Yeah, but do you think the typical 18 y/o moron understands this?![Huh ???](http://www.getbig.com/boards/Smileys/classic/huh.gif)
Lol heck no! I know I didn't and I was 23. I wasn't even the worst one with money either. I had classmates who would go to the financial office and get outrageous loans for their rent, or whatever use, and I know the interest was high.