Here's how you do it.
If you do get a college education, pick a good major that is practical, computer science is a fine choice.
Then, don't take out a lot of student loans, during college, be a cheapskate, work part time, sell drugs, don't take any vacations, do what you gotta do, but make sure you keep your student loans LOW.
Follow these 2 steps, and it is worth it.
And if you are hot, you can turn yourself into a ladyboy. Hot ladyboys can make big money fucking old dudes in the ass.