Author Topic: Being broke sucks  (Read 6940 times)

bhank

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Re: Being broke sucks
« Reply #75 on: September 12, 2024, 05:41:14 AM »
Bhanks, I have never made of your trike.  I think you look great with your helmet and your trike.

I don't wear a helmet

Dave D

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Re: Being broke sucks
« Reply #76 on: September 12, 2024, 05:49:24 AM »
Wrong thread dipshit…

Mensa financial advisor at work.

tatoo

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Re: Being broke sucks
« Reply #77 on: September 12, 2024, 05:50:10 AM »
I don't wear a helmet

cant find one big enough hahaha... hgh head of peace

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Re: Being broke sucks
« Reply #78 on: September 12, 2024, 05:54:06 AM »
Aww shucks

I guess that’s it then. We were all wrong about hanky. Look at this beautiful piece of humility, empathy and kindness. Not in any way contrived.

This bring a tear to my eye

(And nausea to the pit of my stomach  ;D)


hes posting some 'nice stuff' where he seems reasonable as he hopes the residents of selma who have been alerted to his presence and people at his wife's work- the wife who has judges in her pocket- will read one or two posts and think he seems reasonable


however once they look below they. will see a wife beating cowardly drug abuser who threatens cripples and mocks cancer sufferers.

a self proclaimed tough guy who scares serial killers who will stab anyone in his path

 
B

bhank

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Re: Being broke sucks
« Reply #79 on: September 12, 2024, 05:59:15 AM »

hes posting some 'nice stuff' where he seems reasonable as he hopes the residents of selma who have been alerted to his presence and people at his wife's work- the wife who has judges in her pocket- will read one or two posts and think he seems reasonable


however once they look below they. will see a wife beating cowardly drug abuser who threatens cripples and mocks cancer sufferers.

a self proclaimed tough guy who scares serial killers who will stab anyone in his path

Ok let's break it down. The Raleigh Metro Area has about 1.5 million residents. What are the chances you contact and convince the half dozen people out of 1.5 million I may eventually hang out with that I am a bad guy? Do you really think you are the first person who thought of trying to smear someone online? People just think you are crazy when you do that. Also the kind of people I usually make friends and hang out with are definitely not the kind to give a rats ass anyway. So by all means spend all night for the next 20 years sending emails to the entire world telling them I am a bad guy. No one cares

GymnJuice

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Re: Being broke sucks
« Reply #80 on: September 12, 2024, 06:02:27 AM »
I don't wear a helmet

Be careful Hanky. In the future you could end up donating two damaged kidneys and one pec.

bhank

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Re: Being broke sucks
« Reply #81 on: September 12, 2024, 06:03:35 AM »
Be careful Hanky. In the future you could end up donating two damaged kidneys and one pec.

Do I come across as an organ donor to you?

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Re: Being broke sucks
« Reply #82 on: September 12, 2024, 06:16:15 AM »
Ok let's break it down. The Raleigh Metro Area has about 1.5 million residents. What are the chances you contact and convince the half dozen people out of 1.5 million I may eventually hang out with that I am a bad guy? Do you really think you are the first person who thought of trying to smear someone online? People just think you are crazy when you do that. Also the kind of people I usually make friends and hang out with are definitely not the kind to give a rats ass anyway. So by all means spend all night for the next 20 years sending emails to the entire world telling them I am a bad guy. No one cares


this quote effectively gives us permission to troll you online until 2044.

thanks Brian could come in useful next time you call the feds/ report people to ron.
B

DanielPaul

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Re: Being broke sucks
« Reply #83 on: September 12, 2024, 06:16:20 AM »
Should we be responsible for paying other people's medical bills now? The problem with medical for all is it reduces the level of care. No one works for free.

