Newsflash for the few and many..
You are taught to work hard, listen and obey through your best years, when you are most valuable because you are young, full of energy and ignorant. The system eats you up and spits you out when you are old, useless, desillussioned and poor. There is no such thing as saving money. It's the biggest lie ever. Money is energy. When you "save it", it stagnates. So you have to keep moving them around..give, take, give..
This system is designed so that before you wake up, IF you ever figure it out, you are old and bitter. The vast majority of the human population cannot see the bigger picture. They are too busy with daily "problems" and "distractions".
True from one point of view.... but the bigger picture is that were all anjmals struggling to survive... so instead of spending thw day foraging for food and looking for mates, we now soend the day working, so thag we can buy food and find a mate.
its literally the same basic mechanism and daily routine we had as primitive cave dwellers, but now weve added money into the mix as a way to procure food, shelter, mates, and to raise offspring. Really our daily lives still center around the same shit... food, shelter, sex... weve also added in entertainment.
I dont believe the system is some sort of malicious construct built to use us as slaves, rather that it came about naturally as we began to interact with each other... so rather than searching for food or shelter, we began to trade and barter for what we needed to survive and thrive. The concept of money is a natural extension of that idea.... and there will always be those that have more, whether it be from luck, hard work, or ruthless conquest.... and those that have more will always employ those with less to do what they want/need for a slice of the pie.
Its not necessarily a plot to keep peoplw down... its simply a natural construct as a way for people to get what they want/need from each other.