You know it’s bad when Brian has to cut down the gear.
Over-leveraged idiot.
The perfection of Em's plan is that he only has a small loan left to payoff. So it really doesnt matter that much on her end when she pulls the rug out from under him. She will get all the $ and he will be gone and in the street penniless and no job, cars, motorcycle, etc. She doesnt even have to sleep in the same room of his farts and gas, listens to him screaming about posts on GB, punching holes in the drywall, makes disgusting slop in the kitchen, kicks the dog, etc as she plods on! Brilliant!