another bodybuilder on gofundme.

[funk51]

lance dreher needs some heart work.

[IroNat]

Don't any of these guys have health insurance?

[ProudVirgin69]

It's kinda sad how uninsured Americans have to beg for the money to pay for life-saving medical procedures

[SF1900]

It's kinda sad how uninsured Americans have to beg for the money to pay for life-saving medical procedures

Yup.

You come out millions in debt depending on your condition.

My uncle had a massive stroke last year and after a year of treatment, had over a million dollars in medical bills. Good thing he worked for New York City and had great insurance. Only paid a few hundred bucks out of pocket.

[IroNat]

You need to have health insurance.

You also need to save money to pay your deductibles and co-pays.

You need to plan for this throughout your life.

Don't be stupid.  Shat happens.

Even young people can have health problems and get in bad accidents.

[Rusty Trombone]

My uncle had a massive stroke last year and after a year of treatment, had over a million dollars in medical bills.

That's because the hospitals massively inflate their prices to chage that from healthcare funds.

If there werent such a system in place,the costs would be much lover.

[IroNat]

If you don't have health insurance the doctors and hospitals ream you full price retail.

If you have health insurance the insurance company knocks down the price they will pay and the provider in the plan has already agreed to accept it.

What a racket.

[tres_taco_combo]

You need to have health insurance.

You also need to save money to pay your deductibles and co-pays.

You need to plan for this throughout your life.

Don't be stupid.  Shat happens.

Even young people can have health problems and get in bad accidents.

I am thankful for my mother making get health insurance when i was 21ish and 22ish all through my 20s.  she forced me to get it.  after college I became a mortgage broker and had broker related sales jobs and you are either 1099 or K-1 so you are on your own - and no insurance -  but at the time you could get personalized health care insurance.

it was great - for a healthy guy in his 20s (mid 2000s) it was around $100 - $150 per month with a national carrier -  so $1200- $1800 a year i have coverage. that is cheaper than a cell phone plan or cheaper than running your AC at blast, eating out etc

I believe Obamacare made it too expensive for individual plans and insurance companies do not carry them anymore? - i am not certain - but it was fabolous since your insurance was underwritten for you

[Humble Narcissist]

Lance Dreher has a phd but he can't afford health insurance?

[Joe Valentino]

lance dreher needs some heart work.

" If I had a Dollar, Might give you Ninety-Nine"  Spin Doctors

[_bruce_]

It's all overpriced so that you have to be insured in case you get imgured.
Insurance where I reside is around 360 Euros per month... and the nurses at hospitals are ugly too.
Total scam 

[IroNat]

When I was between jobs around 20 I had no insurance and broke my nose badly and needed cosmetic surgery.

Cost me only about $800 in those days so it was not a killer.  That would be about $3,150 today.

Taught me a lesson though.

[Kahn.N.Singh]

Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 

[mazrim]

If you don't have health insurance the doctors and hospitals ream you full price retail.

If you have health insurance the insurance company knocks down the price they will pay and the provider in the plan has already agreed to accept it.

What a racket.

I always thought it was the opposite based on bills I received. When I payed cash with no insurance it was about a 50% "discount". When they know that insurance is paying for it and they will for sure get the money it seems to generally be more.

[IroNat]

I always thought it was the opposite based on bills I received. When I payed cash with no insurance it was about a 50% "discount". When they know that insurance is paying for it and they will for sure get the money it seems to generally be more.

I guess it might depend where you are.

If a doctor agrees to accept certain insurance he usually agrees to accept what the company pays. 

For example, the doc bills Blue Cross/Blue Shield $1,000 and BC/BS knocks it down to $400.  Some dentists charge more than your insurance will pay and they bill you for the difference.

You'd have to work out a discount personally with the doc if you don't have health ins.  Some docs will do it.  Some will not.

Hospitals won't dicker with you.  They just send you a bill with what they charge.

[IroNat]

Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 

Did Arnold get his degree from a place like that?

[Humble Narcissist]

Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 

That explains it.

[Coach is Back!]

lance dreher needs some heart work.

I saw this yester on his FB. Seems his insurance ran out when the bills started exceeding $500k

[IroNat]

I saw this yester on his FB. Seems his insurance ran out when the bills started exceeding $500k

That sucks.

Now that the money's run out the docs and hospital say go die.

It's pretty fracked.

They got $500k and it's not enough?

Do the docs at least wave when they go by?

[Primemuscle]

I saw this yester on his FB. Seems his insurance ran out when the bills started exceeding $500k

That's too bad. He needed a better policy. $500k is just a drop in the bucket when it comes to major health issues, specially those requiring surgery.

[el numero uno]

What kind of treatment or surgery costs more than half a million dollars? No offense, but healthcare in the U.S. is a rip off.

[Humble Narcissist]

That's too bad. He needed a better policy. $500k is just a drop in the bucket when it comes to major health issues, specially those requiring surgery.

At this point it may be better off going overseas to Thailand or India.  Saw a piece on 60 Minutes years ago of people going to India and having open heart surgery performed on them.  They had a doctor who was trained and worked for years in the U.S., had their own private room and only paid a few hundred bucks.

[Humble Narcissist]

What kind of treatment or surgery costs more than half a million dollars? No offense, but healthcare in the U.S. is a rip off.

Yes it is.  I am considering moving to another country when I get older.  With Social Security alone an American can live like a king in some decent places in the world.  The way the U.S. is devolving there may be no choice.

[el numero uno]

At this point it may be better off going overseas to Thailand or India.  Saw a piece on 60 Minutes years ago of people going to India and having open heart surgery performed on them.  They had a doctor who was trained and worked for years in the U.S., had their own private room and only paid a few hundred bucks.

Many doctors in developing countries have formal education in developed countries, usually European countries.

They may charge up to twice the rate that a colleague without those merits charge, but we're still talking about a couple of thousand dollars for a surgery, not dozens of thousands, and definitely not hundreds of thousands.

[IroNat]

I was in a hospital just a couple days ago.

The equipment in these places is fantastic.  I mean it is awesome.  It's also fantastically expensive.

Medical education that doctors go through in the States is fantastically expensive...and very difficult.

It all adds up to the bottom line of cost.

If you get really sick it's cheaper to just die.  Cut your family a break.