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Getbig Main Boards => Gossip & Opinions => Topic started by: reppingfor20 on March 13, 2012, 05:18:04 PM
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Why payback any student loans if they federal government will most likely bail the kids who have debt and cannot pay it back due to crappy economy? It is wasted money if you pay any back, because most likely your balance will be zero'd out or significantly lowered if they see you haven't paid anything once they bail the students out.
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Maybe I should spend a decade going to school, rack up a 6 figure student loan debt and come out scot free with a shitty lesbian studies certificate lol ;D
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when will this be happening? have a friend who just got a 90day notice to start paying up or get wages garnished
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Why payback any student loans if they federal government will most likely bail the kids who have debt and cannot pay it back due to crappy economy? It is wasted money if you pay any back, because most likely your balance will be zero'd out or significantly lowered if they see you haven't paid anything once they bail the students out.
Waiting for Ron to get this piece of human trash off this site for good.
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when will this be happening? have a friend who just got a 90day notice to start paying up or get wages garnished
I heard the media talking about it, the kids don't have the money to payback the gov't insured loans, there jobs are crap or don't exist, so you can't extract money from nothing, it was or is suppose to be the next bailout.
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So the workers are the ones who have to pay for this bail out? Remember the federal govermnent has no money. Only the money they have is the money they take from the workers. Last time I saw my paycheck the goverment took a lot of my wages that could have gone to me instead of the slackers.
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So the workers are the ones who have to pay for this bail out? Remember the federal govermnent has not money. Only the money they take from the workers. Last time I saw my paycheck the goverment took a lot of my wages that could have gone to me instead of the slackers.
The government needs taxes to operate, you pay some of the lowest taxes in western nations, be happy about it. Yes the money comes from the tax payers and should.
Also the students can't pay back the student loans...the economy, so where is the money coming from? No where, they will have to bail them out.
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I hope Bay doesn`t see this thread. :(
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I hope Bay doesn`t see this thread. :(
:o I like Bay, I don't mean to make him mad, just this is reality, students can't pay these gov't insured loans back now.
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:o I like Bay, I don't mean to make him mad, just this is reality, students can't pay these gov't insured loans back now.
I was just kidding since Bay ripped into someone here who didn`t pay their bills or something to that effect.
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The government needs taxes to operate, you pay some of the lowest taxes in western nations, be happy about it. Yes the money comes from the tax payers and should.
Also the students can't pay back the student loans...the economy, so where is the money coming from? No where, they will have to bail them out.
Of course the goverment needs taxes to operate. It doesn't need taxes to go to people like you. I live in the USA. The taxes should be way lower than any western nation. A loan is the responsibility of the borrower. Next you will say all credit cards, mortgages and student loans should be paid for by the govermnet. After all the economy is bad and others should pay.
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:o I like Bay, I don't mean to make him mad, just this is reality, students can't pay these gov't insured loans back now.
I thought followers of the pedo prohpet Mohamed, piss and pigs blood be on him, were against fags?
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Of course the goverment needs taxes to operate. It doesn't need taxes to go to people like you. I live in the USA. The taxes should be way lower than any western nation. A loan is the responsibility of the borrower. Next you will say all credit cards, mortgages and student loans should be paid for by the govermnet. After all the economy is bad and others should pay.
Why should the US have lower taxes? Should the US cater to the ultra rich? A loan should not be given out to a young kid, that is just silly to expect a kid to know about everything that comes with getting a gov't insured loan for college. There is a difference between gov't insured loans and credit card debt, credit card debt you can get away with chapter 7, you can't get rid of gov't insured student loans.
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Why payback any student loans if they federal government will most likely bail the kids who have debt and cannot pay it back due to crappy economy? It is wasted money if you pay any back, because most likely your balance will be zero'd out or significantly lowered if they see you haven't paid anything once they bail the students out.
They are not bailing anyone out of student loans. You can pay them back even 75 bucks a month, just keep paying and your credit won't get bad.
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Why should the US have lower taxes? Should the US cater to the ultra rich? A loan should not be given out to a young kid, that is just silly to expect a kid to know about everything that comes with getting a gov't insured loan for college. There is a difference between gov't insured loans and credit card debt, credit card debt you can get away with chapter 7, you can't get rid of gov't insured student loans.
You deserve to be beheaded.
