Author Topic: Sample healthcare Q  (Read 2042 times)

a_joker10

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Re: Sample healthcare Q
« Reply #25 on: March 19, 2010, 02:03:46 PM »

that and many people can't afford heath insurance.

My sister's health insurance is roughly $18,500 annually, that's even with a very high 2500 deductible.

Not all of us have Cadillac plans that are subsidized through huge corporations..i'm not talking about myself here



Does she have some health problems, because those rates are extremely high.

The number I showed was the standard plan from Aetna.
It also doesn't cover drugs which can be a real killer.

http://www.ahipresearch.org/pdfs/2009IndividualMarketSurveyFinalReport.pdf
For someone between 25-29 who is single the national average is $1,429.
Although NewYork, Massachusetts and Rhode Islands rates are almost double the national average.
Z

grab an umbrella

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Re: Sample healthcare Q
« Reply #26 on: March 19, 2010, 02:06:14 PM »
I know I'm on the low end, but I pay 100 dollars a month.  $20 copays, etc.

OzmO

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Re: Sample healthcare Q
« Reply #27 on: March 19, 2010, 02:08:20 PM »
I know I'm on the low end, but I pay 100 dollars a month.  $20 copays, etc.

 >:(    :)

Soul Crusher

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Re: Sample healthcare Q
« Reply #28 on: March 19, 2010, 02:10:36 PM »
I know I'm on the low end, but I pay 100 dollars a month.  $20 copays, etc.

Which is completely fair and reasonable! 

Most people without insurance screaming about this pay for call phones, maincures, cable, beer, etc. 


240 is Back

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Re: Sample healthcare Q
« Reply #29 on: March 19, 2010, 02:28:11 PM »
I pay 210 a month.   use it once a year.  :(

Soul Crusher

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Re: Sample healthcare Q
« Reply #30 on: March 19, 2010, 02:31:19 PM »
I pay 210 a month.   use it once a year.  :(

240 - do you realize what insurance is in the first place?  I know you have an MBA, but sometimes I really dont think many people understand the role of insurance. 

I pay $285 a month and never use it and think it is very fair considering the fact thatt he carrier is potentially on the hook for hundreds of thousands of the dollars if somwthing happens to me. 

However, the price for me could be even lower but for the fact that the stpud govt we have in NY has so many mandates on carriers to cover things from soup to nuts that it drives up my costs more than it could or should be. 

If you want someone to blame, its the govt, not the carriers since they impose mandates on carriers to include things in your policy that you never would possibly use.   

Dos Equis

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Re: Sample healthcare Q
« Reply #31 on: March 19, 2010, 03:03:06 PM »
They're going to fund the government takeover in part by punishing people who fail to get insurance. 

I think this will all but guarantee Obama is a one-term president. 

Soul Crusher

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Re: Sample healthcare Q
« Reply #32 on: March 19, 2010, 03:07:41 PM »
This guy makes far more sense than Maobama.


shootfighter1

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Re: Sample healthcare Q
« Reply #33 on: March 19, 2010, 05:03:41 PM »
Health care expenses stemming from an auto accident will be submitted to the auto insurance in most circumstances (depending on fault) so, 240, it wouldn't matter in the case your proposed.

People in their 20s should have a high deductible plan with an HSA.  Typically $100-150 per month, which is affordable.  My insurance was approx $120/month with a $2000 deductible.

This plan will ultimately raise premiums for people that have insurance and will raise various taxes to pay for the massive medicaid expansion (which is free healthcare) and the subsidies for lower middle income folks.  There are some good things in the bill but they could have been passed without this huge costly disaster.