Author Topic: The fictional credit crisis  (Read 3736 times)

joswift

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The fictional credit crisis
« on: July 23, 2024, 09:15:18 AM »
Working class people have ALWAYS been skint, its not new.
And skint today for some people means they can only afford 1 car

Growing up in the late 60s early 70s my parents had fuck all, one wage coming in, mum stayed at home
No car, we had only one weeks holiday in all the time I was a child, a week in a holiday camp (pontins in Southport) restb of the time it was a day out somewhere.

they have created this "credit crisis" fiction to convince people they are victims.

Oh and parents both working paying almost all of one of their wages in childcare would be better off with a parent in the home.

ProudVirgin69

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Re: The fictional credit crisis
« Reply #1 on: July 23, 2024, 10:07:28 AM »
Your father was able to support his family on one income alone? 

joswift

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Re: The fictional credit crisis
« Reply #2 on: July 23, 2024, 10:18:13 AM »
Your father was able to support his family on one income alone?
Yes, and he wasnt that well paid either, he worked overtime every Sat morning from 7-12pm
I started working at the same place when I was 18, I worked nights and was on more money due to night rate and I got paid £100 a week take home, day rate was £75 a week.
He was probably on around £10 a week when me and my brother were toddlers

Just look at how much the pound has lost in value since 1970
Quote
£100 in 1970 is equivalent in purchasing power to about £1,938.63 today, an increase of £1,838.63 over 54 years. The pound had an average inflation rate of 5.64% per year between 1970 and today, producing a cumulative price increase of 1,838.63%.

This means that today's prices are 19.39 times as high as average prices since 1970, according to the Office for National Statistics composite price index. A pound today only buys 5.158% of what it could buy back then.

bhank

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Re: The fictional credit crisis
« Reply #3 on: July 23, 2024, 11:27:52 AM »
Working class people have ALWAYS been skint, its not new.
And skint today for some people means they can only afford 1 car

Growing up in the late 60s early 70s my parents had fuck all, one wage coming in, mum stayed at home
No car, we had only one weeks holiday in all the time I was a child, a week in a holiday camp (pontins in Southport) restb of the time it was a day out somewhere.

they have created this "credit crisis" fiction to convince people they are victims.

Oh and parents both working paying almost all of one of their wages in childcare would be better off with a parent in the home.

If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

a_pupil

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Re: The fictional credit crisis
« Reply #4 on: July 23, 2024, 11:29:06 AM »
The only take out I remember getting as a kid until about 95 or 96 was chips. Don't remember ever going to a restaurant lol. Never went on holiday until the economy really changed around about 2004. We only had cornflakes as a cereal and later Weetabix.

We weren't really poor in 80s, 90s though. Just a normal single wage family.

Nowadays the same level kid goes on holiday a few times a year, has a ps5, iPad, own phone and eats like a pig.

Skeletor

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Re: The fictional credit crisis
« Reply #5 on: July 23, 2024, 11:37:19 AM »
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

You've been jobless for a while now despite your education and MENSA-level genius.

IroNat

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Re: The fictional credit crisis
« Reply #6 on: July 23, 2024, 11:39:02 AM »
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder


Bhanky you are a dumb sh*t.

For a retard you're probably about average.

IroNat

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Re: The fictional credit crisis
« Reply #7 on: July 23, 2024, 11:41:46 AM »
Your father was able to support his family on one income alone? 

My father supported a wife and four kids.

He worked 6 days a week.

He never made a lot either.

GymnJuice

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Re: The fictional credit crisis
« Reply #8 on: July 23, 2024, 12:56:22 PM »
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

Depends on the education. Being a plumber probably pays more in the long run than spending six figures on a degree in gender studies, art history, or sociology.

joswift

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Re: The fictional credit crisis
« Reply #9 on: July 23, 2024, 01:00:28 PM »
Depends on the education. Being a plumber probably pays more in the long run than spending six figures on a degree in gender studies, art history, or sociology.
a self employed plumber can clear over £100k a year if they put the hours in

You will always be in work as well, any trade is a guaranteed job for life.
Make sure you pay into a decent pension or at least invest your money

Cook

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Re: The fictional credit crisis
« Reply #10 on: July 23, 2024, 01:03:13 PM »
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder
Lazy motherfuckers always say that.

illuminati

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Re: The fictional credit crisis
« Reply #11 on: July 23, 2024, 01:22:23 PM »
Poor , we were so poor at age of 9 I had to get up & head off to work
& Cross paths with myself on the way back from previous days work.


Nah, as Jo said it was very very different back then - we got by just.
I think the worst was scrapping the ice off the inside of my bedroom window
& sleep laying on my school clothes to make them warm.

I hated winter then & still hate it to this day.