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what the fuck man,
if this was the case i would have racked up 150k in student loan debt and cruised through college
instead i took longer to complete my degree and worked part time so i could graduate without any debt
what the fuck was the point of that then
the fuck man
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They are not bailing anyone out of student loans. You can pay them back even 75 bucks a month, just keep paying and your credit won't get bad.
you sure about that? Do you know reality? Millions of young kids graduating with a pile up of grads competing for low pay income jobs or no jobs at all, the gov't cannot collect money that does not exist.
Credit is just a stupid number they try to scare you with, it means nothing, pay with cash.
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you sure about that? Do you know reality? Millions of young kids graduating with a pile up of grads competing for low pay income jobs or no jobs at all, the gov't cannot collect money that does not exist.
Credit is just a stupid number they try to scare you with, it means nothing, pay with cash.
yes, cus everyone can buying a car and house in cash? ::) ::)
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this shit boils my blood
i want a do-over too
this time i'll study something worthless like fine arts or political science and party throughout college
not like my engineering degree has gotten anywhere yet
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yes, cus everyone can buying a car and house in cash? ::) ::)
Yes you can.
this shit boils my blood
i want a do-over too
this time i'll study something worthless like fine arts or political science and party throughout college
not like my engineering degree has gotten anywhere yet
I'm sorry to hear that the engineering degree hasn't gotten you anywhere. It is not your fault, it is the big banks and wallstreet's fault for taking this country down.
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you sure about that? Do you know reality? Millions of young kids graduating with a pile up of grads competing for low pay income jobs or no jobs at all, the gov't cannot collect money that does not exist.
Credit is just a stupid number they try to scare you with, it means nothing, pay with cash.
you deserve to treated as a Pashtun slave by the elders and raped.
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Why payback any student loans if they federal government will most likely bail the kids who have debt and cannot pay it back due to crappy economy? It is wasted money if you pay any back, because most likely your balance will be zero'd out or significantly lowered if they see you haven't paid anything once they bail the students out.
government only cares about those who have enough power to buy lobbyists and fund campaigns not small chumps like students, middle class or small business owners.
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government only cares about those who have enough power to buy lobbyists and fund campaigns not small chumps like students, middle class or small business owners.
Obama cares.
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yes, cus everyone can buying a car and house in cash? ::) ::)
rep is yet another line of horrible gimmicks, notice he never posts this shit on the politics board b/c he wants exactly the reactions he gets here.
In all honesty I think he really is as stupid as he comes across but his main motive is to troll.
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Obama cares.
Yeah about that fat thug of a wife getting vacations, corzine, Goldman Sachs, etc. he cares about ghetto scams, b ball, ocra, ribs, and pimping.
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Obama cares.
LOL sure does was here in Houston not but a week ago for a dinner where a seat cost ppl 30k per...
really cares about those students with not job outlook.
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Meh you guys can say what you want but he's got a point. our generation is fucked, we got a generation of people who are under employed, and are unable to invest into the economy, for atleast 10-15 years.
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Meh you guys can say what you want but he's got a point. our generation is fucked, we got a generation of people who are under employed, and are unable to invest into the economy, for atleast 10-15 years.
agree there are pocktes of the generation that are fucked but mainly by their own doing.
His premise that the banks and wall street are to blame is pretty retarded, the govt and yes the ppl who voted in the representatives including the retard we have in office now are just as responsible.
The economy will come back but yes the govt does need to go a long way in becoming more business friendly so we can keep those jobs here instead of sending them abroad. Redo the tax system and start to cut govt spending in areas where its inefficient and underproductive. When the economy gets going again start to cut it everywhere.
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Meh you guys can say what you want but he's got a point. our generation is fucked, we got a generation of people who are under employed, and are unable to invest into the economy, for atleast 10-15 years.
why is that?
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I have no sympathy for people who went to college on student loans and got worthless degrees.
What lucrative job did you plan on getting with a bachelors in psychology? had a roommate who played football and his major was physical education..........no teaching degree........just physical education, wtf?
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I have no sympathy for people who went to college on student loans and got worthless degrees.
What lucrative job did you plan on getting with a bachelors in psychology? had a roommate who played football and his major was physical education..........no teaching degree........just physical education, wtf?
LOL I planned to go into research you ass!!!!!!!!!!
but ended up going back for a finance degree and now have a decent job...
I agree with you, dont look to me to pay your bills b/c you couldnt find a job with your shit degree and no experience.
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LOL I planned to go into research you ass!!!!!!!!!!
but ended up going back for a finance degree and now have a decent job...