I just paid thousands for my pec surgery yesterday out of pocket. It was not cheap. Should other getbig members have paid for it? Do we want socialized health care? By having for profit health care we have the option of paying for better service. I also booked a flight and booked economy that is what socialized health care would get you basic economy and an advil. You want first class with whiskey with a brand new tendon taken from an incarcerated  Chinese dissident you got to pay.
the working class has been paying other peoples medical bills for a long time now, healthcare was much better before the ACA. To make matters worse, the Gov just escorts 20,000,000 new people in and gives them a bunch of free shit all on our dime. Then tries to gaslight us into believing we’re inhuman by bitching about it. I know a lot of people that drive nice shit and go on nice vacations yet opt out of company healthcare. I pay around $300 dollars  bi-weekly for all the different types of healthcare I have and my employer matches but one thing I never have to pay fore is a visit to any dr including specialist, labs, X-rays or minor procedures because i bought every insurance my company offered. Sometimes sacrifices have to be made and my health isn’t something I fuck with

bhank

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Re: Being broke sucks
« Reply #84 on: September 12, 2024, 06:21:40 AM »
the working class has been paying other peoples medical bills for a long time now, healthcare was much better before the ACA. To make matters worse, the Gov just escorts 20,000,000 new people in and gives them a bunch of free shit all on our dime. Then tries to gaslight us into believing we’re inhuman by bitching about it. I know a lot of people that drive nice shit and go on nice vacations yet opt out of company healthcare. I pay around $300 dollars  bi-weekly for all the different types of healthcare I have and my employer matches but one thing I never have to pay fore is a visit to any dr including specialist, labs, X-rays or minor procedures because i bought every insurance my company offered. Sometimes sacrifices have to be made and my health isn’t something I fuck with

Wait until it isn't minor then see how much they are actually willing to cover.

SF1900

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Re: Being broke sucks
« Reply #85 on: September 12, 2024, 06:28:13 AM »
I don't wear a helmet

Bhanks, you should. You could fall off your trike and sustain a TBI.
X

DanielPaul

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Re: Being broke sucks
« Reply #86 on: September 12, 2024, 08:25:18 AM »
Wait until it isn't minor then see how much they are actually willing to cover.
Ok again I will say that I opt for every possible insurance + I utilize the max in my tax savor flex spending acount which is 5,000 dollars per year. I never use all this money by years end and my wife usually burns the rest by having laser therapy on her eyes or some othe shit. I could get a brain tumor today and it would only cost me a max of $3500 for all of my treatments. If you’re willing to sacrifice and pay for all the different types of insurance, including AFLAC, then there is not a scenario where an illness can put you in the poor house. I understand that there’s a lot of people that live paycheck to paycheck and can’t put into all of these things, but I got sick 15 years ago and it put a huge strain on me financially and once I dug myself out, I made the choice to always make this investment. AFLAC literally pays me back for the time I miss at work if I have to go into An appointment if I choose to file it with them. I may drive a vehicle that has 130,000 miles on it and is 10 years old, but my family will literally never be put out because one of us is sick.

joswift

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Re: Being broke sucks
« Reply #87 on: September 12, 2024, 08:26:43 AM »
Ok again I will say that I opt for every possible insurance + I utilize the max in my tax savor flex spending acount which is 5,000 dollars per year. I never use all this money by years end and my wife usually burns the rest by having laser therapy on her eyes or some othe shit. I could get a brain tumor today and it would only cost me a max of $3500 for all of my treatments. If you’re willing to sacrifice and pay for all the different types of insurance, including AFLAC, then there is not a scenario where an illness can put you in the poor house. I understand that there’s a lot of people that live paycheck to paycheck and can’t put into all of these things, but I got sick 15 years ago and it put a huge strain on me financially and once I dug myself out, I made the choice to always make this investment. AFLAC literally pays me back for the time I miss at work if I have to go into An appointment if I choose to file it with them. I may drive a vehicle that has 130,000 miles on it and is 10 years old, but my family will literally never be put out because one of us is sick.
Paragraphs, not paragraph

DanielPaul

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Re: Being broke sucks
« Reply #88 on: September 12, 2024, 08:28:08 AM »
Ok again I will say that I opt for every possible insurance + I utilize the max in my tax savor flex spending acount which is 5,000 dollars per year. I never use all this money by years end and my wife usually burns the rest by having laser therapy on her eyes or some othe shit. I could get a brain tumor today and it would only cost me a max of $3500 for all of my treatments. If you’re willing to sacrifice and pay for all the different types of insurance, including AFLAC, then there is not a scenario where an illness can put you in the poor house. I understand that there’s a lot of people that live paycheck to paycheck and can’t put into all of these things, but I got sick 15 years ago and it put a huge strain on me financially and once I dug myself out, I made the choice to always make this investment. AFLAC literally pays me back for the time I miss at work if I have to go into An appointment if I choose to file it with them. I may drive a vehicle that has 130,000 miles on it and is 10 years old, but my family will literally never be put out because one of us is sick.
My youngest child was born seven years ago and I literally did not pay a dime. Also, I was able to use my flex spending on formula diapers, wipes, and medication for her.

