50 million uninsured? where are those numbers from...obama claimed there were 42 million..
Obama is quoting the last estimate... and the economy has had a little trouble since then.
An easier way to do this would be to tot up the number of INSURED, and subtract it from 302 million. I think you'll find that when you subtract those already insured by government programs (governement employees; soldiers and veterans; those utilising Medicare; state employees; prisoners etc) the actual number of
uninsured who should have their own private coverage is closer to 1 in 4.
Here's an easier calculation:
Last year, US health insurers (collectively) posted $30 billion profit, that's a hundred dollars profit for every man woman and child in America; every minority; every illegal alien; every refugee... and that figure was quoted from an IRS report by Congressman Weiner on the foor of the Congress (and again in several media interviews).
So the average person who is AGAINST healthcare reform: a married conservative midde-class guy with two kids, (just generalising) is paying:
-$400 to healthcare insurers
profits on behalf of himself and his family
-another $100 to healthcare
profits on behalf of some uninsured person (who don't contribte to these profits)
-another $100 to healthcare
profits on behalf of some pensioner using Medicare (who dont contribte to these profits)
...now not all of that (approx) $600 annually is payed via premiums, some of it is collected via taxes which the government then pays to the healthcare insurance industry as tax breaks and subsidies (corporate welfare).
But the really interesting part is what happens next.
Having paid out (approx) $600 directly towards the PROFITS of these inefficient, poorly-performing HMOs and insurers who provide NO SERVICE and operate with ten times the administration overhead of Medicare... our averaged anti-reform married conservative middle-class guy with two kids then digs deeper into his pocket and pays THE ACTUAL COST OF HIS FAMILY'S MEDICAL CARE and,... wait for it,... his contribution towards the care of those who receive goverment run insurance (Medicare, Medicaid, Tricare).
...and this ACTUAL COST OF HIS FAMILY'S MEDICAL CARE is grossly bloated too.
It includes doctor's overheads (half of which is malpractice insurance which goes back to the insurance companies again) and the overheads of the health insurers (which is outside of the profits contribution he already paid).
So, lets look at the average family premium of $6,328 for a family.
http://healthinsurance.about.com/gi/o.htm?zi=1/XJ&zTi=1&sdn=healthinsurance&cdn=health&tm=87&f=00&su=p736.8.336.ip_&tt=2&bt=0&bts=0&zu=http%3A//www.ahipresearch.org/pdfs/2009IndividualMarketSurveyFinalReport.pdfSeems pretty reasonable when you consider the US spends $7,421 dollars
per resident, annually on healthcare.
http://www.kaiseredu.org/topics_im.asp?imID=1&parentID=61&id=358Except that MOST of that $7,421 per capita is collected via taxes and salary levies (approx $30k for our family)... of the $6,328 per family premium (some say this is now over $11k per family) at least $600 is pure profiteering by insurers; another $2,000 is insurers administration overhead of 30%; (which should be $200 like the 3% administration cost of Medicare).... and only the $3,500 remaining goes towards the cost of insuring that family.
So, very roughly, Americans are paying $7,421 per capita for healthcare.
But $100 per capita is insurers profits.
Another $450 per capita is insurers administration cost (guesstimating from the $2k cost to out hypothetical family of four, which should be $200).
So do Americans get $6,900 worth of healthcare once you remove the cost of profits (funding the parasitic rent-seeking classes); the cost of administration (running the unnecessary insurers); ; and the cost of corruption (funding the lobbying efforts made against the general public)...?
No, I dont think so.
The French pay roughly $3,000 dollars per capita for what is widely regarded as the very best healthcare system in the world. In 2001, when the US was in much better shape and BEFORE healthcare costs rose 250% for the average American, the WHO undertook the very biggest comparative national healthcare study... France was number one with a bullet, the US ranked 37th.
The French have the biggest "capitalist" healthcare system in Europe (the governmet run very few of their hospitals and most doctors are self-employed, with private healthcare competing for patients alongside state services and the taxpayer picking up the tab either way).
French patients have full choice of which doctor to see; patients generally only pay the initial consultation costs and are re-imbursed within the hour by swiping their medical card.
French patients pick their own surgeons and hospitals for procedures... and don't have to get approval from the government.
France has no bed shortage; and no waiting lists.
Please, guys, take the time to see what you could be gettig for
half the price:
http://jan.ucc.nau.edu/pvd/Primer.htmEvery coutry on Earth should be copying the French and the Scandinavians when it comes to healthcare... if you think otherwise, you probably dont know what you're talking about.
The Luke