Stock Market

[OlympiaGym]

Who’s buying today? And what are you buying?

[epic is back]

fhizer

thanks boomers

millenials

socialist

democrats

[IroNat]

Waiting for the 30-50% drop before I get excited.

[GymnJuice]

Index funds only.  Total us, total international, and a bond fund.  No muss no fuss.

[Humble Narcissist]

Fool's game.

[SOMEPARTS]

Plunge Protection Team woke up this afternoon.

[Spike]

crypto

i buy elesium, event horizon, and no homo coin

[loco]

Who’s buying today? And what are you buying?

VTSAX

[Les Grossman]

Time to make some real money, gents.

Hopefully you learned something from the 2008 Obama economic crash.

[Dokey111]

Index funds only.  Total us, total international, and a bond fund.  No muss no fuss.

skip the bonds

[Irongrip400]

I’m not retiring anytime soon so IDGAF.

[Marty Champions]

Buy a house watch it go up in value

[Humble Narcissist]

Buy a house watch it go up in value

The only investment most will ever need.

[IroNat]

Buy a house watch it go up in value

Maybe depending on location.

I'm in a very good location and my house has increased (based on current value which has wildly fluctuated over the years)
5.4% per year over 23 years.

Big swings in value over those years though with the current value being at the top.

Discounting inflation and maintenance expenditures the gain has not been too impressive...only 2-3% per year.

[OlympiaGym]

The only investment most will ever need.

If you want you and your family to live in poverty.

[loco]

Buy a house watch it go up in value

Or watch it go down in value at today's crazy home prices.  Nobody know the future.

Better to rent and invest what you'd normally spend in closing costs, mortgage, PMI, home insurance, HOA fees, maintenance and repairs, etc.  Renting gives you far more flexibility too.

[loco]

One of the historical realities of the stock market is that it typically has performed poorest during the month of September.

Since 1950, the Dow Jones Industrial Average (DJIA) has averaged a decline of 0.8%, while the S&P 500 has averaged a 0.5% decline during the month of September.

The September Effect is a market anomaly, unrelated to any particular market event or news.

The September Effect is a worldwide phenomenon; it doesn't only affect U.S. markets.

Some analysts consider the negative market effect may be attributable to seasonal behavioral bias as investors make portfolio changes to cash in at summer's end.

https://www.investopedia.com/ask/answers/06/septworstmonth.asp

[Humble Narcissist]

If you want you and your family to live in poverty.

Not at all.  A paid off house is the best investment a person can own at retirement.  You can easily live off Social Security this way.  Having your basic needs met as you become elderly is crucial and more important than digits on a computer screen that are constantly fluctuating.

[FitnessFrenzy]

I just talked to Wes and he adviced me to invest in egg producers because he can control the demand himself.

[Marty Champions]

Or watch it go down in value at today's crazy home prices.  Nobody know the future.

Better to rent and invest what you'd normally spend in closing costs, mortgage, PMI, home insurance, HOA fees, maintenance and repairs, etc.  Renting gives you far more flexibility too.

sorry youre way off , you should own 2 houses one that you live in the other you rent out

[loco]

sorry youre way off , you should own 2 houses one that you live in the other you rent out

I thought you meant buy a house to live in as an investment.

If you want to be a real estate investor, then by all means buy not just one but as many rental properties as you can.  You better know what you are doing though.  And don't be fooled, real estate investing is owning and running a business and it carries its own set of risks.

I know a good number of multimillionaire, long time real estate investors who are actually selling all of their properties now and getting out.  The outrageous home prices and new laws pandering to deadbeat renters while vilifying landlords make this move a no brainer to them.  They plan to reinvest cash from selling all those properties in index funds and in real estate syndications which are much more passive.

Some people prefer to be passive investors and stick only to index funds and cash, maybe even real estate syndications.  For them one house to live in, or no house at all is plenty.

[GymnJuice]

skip the bonds

Why?  I don't have it as something to make a return.  It's there as a hedge against the market and to have some sense of security.

[Flexacon]

I thought you meant buy a house to live in as an investment.

If you want to be a real estate investor, then by all means buy not just one but as many rental properties as you can.  You better know what you are doing though.  And don't be fooled, real estate investing is owning and running a business and it carries its own set of risks.

I know a good number of multimillionaire, long time real estate investors who are actually selling all of their properties now and getting out.  The outrageous home prices and new laws pandering to deadbeat renters while vilifying landlords make this move a no brainer to them.  They plan to reinvest cash from selling all those properties in index funds and in real estate syndications which are much more passive.

Some people prefer to be passive investors and stick only to index funds and cash, maybe even real estate syndications.  For them one house to live in, or no house at all is plenty.

You know some poor people.

But I agree with the sentiment. Managing a property portfolio can be a major headache.

[IroNat]

You know some poor people.

But I agree with the sentiment. Managing a property portfolio can be a major headache.

Getbiggers are rare and only date 11s.

[Dokey111]

Why?  I don't have it as something to make a return.  It's there as a hedge against the market and to have some sense of security.

Don't worry about volatility.  Put it in stocks and keep it there.  Put some in gold if you are nervous.  Bonds are a drag on your return and you'll regret it in the long run when you see how much better off you would have been.