Jay can't beat Phil unless Phil trips up. If hes ON, nobody will be beating him for a while. He has a true genetic gift and aesthetic.
Jay should probably exit now (and focus on his health). Economically, I think he is secure with savings and real estate. Still, he could make money for a few more years and he probably still has time on his MT contract. He may give the O one more run. He's still THE MOST marketable name in bodybuilding. He's much more appealing to companies placing at #2 or #3 than guys like Kia, Vic, Wolf, Dexter, etc.
I guess we'll just have to wait and see.
What would be REALLY interesting and exciting for fans and the sport as a whole would be a Ronnie Coleman return. Jay and Ronnie battling it out for second and even perhaps a refreshed and rejuvenated Ronnie swelling the fuck up and taking it back from Phil?