Yeah I mostly am interested in maintaining indoor temps with backup energy for when storms hit.
Swamp cooler depends on what area of US you live in. If low humidity region, then it’s fine.
Unless you believe fossil fuels are going to get Bill Gates expensive, the cost of a gen for a day here and there would be negligible.
I'm in West Australia. Summers are bone dry. Theh call them evaporative air conditioners here. Regarded as a low market, yesterday technology. I've just never heard of anyone solving the dampness issue, which is what makes them suck, by introducing ambient air to an evap cooled heat exchanger.
I'm also going to have a retarded amount of insulation. Like 2-3 feet think overhead and 12" wall cavities along with double or triple glazing and drop down insulative screens. If I ever get time to do it. Just doing a check of seals and leaks might make a difference to what you're spending on climate control if big insulation works aren't practical for you.
I dig electricity for it's ability to run electronics and control systems but to generate it from a thing we make move and then use it to make something else move... the frictional and conversion losses are surely staggering. For heating, forget it. Shit that burns is hot, I figure.