100% true
This is my breakdown in order of what women want by preference:
Preference 1) Money, good looks, and muscles.
Preference 2) Money, ugly, and skinny.
Preference 3) Average income, good looks and muscles.
Preference 4) Average income, ugly, and skinny.
As you see, preference 2 (with money) trumps average income, good looks and muscles (this also applies for men looking for women, maybe with some tweaks). Of course most women want number 1. However, as they get older, reality sets in and they begin to realize what they can and cannot get. Most women will wind up with either Preference 3 and 4, as preference 1 and 2 are save for models or women with a lot of cash.