This is how you try to justify your trust fund “success”?
What a pathetic loser.
You don’t even have medical insurance, because it’s not free, and your wife is a government employee. You should calm down offering life advice.
What Trust Fund success??? I went to college graduated and worked on wall street and got my CFA and earned a lot of money on my own.
I don't have medical insurance because I understand how insurance works. Why am I going to pay 500 a month for soemthign that wont cover anything???
HOW INSURANCE WORKS They literally set it up so that the premiums you pay are less than the anticipated cost of your filings. If you have the money you are always better off in the long term without insurance. Rich people do not buy insurance they insure themselves.
I also do not have home owners insurance. 10k a year to insure against possible damages so over a 10 year period that's 100k in insurance I am not filing for 100k in damages. Unless the entire fucking house burns down I am going to lose out on that. Better off to invest 100k and use the proceeds to do maintenance and cover any damages.