I agree with you, dont look to me to pay your bills b/c you couldnt find a job with your shit degree and no experience.
tell it to this guy
this shit boils my blood
i want a do-over too
this time i'll study something worthless like fine arts or political science and party throughout college
not like my engineering degree has gotten anywhere yet
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I have no sympathy for people who went to college on student loans and got worthless degrees.
What lucrative job did you plan on getting with a bachelors in psychology? had a roommate who played football and his major was physical education..........no teaching degree........just physical education, wtf?
i have a boat load of classmates who i graduated with in engineering who weren't able to find jobs
some got lucky because the people they interned for were hiring so they had a job shortly after graduation
some got hired as long as TWO YEARS after graduation
but a greater majority are fucked just like the others
i know it will turn around soon for me but honestly it's not as easy to land a job in engineering as you might think jackass
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rep is yet another line of horrible gimmicks, notice he never posts this shit on the politics board b/c he wants exactly the reactions he gets here.
In all honesty I think he really is as stupid as he comes across but his main motive is to troll.
truth
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rep is yet another line of horrible gimmicks, notice he never posts this shit on the politics board b/c he wants exactly the reactions he gets here.
In all honesty I think he really is as stupid as he comes across but his main motive is to troll.
I only post on G and O board. This is a serious topic as shown by the guy with an engineering degree yet no good prospects.
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i have a boat load of classmates who i graduated with in engineering who weren't able to find jobs
some got lucky because the people they interned for were hiring so they had a job shortly after graduation
some got hired as long as TWO YEARS after graduation
but a greater majority are fucked just like the others
i know it will turn around soon for me but honestly it's not as easy to land a job in engineering as you might think jackass
good post
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i have a boat load of classmates who i graduated with in engineering who weren't able to find jobs
some got lucky because the people they interned for were hiring so they had a job shortly after graduation
some got hired as long as TWO YEARS after graduation
but a greater majority are fucked just like the others
i know it will turn around soon for me but honestly it's not as easy to land a job in engineering as you might think jackass
As I specifically said no sympathy for people with worthless degrees. People with engineering degrees etc. those are the people this whole situation sucks for. I totally agree there........jackass ;D
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I have no sympathy for people who went to college on student loans and got worthless degrees.
What lucrative job did you plan on getting with a bachelors in psychology? had a roommate who played football and his major was physical education..........no teaching degree........just physical education, wtf?
PE teacher :-\
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As I specifically said no sympathy for people with worthless degrees. People with engineering degrees etc. those are the people this whole situation sucks for. I totally agree there........jackass ;D
sorry man didn't mean to insult you
the whole thing about the economy and lack of jobs really pisses me off
top that with the whole student loan bailout thing
really grinds my gears, cuz i suffered through college to make sure i didnt have any debt after graduation
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Why payback any student loans if they federal government will most likely bail the kids who have debt and cannot pay it back due to crappy economy? It is wasted money if you pay any back, because most likely your balance will be zero'd out or significantly lowered if they see you haven't paid anything once they bail the students out.
This is why stupid Arabs should be used for kindling.
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This is why stupid Arabs should be used for kindling.
More like target practice
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I paid my way thru college, no loans. Strip clubs are wonderful places to work, early morning classes were really tough though.
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Ghetto Muslim scum like jtsumani and Benny should be hanged.
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i have a boat load of classmates who i graduated with in engineering who weren't able to find jobs
some got lucky because the people they interned for were hiring so they had a job shortly after graduation
some got hired as long as TWO YEARS after graduation
but a greater majority are fucked just like the others
i know it will turn around soon for me but honestly it's not as easy to land a job in engineering as you might think jackass
Maybe you and your friends should have went to a better school....
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I only post on G and O board. This is a serious topic as shown by the guy with an engineering degree yet no good prospects.
seriously, it is tough for pretty much any degree right now tho.
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More like target practice
As dumb as being concerned where the bombs land in Gaza.
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agree there are pocktes of the generation that are fucked but mainly by their own doing.
thats bullshit the whole generation is getting shafted, those that got jobs should be doing bigger and better things, its not about the individual its about the generation, and the county as a whole.
His premise that the banks and wall street are to blame is pretty retarded, the govt and yes the ppl who voted in the representatives including the retard we have in office now are just as responsible.
