P.I.P. I worked for Verizon in my last job. From what you've written it sounds like you would not like a smartphone. Smartphones require data packs which is an additional $29.99 per month on top of your phonebill for most companies. So if you're sure you don't want one then go with a basic phone.
If you want to store music, watch tv, pay bills, GPS, watch porn, take awesome pictures, take awesome videos, have an app market of 100,000 plus apps from games to thinks that make your life easier then get a smartphone....I heard there's an app that turns your phone into a hot pair of lips of your choice and gives you the best blowie ever and it even swallows.