Some truth here. However, if he was really that smart, then he would have been competing with Labrada and Gaspari in the supplement world over a decade ago counting how many millions he had. Instead he's working for peanuts.
I doubt he's struggling
He was good at marketing himself and cashing in in his prime, looked fantastic from the time he turned pro all the way to retirement, in his competing days always in shape, always fully booked for seminars, guestspots, training camps, etc
His big mouth and whinning had a purpose, always playing games with other guys minds, everyone ends up talking bout him, which is what he wanted