I generally ignore him either way
The economy will come back but yes the govt does need to go a long way in becoming more business friendly so we can keep those jobs here instead of sending them abroad. Redo the tax system and start to cut govt spending in areas where its inefficient and underproductive. When the economy gets going again start to cut it everywhere.
Says you I'll believe it when I see it.
I'm so sick of these emotion based arguments. The fact is the american government is so corrupted and in debt its hard to imagine some miracle cure. It would seem more than likely that America is on the decline, a long term progress. There's no quick fix, the labor pool of the world, has exploded in the last decade thanks to the IT revolution. America has lost most of its advantages, and has a long list of problems. Inefficient demand for energy, a investment class that has no desire to invest locally, A poor class that are as stupid as they are trapped.
The top it off a group of people that are too obsessed with finance to realize that we don't just need sound economic planning, but something a little more. We need new ideas and shit to compete, and the people that can do that are usually the younger generation. America has basically gone up shit on that one.
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Maybe you and your friends should have went to a better school....
friends and i went to a top 5 public university in the nation
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friends and i went to a top 5 public university in the nation
Really....which one?
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I paid my way thru college, no loans. Strip clubs are wonderful places to work, early morning classes were really tough though.
I'm so sick of this reasoning, So basically your proud that you half assed your way through school. Seriously I'm so fucking tired of people saying there proud that they worked while in school. If your really that smart and hard working wouldn't it be logical to assume you could of finished faster, or had a better education if you had put more effort into your schooling instead of merely getting a pass to make money.
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I'm so sick of this reasoning, So basically your proud that you half assed your way through school. Seriously I'm so fucking tired of people saying there proud that they worked while in school. If your really that smart and hard working wouldn't it be logical to assume you could of finished faster, or had a better education if you had put more effort into your schooling instead of merely getting a pass to make money.
why should someone else pay for the education of some lazy bum?
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why should someone else pay for the education of some lazy bum?
Did I fucking say that, you ignorant shit.
This is how you fucks talk about this shit, you have no fucking interest in fixing the problems merely blaming others, and pretending how only you can fix the fucking issue.
The facts are education went to shit, because tuition rates weren't regulated properly.
We need people with backgrounds in social sciences, we need people to be educated.
Your so obsessed with your emotional needs for right and wrong to understand the issue.
People are trapped in debt, I don't give a fuck if its there own fault, or a niggur in washingtons fault, or some dago in new yorks fault.
If there trapped I'm trapped, there's no way around it.
You can cite some magical theory about how it should never of happened, but it happened and will keep happening.
Things need to change, and partisanship and corruption are two of the biggest problems.
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Regulation? LOL.
how old are you 19?
fuvking idiot.
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Regulation? LOL.
how old are you 19?
fuvking idiot.
Yes because you have some logical proof that a free market will work.
It's pretty much a fact that humans can't survive properly in that environment, it's a fact that humans aren't logical, even the best of minds.
Your whole line of thought is based on some semi autistic understanding of the world, ironic considering you show signs of it.
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Yes because regulation is always bad. ::)
regulation is the cause of the problems.
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Did I fucking say that, you ignorant shit.
This is how you fucks talk about this shit, you have no fucking interest in fixing the problems merely blaming others, and pretending how only you can fix the fucking issue.
The facts are education went to shit, because tuition rates weren't regulated properly.
We need people with backgrounds in social sciences, we need people to be educated.
Your so obsessed with your emotional needs for right and wrong to understand the issue.
People are trapped in debt, I don't give a fuck if its there own fault, or a niggur in washingtons fault, or some dago in new yorks fault.
If there trapped I'm trapped, there's no way around it.
You can cite some magical theory about how it should never of happened, but it happened and will keep happening.
Things need to change, and partisanship and corruption are two of the biggest problems.
Oh yea, the tuition wasnt regulated properly. Yea blame government for not stepping in and regulating the shit out of it. How about there is a tuition problem because libtards encouraged everyone to get college degrees resulting in degree cost inflation.
Want a BS degree in Art History or Sociology? Here is a 100 grand loan, bro.
Derp
(http://troll.me/images/xzibit-yo-dawg/yo-dawg-i-herd-you-liek-derp-so-i-put-a-herp-derp-in-for-your-derp-so-you-can-herp-derp-that-derp-dawg.jpg)
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I'm so sick of these emotion based arguments. The fact is the american government is so corrupted and in debt its hard to imagine some miracle cure. It would seem more than likely that America is on the decline, a long term progress. There's no quick fix, the labor pool of the world, has exploded in the last decade thanks to the IT revolution. America has lost most of its advantages, and has a long list of problems. Inefficient demand for energy, a investment class that has no desire to invest locally, A poor class that are as stupid as they are trapped.
