There is no "lets hope" - you just read the contract first. If you have good private health cover it will give you a lot more than any public scheme ever will.
I find it interesting that you are anti private health insurance, when you have obviously never had it.
Have
you ever had private health coverage?? Claim denials happen all the time and one of the biggest parts of "Obamacare" was making the appeals process more transparent and consumer-friendly. Insurers drop customers or roll back coverage of customers all the time if they are deemed potentially too expensive. Some insurers deny customers first claim almost as a matter of course. I can't speak for whork's position, but if he's making the argument that the big insurance is already rife with every single problem the right is screeching about, then he's right.