Do You Still Use Cash?

[tres_taco_combo]

liquidity rules.   credit cards are designed to suck the financial future out of you, that's why they go after college students.  money talks, credit walks

ding ding

99% of people do not have the discipline with credit cards  - it is so easy to carry a balance month after month on a credit

being financial prudent and being under 10% BF all boils down to will power and saying "no"


 

[IroNat]

Getbiggers use cash to hide their under-the-table schmoe earnings.

[Deadpool]

Getbiggers use cash to hide their under-the-table schmoe earnings.

 

[Primemuscle]

Cash can be awesome these days when you are in a place with long ass lines and they open a cash only register so you can cut to the front because 85% of the line is living on credit lines.

Perhaps many use credit to make in store purchases, but many are using their debit cards which is the same as using cash only simpler.

[Primemuscle]

This is why you develop fiscal discipline.  With discipline credit cards are way better because you get cash back, can't be robbed of your money and if you pay off the debt every month you don't pay any interest.  Plus having a good credit score allows you better interest rates on homes, cars, business loans and any other loan you might need to get.

Every bit of your post is right on target. It's my modus operandi.