:** April 18, 2009, 06:54:54 PM »

If it has been on the market for a while, there is a chance the vendor may "lower his expectations".

It is not a guarantee, but by all means, put forward your offer again. No harm in trying.

NaturalWonder83 · « **Reply #4 on:** April 18, 2009, 06:56:11 PM »

ok thanks for the input so far guys

tbombz · « **Reply #5 on:** April 18, 2009, 06:56:44 PM »

Quote from: NaturalWonder83 on April 18, 2009, 06:47:05 PM

I have a question

Lets say there is a nice nice house in your area that is for sale-you know-open house, all that jazz

and lets say u dont have a lot of money to buy it or rent it or get a morgage or whatever(to be completely honest i have no idea about money issues and i dont even know how to buy a morgate or what to look for in it)

and u tell the real estate person that u wanna get it but u can only pay so much...like 800-1000 bucks a month

and lets say they say no but u tell them u will always be interested so remember you

so lets say months go by and nobody is buying it or wants it...but u still do...and they are desparte to sell it

do u think there is a chance the relator person will take u up on your offer???

your advice plz!

its not up to the realtor, its up to the lender. im sorry but i dont think any lenders owuld do a zero down 1k a month loan right now.

but now is a great time to buy a house though.

bigdumbbell · « **Reply #6 on:** April 18, 2009, 06:57:13 PM »

Quote from: NaturalWonder83 on April 18, 2009, 06:56:11 PM

ok thanks for the input so far guys

does he sell trailers too?

NaturalWonder83 · « **Reply #7 on:** April 18, 2009, 06:58:25 PM »

Quote from: tbombz on April 18, 2009, 06:56:44 PM

its not up to the realtor, its up to the lender. im sorry but i dont think any lenders owuld do a zero down 1k a month loan right now.

but now is a great time to buy a house though.

ok i actually have no idea about how to do aloan and such but it sounds bad

Quote from: bigdumbbell on April 18, 2009, 06:57:13 PM

does he sell trailers too?

im not sure...i dont think there are any trailers around my area

bigdumbbell · « **Reply #8 on:** April 18, 2009, 07:00:01 PM »

Quote from: NaturalWonder83 on April 18, 2009, 06:58:25 PM

ok i actually have no idea about how to do aloan and such but it sounds bad
im not sure...i dont think there are any trailers around my area

why are you in westport?

tbombz · « **Reply #9 on:** April 18, 2009, 07:00:24 PM »

most all realtors with some experience will have one or two lenders who they primarily deal with. if you go find a realtor to take you around and show you houses within your price range and where you want them to be... then the realtor will work with a lender to try to get you a loan that you can afford. realtors and lenders both make money when someone goes through them to buy a house, so they will work with you and try their best to get you into a house.

oldman · « **Reply #10 on:** April 18, 2009, 07:00:31 PM »

It sounds like you will have to continue living in your trailer, are you really that ignorant?

chaos · « **Reply #11 on:** April 18, 2009, 07:00:44 PM »

Quote from: tbombz on April 18, 2009, 06:56:44 PM

its not up to the realtor, its up to the lender. im sorry but i dont think any lenders owuld do a zero down 1k a month loan right now.

but now is a great time to buy a house though.

Why not ask your mom for Gene, Tdongz?

Get a real answer.

Do it for Gene.

NaturalWonder83 · « **Reply #12 on:** April 18, 2009, 07:01:27 PM »

Quote from: bigdumbbell on April 18, 2009, 07:00:01 PM

why are you in westport?

very close-like 20 mins away...why?

Quote from: tbombz on April 18, 2009, 07:00:24 PM

most all realtors with some experience will have one or two lenders who they primarily deal with. if you go find a realtor to take you around and show you houses within your price range and where you want them to be... then the realtor will work with a lender to try to get you a loan that you can afford. realtors and lenders both make money when someone goes through them to buy a house, so they will work with you and try their best to get you into a house.

oh ok-thanks for the info