Dokey111

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Re: The fictional credit crisis
« Reply #12 on: July 23, 2024, 01:25:13 PM »
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

lol what???   you must have something wrong upstairs

joswift

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Re: The fictional credit crisis
« Reply #13 on: July 23, 2024, 01:29:14 PM »
Poor , we were so poor at age of 9 I had to get up & head off to work
& Cross paths with myself on the way back from previous days work.


Nah, as Jo said it was very very different back then - we got by just.
I think the worst was scrapping the ice off the inside of my bedroom window
& sleep laying on my school clothes to make them warm.

I htaed winter then & still hate it to this day.
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them


illuminati

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Re: The fictional credit crisis
« Reply #14 on: July 23, 2024, 01:33:23 PM »
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them

Ahh yes the one coal fire in the front room.

I remember when my mum got a paraffin heater in the stairs hallway great a tiny bit of heat going
Upstairs- lovely- Despite the fumes near on choking us to death. 🤷🏼‍♂️  🤣😂🤣😂

IroNat

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Re: The fictional credit crisis
« Reply #15 on: July 23, 2024, 02:14:37 PM »
We were so poor thieves would break into our house and leave us stuff.

bhank

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Re: The fictional credit crisis
« Reply #16 on: July 23, 2024, 02:18:31 PM »
my dad was up at 5am and lit a fire , no such thing as central heating, zero heat upstairs at all
As you say thick ice on the inside of the bedroom windows
Bedroom shared with my brother, two single beds, a set of drawers a shelf I put up myself with a few books.
We used to come down with our clothes shivering warming our clothes in front of the fire getting the damp off them

Ok Timmy

BigRo

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Re: The fictional credit crisis
« Reply #17 on: July 23, 2024, 02:23:25 PM »
If you don’t want to be poor don’t be a plumber go to school get an education and a better job

You guys call me lazy bullshit I work smarter not harder

You dont work at all.

Henda

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Re: The fictional credit crisis
« Reply #18 on: July 23, 2024, 02:24:19 PM »
If anything people have it loads better now. I remember the days of hand me down clothes and having a patch sewn on clothes that got a hole in, I remember having a favourite pair of jeans as they had a patch with a racing car on the hole in the knee then me granny sewed a patch with a flower on the other knee when it got a hole in and never wore them again haha a lot of jumpers were knitted by a relative rather than bought

As a_pupil mentioned a takeaway treat was a bag of chips, I remember not tasting pizza till I was about 12 me and mates bought it with money we made Halloweening I remember it tasted absolutely unreal

oldtimer1

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Re: The fictional credit crisis
« Reply #19 on: July 23, 2024, 02:24:57 PM »
When I was kid the overwhelming amount of families had the father working and the mother staying at home. Life was better then. Kids should be raised by their mother.

 Now we have a generation of adults that were raised in institutions like day care with near minimum wage workers because both parents work. You can see the results of this. Young adults now have morals and values that reflect liberalism and the woke ideology. They are also a generation of atheists. It's a lost generation with a few exceptions.

Raymondo

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Re: The fictional credit crisis
« Reply #20 on: July 23, 2024, 02:28:42 PM »
a self employed plumber can clear over £100k a year if they put the hours in

You will always be in work as well, any trade is a guaranteed job for life.
Make sure you pay into a decent pension or at least invest your money

I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number

IroNat

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Re: The fictional credit crisis
« Reply #21 on: July 23, 2024, 02:39:56 PM »
When I was kid the overwhelming amount of families had the father working and the mother staying at home. Life was better then. Kids should be raised by their mother.

 Now we have a generation of adults that were raised in institutions like day care with near minimum wage workers because both parents work. You can see the results of this. Young adults now have morals and values that reflect liberalism and the woke ideology. They are also a generation of atheists. It's a lost generation with a few exceptions.

Agreed.

IroNat

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Re: The fictional credit crisis
« Reply #22 on: July 23, 2024, 02:41:05 PM »
I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number

You'd need to leverage with a few trucks and employees.

It is hard on your body.


Raymondo

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Re: The fictional credit crisis
« Reply #23 on: July 23, 2024, 02:43:12 PM »
You'd need to leverage with a few trucks and employees.

It is hard on your body.

That's different though, I was thinking more about your typical white van man.

a_pupil

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Re: The fictional credit crisis
« Reply #24 on: July 23, 2024, 02:59:16 PM »
I gotta challenge that a bit, I don't know how feasible that is. How long and how hard does a working class man have to work to reach that stage? Are we talking 60 hours weeks? Working class jobs are not easy at all... I know chefs in restaurants who put in such hours and are nowhere close to that number

Good sole trader plumbers working normal hours 6 days a week in UK can easily clear 50k (most can get away with asking customers to pay cash only as well).

Work consistently in your 20s and 30s and you'll be able to start relaxing at 40.