Good grief that's a lot of money to owe each month.
I'm not married and childless and I am SO happy about this when I consider the alternative.
I live in a nice condo, drive a cool Jeep and do what I want, when I want, and all the money I earn (minus taxes) is my own.
I see married guys with kids at work always fuming about this and that, stressed about time restraints and having to massively cater their lives toward the domestic scene at home.
Fuck. That.
Besides, I love my children too much to ever create them and subject them to this shit world.
very similar to you
no kids, not married, nice condo, drive a convertible mustang (roush stage 2

) I have a sales job where I control my own hours, my own clients, I have a gf (not even really) but she doesnt control me,
I am so wanting to pick up and move to hawaii, I hang out with who I want too, i compete in bbing shows, buy stupid ass art, buy bitcoin, live 2000 miles away from my parents (but visit often)
I am far from a rebel but I do as I please, date who I please, live and wear what I want, my only financial partner is the IRS
I am lucky I never got trapped, i know and see so many guys who are beat down by life