Women would not even care about this stuff if the guy has money.
Money trumps everything.
Agreed, but lets say they had a choice between two guys, who both had equivalent amount of money, one looked like a mens physique competitor (not super muscular, but good conditioning, six pack, and enough muscle), and the other has a "dad bod" and someone asked them to pick one for a one night stand, guaranteed they'd go with the muscular guy. For long-term relationship with feelings involved, I'd bet they'd go with the "dad bod" (btw, can we use some other term? if I type "dad bod" one more time I'll throw up on my keyboard).
Its an oversimplification, of course, but knowing how self-absorbed fit guys are, its no surprise women want nothing to do with them long-term.