DanielPaul

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Re: Being broke sucks
« Reply #89 on: September 12, 2024, 08:30:16 AM »
Paragraphs, not paragraph
sorry, man. I know it’s annoying, but I sent that all talk To text, which is why random shit is capitalized and everything looks all fucked up so again I apologize

BayGBM

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Re: Being broke sucks
« Reply #90 on: September 12, 2024, 08:30:49 AM »
Anyone that criticizes this statement is just a hater.  I wish I could have been as consistent and disciplined as this.

Unfortunately, I've made some stupid decisions in my life. Even during the periods where I had access to a decent amount of money. Now, I'm 43 living paycheck to paycheck. I can only blame myself.

Some people get lucky, but virtually no one does everything right the first time around.  In the scheme of things 43 is still young… and if you make the right choices and investments between 43 and 53 the remainder if your life can be quite comfortable.  Whether or not you have the discipline to do that is a question only you can answer.  In order to chart a better path forward you need to be very honest with yourself (not us) about why you went off the rails with stupid decisions before; that is the only way you can prevent a repeat of previous bad choices.

irishdave

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Re: Being broke sucks
« Reply #91 on: September 12, 2024, 08:31:55 AM »

hes posting some 'nice stuff' where he seems reasonable as he hopes the residents of selma who have been alerted to his presence and people at his wife's work- the wife who has judges in her pocket- will read one or two posts and think he seems reasonable


however once they look below they. will see a wife beating cowardly drug abuser who threatens cripples and mocks cancer sufferers.

a self proclaimed tough guy who scares serial killers who will stab anyone in his path

And the wife’s boss is watching him too! He’s getting more intelligent and evolving like a retarded version of AI...is he actually becoming self aware too?

Hulkotron

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Re: Being broke sucks
« Reply #92 on: September 12, 2024, 08:45:42 AM »
Scorpio / ScoringPole was black but he is not around anymore.  Was a good poster.

Dave D

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Re: Being broke sucks
« Reply #93 on: September 12, 2024, 08:50:35 AM »
Ok again I will say that I opt for every possible insurance + I utilize the max in my tax savor flex spending acount which is 5,000 dollars per year. I never use all this money by years end and my wife usually burns the rest by having laser therapy on her eyes or some othe shit. I could get a brain tumor today and it would only cost me a max of $3500 for all of my treatments. If you’re willing to sacrifice and pay for all the different types of insurance, including AFLAC, then there is not a scenario where an illness can put you in the poor house. I understand that there’s a lot of people that live paycheck to paycheck and can’t put into all of these things, but I got sick 15 years ago and it put a huge strain on me financially and once I dug myself out, I made the choice to always make this investment. AFLAC literally pays me back for the time I miss at work if I have to go into An appointment if I choose to file it with them. I may drive a vehicle that has 130,000 miles on it and is 10 years old, but my family will literally never be put out because one of us is sick.

Smart decisions.

Hankins hasn’t worked consistently in years so he doesn’t know the difference between good insurance and a lousy plan, so he thinks the plans offered by Home Depot are the same offered everywhere. When you supplement with the gap plans via your employer’s benefit any issue you have won’t be financially devastating. Plus many of them are pretax benefits so paying for them actually can put more money in your pocket.


Insurance is a financial benefit and in many cases be an investment but it seems many people don’t see the benefits.

Something like life insurance can create an instant financial legacy that isn’t taxed.

DanielPaul

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Re: Being broke sucks
« Reply #94 on: September 12, 2024, 09:06:08 AM »
Smart decisions.

Hankins hasn’t worked consistently in years so he doesn’t know the difference between good insurance and a lousy plan, so he thinks the plans offered by Home Depot are the same offered everywhere. When you supplement with the gap plans via your employer’s benefit any issue you have won’t be financially devastating. Plus many of them are pretax benefits so paying for them actually can put more money in your pocket.


Insurance is a financial benefit and in many cases be an investment but it seems many people don’t see the benefits.