The top it off a group of people that are too obsessed with finance to realize that we don't just need sound economic planning, but something a little more. We need new ideas and shit to compete, and the people that can do that are usually the younger generation. America has basically gone up shit on that one.
lol for someone who is sick of emotional arguments you sure are emotional...
All my classmates have jobs then again they were business majors who were working or interning like you should do. Sorry you dont get a job b.c you got a degree you get a job bc you will help the company.
Every country has problems the labor pool has expanded which is why the govt needs to gte on board and help keep those jobs here. there isnt a need to invest locally thats what capital markets are for, you invest in the asset that will return the best.
agree on basically the rest
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lol for someone who is sick of emotional arguments you sure are emotional...
I love emotion, I use it as driving force not as a form of reasoning ;)
All my classmates have jobs then again they were business majors who were working or interning like you should do. Sorry you dont get a job b.c you got a degree you get a job bc you will help the company.
lol I'm very much not an arts major and will not go into details about my personal shit as it will hurt my future internships
Every country has problems the labor pool has expanded which is why the govt needs to gte on board and help keep those jobs here. there isnt a need to invest locally thats what capital markets are for, you invest in the asset that will return the best.
I partially agree that capital markets are having issues, but by the time there fixed, all the other problems are gonna be totally out of wack
agree on basically the rest
Oh yea, the tuition wasnt regulated properly. Yea blame government for not stepping in and regulating the shit out of it. How about there is a tuition problem because libtards encouraged everyone to get college degrees resulting in degree cost inflation.
Want a BS degree in Art History or Sociology? Here is a 100 grand loan, bro.
Derp
Since when did education become a bad thing. ??? ??? ??? ???
This is the bullshit, we need educated people more than ever as their is zero chance were gonna compete with the rest of the world with unskilled labor.
We need educated people, and finance majors are not the solution.
I'm so sick of this obsession with people who don't actually produce anything. All the finance majors in the world, are not gonna change the fact that america isn't producing. We need people in the social science to be part of the solution. Personal debt, poor spending habbits, lack of motivation, confusion, etc are real problems that need to be solved, getting all high and mighty will not fix this. We need people who understand the workings of the social animals that we are if we want any progress.
I'm so tired of everyone blaming 18 year olds, for being stupid, newflash, if you won't trust an 18 year old to run the country, why the fuck do you pretend it's them running it into the ground.
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rep is yet another line of horrible gimmicks, notice he never posts this shit on the politics board b/c he wants exactly the reactions he gets here.
In all honesty I think he really is as stupid as he comes across but his main motive is to troll.
Yep like that n i gger Benny.
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:o I like Bay, I don't mean to make him mad, just this is reality, students can't pay these gov't insured loans back now.
Can't or you won't? In your case u won't cause you expect everything for free right? You just think you r entitled to be given free money and don't have to work, you are a disgusting pile of useless cum no wonder everyone that has any common sense don't like you. For real though if I ever see your fag face I would stomp on it continuously
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I was just kidding since Bay ripped into someone here who didn`t pay their bills or something to that effect.
Methyl Mike. He was always going on and on about what a Christian and Conservative he was, but then made this post about how he was rationalizing not paying off his credit card debt. Well, Bay got on him like a Rotty on a burglar. Soon after, MM changed his handle. ;D
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Why should the US have lower taxes? Should the US cater to the ultra rich? A loan should not be given out to a young kid, that is just silly to expect a kid to know about everything that comes with getting a gov't insured loan for college. There is a difference between gov't insured loans and credit card debt, credit card debt you can get away with chapter 7, you can't get rid of gov't insured student loans.
How is the US catering to the ultra rich by lowering taxes for the working man? What kind of logic is this? If you taxed the ultra rich at 80% there isn't enough of them to make a dent in the deficit that Obama has increased insanely.
On a side note I have noticed my posts have been modified by someone when they obviously disagree with me.
I had to cosign all college loans for my kids and I assume your parents cosigned yours too. Blame your parents for letting you go to an expensive school and getting a degree that has no economic worth. College should be treated as a trade school.
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Pay back sooner than later - interest rates may put you to rest.
