Here in SW FL, many of us live on canals. they're little man-made roads which run parallel to the main roads, and allow people in any part of the city to have access to the Gulf Of Mexico from their backyards. Kinda a way to have beachfront property for 10,000 people living in mainland.
We have gator sightings all the time. I train the kiddies to run zig zag, watch out for the little ones, and jump on a car hood or other elevated surface. Those gators climb out of canals and eat leashed animals sometimes.
Also coyotes, panthers, balck bears. I was riding shotgun with a girl that actually hit a bear a few years ago. Ran outta the woods. I almost hit a coyote on the way to the gym last year, a whole pack of them just running the neighborhoods.