Los Angeles Area Fires -

[Fortress]

Individuals roaming about in firefighter gear, starting, yes, STARTING, fires.

Several caught, allegedly.

As with everything these days, nothing we are being told is truthful or accurate or real.

Just a giant shitshow.

All the major “official” California players are either grossly incompetent, corrupted, evil, or a deadly combination of all three.

Fuck the world. Hail and kill.

WHITE POWER

[deadz]

Individuals roaming about in firefighter gear, starting, yes, STARTING, fires.

Several caught, allegedly.

As with everything these days, nothing we are being told is truthful or accurate or real.

Just a giant shitshow.

All the major “official” California players are either grossly incompetent, corrupted, evil, or a deadly combination of all three.

Fuck the world. Hail and kill.

WHITE POWER

Californians voted for it!

[mryorkielover]

Californians voted for it!

I think the proper quote would be the MAJORITY of Californians voted for this. Not all. This state is 30 percent conservative. We are just outnumbered. I live close to these fires and they are getting closer by the hour. No one should lose their home to the incompetence of these Democrat leaders and their trash policies. They are worthless and people are starting to see this now. Hopefully this catastrophe will be the catalyst for change away from DEI and Dem policies.

[chaos]

I think the proper quote would be the MAJORITY of Californians voted for this. Not all. This state is 30 percent conservative. We are just outnumbered. I live close to these fires and they are getting closer by the hour. No one should lose their home to the incompetence of these Democrat leaders and their trash policies. They are worthless and people are starting to see this now. Hopefully this catastrophe will be the catalyst for change away from DEI and Dem policies.

I think the proper quote would be that the media and government told us Californians voted for this.

[WrongAdvices]

0 % Containment lol

https://www.facebook.com/stories/176623064011525/UzpfSVNDOjYwODAyOTgwNTA0NTQwMg==/?view_single=1

There's a real good realtime map on the LA Times website where you can zoom in and see the areas covered by fires/evacuation orders etc.

https://www.latimes.com/wildfires-map/#nt=00000194-4c86-d2f1-a394-dd87a1900000-showMedia-liH0promoSmall-7030col2-1col-main

[stingray]

Fucked up Situation

Good his house burnt down  fuck him

Advocates the slaughter of Palestinians and wanted no ceasefire ,

[Dave D]

As I mentioned, many of these people bought these homes in the 70s and 80s for $75-$150,000 and they now are "worth" millions but that's speculative and just like a judge valued Mar a Lago at 18 million, an insurance company will value their home WAY below what it's worth, you would have to get an attorney, so the residents will just beg insurance to give them pennies on the dollar and even then it will take a LONG time to settle a claim. Biden said he will cover 100% of the relief costs, but the way out is they'll say "they had insurance so their costs don't count and government gets the relief money to spend however the fuck they want. They'll have a "disaster relief committee" with DEI hires create a "rebuilding plan" which means how they plan to steal the money.

Meet Monisha Avery, she's the "chief equity officer" of the California Office of Emergency Services. Monisha is going to help decide the best way to spend the money. Monisha will work together with the LGBTQ "pride in emergency services FEMA crowd. They'll figure out the most equitable way the money should be spent.

And whitey had insurance so fuck em

Insurance companies can’t under value a home if you have the policy current. A home owners policy will state the value of the property you have covered. You also can’t overvalue your coverage, if you house is appraised at $500k you can’t say I want $2 million with of coverage.

Going back to the original question those with mortgages are required by the bank to have insurance, so if they don’t this will be a huge problem for the loan holders. Relief money will be going to the banks once again…

If it plays out as you suggest it’s likely to end in a class action lawsuit.

quote author=Irongrip400 link=topic=695436.msg10342340#msg10342340 date=1736625506]

My insurance is just based on rebuilding the house, not what my house and land is worth. If it takes $200 square foot to build a house, I’m insured for $600k or whatever the size of my house is.
[/quote]

^This. Thank you.

[Notomorrow]

Insurance companies can’t under value a home if you have the policy current. A home owners policy will state the value of the property you have covered.

Going back to the original question those with mortgages are required by the bank to have insurance, so if they don’t this will be a huge problem for the loan holders. Relief money will be going to the banks once again…

If it plays out as you suggest it’s likely to end in a class action lawsuit

insurance companies can and WILL undervalue a home, it's one of the most common problems in claims.  This situation is unique in that like I said white families bought these homes in the 70s for $100,000 and HELD them to give to their kids who are in their 50s. So they've never been on the market, and this leaves an insurance company a lot of room to undervalue.

Also, the VAST majority of these homes were built before 2000, and so they do not fall under current building codes. The insurance company will have so many reasons to not pay out.

Regardless of what happens, the insurance company will put you through so much litigation on the claim that your legal fees will out way whatever you're trying to get from the insurer. They know this.

To determine "value" part of your policy has AGREED in the fine print that an insurance adjuster from your insurer will be the one determining the value. I promise they will undervalue it.

You could list redfin or something, but those are not official quotes. You would have to pay to hire your OWN adjuster to value your home, then have his testimony against the insurance adjuster. It could be such a brutal, long legal battle. 99% of responsible white families just settle for 50 cents on the dollar.

Wealthy Los Angeles is unique in that home prices have gone up 500-1000% since the 70s(Arnold bought properties for $50,000 in Santa Monica in the 70s). It's very hard to prove how much your home "would" have been worth with an aggressive insurance adjuster fighting you

And the "requirement" for a home to have insurance in Cali is that you are required to have 80% of the value of your home insured.