Something like life insurance can create an instant financial legacy that isn’t taxed.
in all fairness I’m fortunate enough to have an employer that offers anything and everything and will pay at least 50% of the cost of it.

bhank

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Re: Being broke sucks
« Reply #95 on: September 12, 2024, 09:10:23 AM »
And the wife’s boss is watching him too! He’s getting more intelligent and evolving like a retarded version of AI...is he actually becoming self aware too?

I will say this again I pity the government agent assigned to spy on me all day. I can't believe people not being paid (Josh, Jeff, 38) can't find something better to do than stalking me online but whatever

bhank

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Re: Being broke sucks
« Reply #96 on: September 12, 2024, 09:12:29 AM »
Ok again I will say that I opt for every possible insurance + I utilize the max in my tax savor flex spending acount which is 5,000 dollars per year. I never use all this money by years end and my wife usually burns the rest by having laser therapy on her eyes or some othe shit. I could get a brain tumor today and it would only cost me a max of $3500 for all of my treatments. If you’re willing to sacrifice and pay for all the different types of insurance, including AFLAC, then there is not a scenario where an illness can put you in the poor house. I understand that there’s a lot of people that live paycheck to paycheck and can’t put into all of these things, but I got sick 15 years ago and it put a huge strain on me financially and once I dug myself out, I made the choice to always make this investment. AFLAC literally pays me back for the time I miss at work if I have to go into An appointment if I choose to file it with them. I may drive a vehicle that has 130,000 miles on it and is 10 years old, but my family will literally never be put out because one of us is sick.

That sounds great I am happy you are in a good position financially and with your family health now. I hope to get real good insurance soon. I lost mine when my last job ended, and it was not time to sign up or burden my spouse's plan. Or maybe I just didn't think I would have an issue, and it was a rip off regardless I just spent thousands out of pocket. I have spent a lot out of pocket on medical over the years. But yeah it is a priority which is why I spend out of pocket vs just ignoring problems.

The thing is if I had a job and the insurance covered the pec surgery I still could not get it. I will be unable to perform spreadsheet work for months. You can't just take months off a job to get get your pec repaired and sit in a sling, especially if you have not been at the job long. I need to do this prior to finding my next job

For the original poster
I too know hunger and financial hardship and have medical needs I cannot afford, but yeah not a 10-dollar copay clearly there are different levels of broke

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Re: Being broke sucks
« Reply #97 on: September 12, 2024, 09:19:57 AM »
I will say this again I pity the government agent assigned to spy on me all day. I can't believe people not being paid (Josh, Jeff, 38) can't find something better to do than stalking me online but whatever

I don't stalk you

I despise you

An arrogant woman beating doped up lying fantasist bully who calls it on then runs to the feds.

You want us to stop- delete your account and never come back.
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Dave D

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Re: Being broke sucks
« Reply #98 on: September 12, 2024, 09:22:48 AM »
That sounds great I am happy you are in a good position financially and with your family health now. I hope to get real good insurance soon. I lost mine when my last job ended, and it was not time to sign up or burden my spouse's plan. Or maybe I just didn't think I would have an issue, and it was a rip off regardless I just spent thousands out of pocket. I have spent a lot out of pocket on medical over the years. But yeah it is a priority which is why I spend out of pocket vs just ignoring problems.

The thing is if I had a job and the insurance covered the pec surgery I still could not get it. I will be unable to perform spreadsheet work for months. You can't just take months off a job to get get your pec repaired and sit in a sling, especially if you have not been at the job long. I need to do this prior to finding my next job

I too know hunger and financial hardship and have medical needs I cannot afford, but yeah not a 10-dollar copay clearly there are different levels of broke


Great points.

What do you mean you would burden you wife’s medical plan?  If you can afford a cosmetic surgery that won’t allow you to overload excel you can surely afford the tax benefits that come with adding a spouse to her coverage.

bhank

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Re: Being broke sucks
« Reply #99 on: September 12, 2024, 09:27:45 AM »

Great points.

What do you mean you would burden you wife’s medical plan?  If you can afford a cosmetic surgery that won’t allow you to overload excel you can surely afford the tax benefits that come with adding a spouse to her coverage.

I really dont need to argue about tax benefits of medical plans all day it is kind of boring