I’m right there with you Wiggs. I couldn’t let a friend suffer.
I can. Your sentiment sounds warm and fuzzy but it is not realistic. If you are a giver you have to know your limits because the takers don’t have any (limits). Over the years, I have had several friends (and even one coworker) ask to move into my house (rent free of course). I said No to all of them.
They have asked to borrow money… No.
They have asked for cash—not borrow. No.
They have asked to borrow one of my vehicles… No. The assumption is that I have a spare vehicle and can’t drive them both at the same time so it’s logical that I would loan them one, right? Wrong.
What these people fail to understand is that you cannot beg your way to solvency. You have to make better choices in your life. In each case, where I said No I could see obvious choices these people made to put themselves in the position they were in and I’m not going to subsidize bad choices. Rescuing your kid is one thing… but my friends and coworkers? No.
I will help you with your resume and give you good advice, but I'm not opening my wallet or my home to friends. If I have no say in how you spend your money then I have no say in bailing you out of whatever mess you got yourself in.