It's a mess. Collecting from insurance is a mess. 

[1Patrick]

[Notomorrow]

Blue is the white/Caucasian areas of Los Angeles. The one's destroyed. This ends white culture on the westside. You would work your way up north From WLA, the colleges(UCLA.USC) and move north until you inherited your fathers home north of San Vicente and Pacific Palisades.  I honestly don't mean that in a racist way but it's just sad to watch the end of a white, Santa Monica culture where you dreamed of living "north of Montana".

You can tell I'm from the area. WLA is shit now Go to Olympic and Sepulveda and thug ass black dudes steal young white mentally ill or drug addicted females who were sent there by a judge for social services and mental health because the building is on Sepulveda and Olympic.

From Sepulveda Olympic to Exposition and Pico, Sawtelle, etc. is FUCKING SKID ROW. Go there at night. I live there. This used to be upper middle class! They put a fucking train that homeless fucks from skid row can take to the westside. Take over Santa Monica beach. Multiple rapes of white women. Elderly white women.

Fucking white tourists from Sweden the dindus raped the wife and killed the husband when they wanted to see the Santa Monica Pier.

I've stepped in multiple times(like last night with the fuck on the bike) but I'm scared I'm going to kill one of these motherfuckers and be in some legal trouble.  THIS IS WLA!!! IT WAS UPPER MIDDLE CLASS!!!!  This is right near Fox Studios and Cheviot Hills. 5 min away.

So you pushed white people further and further north, look how little of the fucking city white people have been pushed into.

Now burn that shit down?    Ok done. We give up. White people let's get the fuck out.

[IroNat]

Diversity is our strength.

[AbrahamG]

Hopefully, Donald will put Michael Brown in charge of FEMA and get this mess fixed.

[loco]

Diversity is our strength.

Karen Bass
Mayor of Los Angeles



Kristin Crowley
Chief of the Los Angeles Fire Department (LAFD)

[AbrahamG]

Karen Bass
Mayor of Los Angeles



Kristin Crowley
Chief of the Los Angeles Fire Department (LAFD)

Dollars to doughnuts both are dykes. 

[Rambone]

Karen Bass
Mayor of Los Angeles



Kristin Crowley
Chief of the Los Angeles Fire Department (LAFD)

Not diverse enough. Trannies are our strength!

[Sissysquats]

I think the proper quote would be the MAJORITY of Californians voted for this. Not all. This state is 30 percent conservative. We are just outnumbered. I live close to these fires and they are getting closer by the hour. No one should lose their home to the incompetence of these Democrat leaders and their trash policies. They are worthless and people are starting to see this now. Hopefully this catastrophe will be the catalyst for change away from DEI and Dem policies.

 Yes, california politics are controlled by three cities. LA, San Fran and Sacramento. The coast is very blue save for orange country and ( sort of) San Diego. Central and eastern California are pretty much red.

[Irongrip400]

Karen Bass
Mayor of Los Angeles



Kristin Crowley
Chief of the Los Angeles Fire Department (LAFD)

Would love to see these two lass’ scissor using minimal lube.

[AbrahamG]

Would love to see these two lass’ scissor using minimal lube.

Probably start a little forest fire.

[Irongrip400]

Probably start a little forest fire.

Lmao, the set up was successful!

[AbrahamG]

Lmao, the set up was successful!

On a tee, knee level.

[honest]

You have to start wondering how will it look another ten twenty years from now, its already an over priced crime ridden broke shitehole.

[wes]

Probably start a little forest fire.

You funny fucker......legit LOL 

[Humble Narcissist]

You have to start wondering how will it look another ten twenty years from now, its already an over priced crime ridden broke shitehole.

Like Juarez or Tijuana, Mexico.

[Kwon]

Blue is the white/Caucasian areas of Los Angeles. The one's destroyed. This ends white culture on the westside. You would work your way up north From WLA, the colleges(UCLA.USC) and move north until you inherited your fathers home north of San Vicente and Pacific Palisades.  I honestly don't mean that in a racist way but it's just sad to watch the end of a white, Santa Monica culture where you dreamed of living "north of Montana".

You can tell I'm from the area. WLA is shit now Go to Olympic and Sepulveda and thug ass black dudes steal young white mentally ill or drug addicted females who were sent there by a judge for social services and mental health because the building is on Sepulveda and Olympic.

From Sepulveda Olympic to Exposition and Pico, Sawtelle, etc. is FUCKING SKID ROW. Go there at night. I live there. This used to be upper middle class! They put a fucking train that homeless fucks from skid row can take to the westside. Take over Santa Monica beach. Multiple rapes of white women. Elderly white women.

Fucking white tourists from Sweden the dindus raped the wife and killed the husband when they wanted to see the Santa Monica Pier.

I've stepped in multiple times(like last night with the fuck on the bike) but I'm scared I'm going to kill one of these motherfuckers and be in some legal trouble.  THIS IS WLA!!! IT WAS UPPER MIDDLE CLASS!!!!  This is right near Fox Studios and Cheviot Hills. 5 min away.

So you pushed white people further and further north, look how little of the fucking city white people have been pushed into.

Now burn that shit down?    Ok done. We give up. White people let's get the fuck out.

Great map, tell me more about the Swedish couple, link?

[Irongrip400]

Man these helicopter and DC-10 pilots are fucking animals. I went down a rabbit hole watching these dudes doing the drops over the fires. The fucking balls on these guys, shit is bad ass. Big ass fucking jets flying low over the mountains making these precise drops.