is that a rental - are all the windows like that ? must be hell on your heating/cooling bills?
House isn't a rental and is fine. Normal, modest (smallish) house, paid off well-over a decade ago, also no car payments for a decade.
Nothing fancy here, that's not how I roll. Simple, clean, paid-for (and mine).
I have zero-debt, which I love.
I do upgrades as I feel like doing, and that flower-box window, yup, that's getting yanked...