Its best to use your own judgement and stop listening to the "experts"
Use my own judgement. -Sounds like a plan. What makes me able to judge something I, nor most of us know nothing about? My logic? My commonsense? -Fact is that the "experts" (people with training in these areas), are struggling for answers. I seriously do not believe those of us who are not educated in medical, scientific and epidemiology areas know more than these "expert's" do about COVID-19.
Logic tells me the virus is real. It also tells me that as much as I may think I am, I am probably not immune to the virus. My health is excellent, so it is safe to assume I don't have compromising health issues. My age could be a problem. Looking at all this, commonsense suggests I could take reasonable precautions to not contract COVID-19. Therefore, I will wear a mask when out in public and I will continue to practice social distancing. I'm luckier than some folks in that I don't need to work for an income. If I did, that would impact my commonsense conclusions.