Blame the businesses. Blame them for not paying penalties in order to keep their employees insured under policies that DON'T MEET THE NEW STANDARD SET BY CRAPCARE!!!
Watch from 10:28 and on to listen to the obama's political hack trying to claim that no fault lies with the crapcare law.
You should watch the entire video so that you can see that all of this is really a scam to redistribute wealth from one person to another and to eventually bring in single payer.