does she have kids?
if she doesn't have kids then she will be a "cougar" not a "MILF".
I know we are playing with semantics but still protocol is protocol
now, the hottest MILF ever is this lady Theresa who is my bosses client...and she wears glasses. You know how many times i've beaten off to her. ALOT...see, there is where i would normally throw in something "funny" but i'm not gonna be funny about something serious as cumming on my boss' clients glasses