I agree, i signed up to the second option and I'm only 34 and can see this future ahead of me.
Was much more fun and stress free, being jacked, working out, and being selfish and spending lots of money.
Now I have no life, let myself go and have a kid on the way....
In all seriousness, it has its pros and cons, and I do appreciate family life.
But fuck. Don't do it!!