Author Topic: Should I cancel my health insurance?  (Read 2921 times)

heenok

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Re: Should I cancel my health insurance?
« Reply #25 on: July 25, 2017, 12:37:49 AM »
Where do you get insurance that cheap?  Do you get a subsidy? My insurance is a standard in NJ Blue cross Horizon and it's over 15K a year.

I was about to comment about how 300dol a month is expensive. USA health care is truely fucked.

Tapeworm

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Re: Should I cancel my health insurance?
« Reply #26 on: July 25, 2017, 03:29:51 AM »
Talk to your insurer.  Tell them you want top notch coverage for yourself and your family but you don't want to pay anything for it.  In exchange, each month, they will pass you an envelope containing a name.  The name of a person who costs them a lot of money.

HTexan

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Re: Should I cancel my health insurance?
« Reply #27 on: July 25, 2017, 05:52:34 AM »
Yes Vince, tell me your thoughts on stretch reflex and stored elastic energy
IMO I think your asshole is permanently stretched out, and there is no elastic energy left.
A

Coach is Back!

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Re: Should I cancel my health insurance?
« Reply #28 on: July 25, 2017, 09:00:34 AM »
IMO I think your asshole is permanently stretched out, and there is no elastic energy left.

I didn't see anyone asking your opinion. Thanks for playing anyway

Soul Crusher

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Re: Should I cancel my health insurance?
« Reply #29 on: July 25, 2017, 09:09:02 AM »
Where do you get insurance that cheap?  Do you get a subsidy? My insurance is a standard in NJ Blue cross Horizon and it's over 15K a year.

Same - F obamafaggetcare.   Its horrible. 

Soul Crusher

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Re: Should I cancel my health insurance?
« Reply #30 on: July 25, 2017, 09:11:28 AM »

Are you kidding me....its not insurance.  There's no recourse if they deny a claim and you can't use it with an HSA.  Just get insurance with a high deductible

KenyaCare banned that in my area.  Now we have to pay for every skell, drug addict, tranny seeking a sex change, the pajama boys and sandra flukes of the world etc. 


WannaBePro

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Re: Should I cancel my health insurance?
« Reply #31 on: July 25, 2017, 09:23:48 AM »
someone in my family has been in the hospital almost 4 weeks, luckily we are in canada on that part, however he has no drug plan so I don't know how he is going to manage the medications after which are probably going to be sky high

people have this misconception that health care in Canada is free, its not, we pay a shitload of taxes in this country and if you make a certain amount of income over I beleive $75,000 or $100,000 plus they add a health care levy that is in the several 1000's

Good part is yes, if you are hospitalized you are covered but the wait times for operations runs into months and years in some cases which is why those that can afford it go to other countries like the US etc and pay for it upfront

Actually, looking at the difference between my dad (who works in the US), and myself (I work in Canada), I think Canadians for the time being get a better deal. Sure, our salaries here aren't as high as in the US, especially in IT when you compare with NYC, and JC salaries with Toronto salaries. But for living in Toronto I make a pretty good living, don't have to worry about dealing with shitty insurance companies who aren't willing to cover me because of pre-existing conditions or flat out refuse to cover me in case of an emergency, and my dental and drugs are paid by group insurance my work provides.
I actually just calculated what I'd make in PA vs what I make in Ontario, and I end up paying $500/yr more than I would if I made the same amount of money in PA as I do in ON.

And about wait times. I'd rather wait and know I'll be treated than go bankrupt after being treated immediately. For the most part the only time you have to wait a long time for a procedure, is if its elective. If its life-threatening, the wait times are not at all horrendous.

SF1900

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Re: Should I cancel my health insurance?
« Reply #32 on: July 25, 2017, 10:02:13 AM »
I didn't see anyone asking your opinion. Thanks for playing anyway

Coach, are you going to follow Vince Goodrum advice?!!?!
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ProudVirgin69

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Re: Should I cancel my health insurance?
« Reply #33 on: July 25, 2017, 11:07:15 AM »
Where do you get insurance that cheap?  Do you get a subsidy? My insurance is a standard in NJ Blue cross Horizon and it's over 15K a year.

LMFAO are you self-employed or something?  I pay less in a year for my premiums than you pay per month, and I have BCBS PPO with a $2000 deductible.

Even $295/month for one person is expensive in my eyes

mazrim

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Re: Should I cancel my health insurance?
« Reply #34 on: July 25, 2017, 11:16:50 AM »
No matter what happens with  health care we are switching to Medishare.
chministries.org seems to be pretty good as well. If I didn't have it through work then I would go that route. Almost want to do it anyway as I never use it.

SF1900

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Re: Should I cancel my health insurance?
« Reply #35 on: July 25, 2017, 12:15:25 PM »
LMFAO are you self-employed or something?  I pay less in a year for my premiums than you pay per month, and I have BCBS PPO with a $2000 deductible.

Even $295/month for one person is expensive in my eyes

I pay 300 a month with a 2400 deductible but that applies to surgeries or hospitalizations. For most other things, I pay a reasonable copay.

PCP: 20
Specialist: 45
Blood work: 30
Generic drug: 10
Preferred brand drug: 45
X-ray: 45
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Vince G, CSN MFT

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Re: Should I cancel my health insurance?
« Reply #36 on: July 25, 2017, 12:23:14 PM »
KenyaCare banned that in my area.  Now we have to pay for every skell, drug addict, tranny seeking a sex change, the pajama boys and sandra flukes of the world etc. 



Then contact herbalife to get a discount on REAL INSURANCE.
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AbrahamG

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Re: Should I cancel my health insurance?
« Reply #37 on: July 25, 2017, 07:36:39 PM »
Actually, looking at the difference between my dad (who works in the US), and myself (I work in Canada), I think Canadians for the time being get a better deal. Sure, our salaries here aren't as high as in the US, especially in IT when you compare with NYC, and JC salaries with Toronto salaries. But for living in Toronto I make a pretty good living, don't have to worry about dealing with shitty insurance companies who aren't willing to cover me because of pre-existing conditions or flat out refuse to cover me in case of an emergency, and my dental and drugs are paid by group insurance my work provides.
I actually just calculated what I'd make in PA vs what I make in Ontario, and I end up paying $500/yr more than I would if I made the same amount of money in PA as I do in ON.

And about wait times. I'd rather wait and know I'll be treated than go bankrupt after being treated immediately. For the most part the only time you have to wait a long time for a procedure, is if its elective. If its life-threatening, the wait times are not at all horrendous.

Get the fuck out of here with your real life experience aka facts.  The rubes on this board have no use for it.  :)