Working class people have ALWAYS been skint, its not new.
And skint today for some people means they can only afford 1 car
Growing up in the late 60s early 70s my parents had fuck all, one wage coming in, mum stayed at home
No car, we had only one weeks holiday in all the time I was a child, a week in a holiday camp (pontins in Southport) restb of the time it was a day out somewhere.
they have created this "credit crisis" fiction to convince people they are victims.
Oh and parents both working paying almost all of one of their wages in childcare would be better off with a parent in the home.