A bailout is for the big boys... a common person pays with his belongings and eventually life.
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regulation is the cause of the problems.
x2 - the cause for living in a degenerate society where the dumb are fostered and the bright ones are punished.
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Even if the economy was "good" or "strong" you'd still need a bailout. The government has perverted the higher education system more than it perverted the housing market. A college degree is not worth anything anymore. People are going to school, wasting years of their lives, and paying tens (hundreds?) of thousands of dollars for something that will never pay off in any economy, good or bad.
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Nothing wrong with earning a decent pay check being a mechanic, plumber, barber, laborer,teacher, or even a garbage man. At least you have a real pay check. The last time I got my hair cut the barber who was in his late 20's said I make more than all of my friends who went to college.
Everyone thinks their college diploma entitles them to automatically qualify them for a corner office, secretary, keys to the executive bathroom; time share of the company's place in Bermuda, and parking space with their name on it. Truth be told a college degree today is the high school diploma of 1960.
This country has really lost the edge on the sciences and math. It seems every guy my age seems to equate a good school according to how good the football team is. Nobody cares about academics. Get a degree that will give you a job with that piece of paper. If not get a degree then get training to do something that pays.
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So the workers are the ones who have to pay for this bail out? Remember the federal govermnent has no money. Only the money they have is the money they take from the workers. Last time I saw my paycheck the goverment took a lot of my wages that could have gone to me instead of the slackers.
They could drop the interest rate to 0.000001 for all federal loans and stop trying to make money off education.
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Can't or you won't? In your case u won't cause you expect everything for free right? You just think you r entitled to be given free money and don't have to work, you are a disgusting pile of useless cum no wonder everyone that has any common sense don't like you. For real though if I ever see your fag face I would stomp on it continuously
now your turning me on :D
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I think people who cant pay back greedy loans, should be allowed to work them off in prison
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How is the US catering to the ultra rich by lowering taxes for the working man? What kind of logic is this? If you taxed the ultra rich at 80% there isn't enough of them to make a dent in the deficit that Obama has increased insanely.
On a side note I have noticed my posts have been modified by someone when they obviously disagree with me.
I had to cosign all college loans for my kids and I assume your parents cosigned yours too. Blame your parents for letting you go to an expensive school and getting a degree that has no economic worth. College should be treated as a trade school.
The Bush tax cuts help mostly the ultra rich, they did help the middle class and lower class a little, but not nearly as much as they did the rich.
As far as a degree with no economic worth or worthless degree's, I don't believe in that. For the US to be prosperous in the long run, we need a well rounded, educated majority. If you have too many engineer's, too many scientist's etc, it is not good, you need artists, musicians, psychologist's etc for the country to prosper in the long term.
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Even if the economy was "good" or "strong" you'd still need a bailout. The government has perverted the higher education system more than it perverted the housing market. A college degree is not worth anything anymore. People are going to school, wasting years of their lives, and paying tens (hundreds?) of thousands of dollars for something that will never pay off in any economy, good or bad.
One of your posts I agree with, giving out the gov't insured student loans to anyone that wants to go to college was a bad idea and colleges then knew they could inflate the prices because the kids had money to pay for the increased cost with the free money at the time they had at their disposal. If only people who could afford to go to college went, tuition would be much lower.
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Nothing wrong with earning a decent pay check being a mechanic, plumber, barber, laborer,teacher, or even a garbage man. At least you have a real pay check. The last time I got my hair cut the barber who was in his late 20's said I make more than all of my friends who went to college.
Everyone thinks their college diploma entitles them to automatically qualify them for a corner office, secretary, keys to the executive bathroom; time share of the company's place in Bermuda, and parking space with their name on it. Truth be told a college degree today is the high school diploma of 1960.
This country has really lost the edge on the sciences and math. It seems every guy my age seems to equate a good school according to how good the football team is. Nobody cares about academics. Get a degree that will give you a job with that piece of paper. If not get a degree then get training to do something that pays.
Well that is part of the problem, the public is brainwashed into thinking college is the only way to success, not the old trades that everyone needs like plumbing, electricians, etc, that is not pushed anymore. If you flood the market with college degree's and anyone can get one with a gov't insured loans then the US gov't has set itself up for this problem it is having now. That is why I believe a bailout is in the near future for these students with worthless pieces of paper, and with good degrees as well, just the job market is saturated with college graduates of all degree's and not enough jobs to go around.
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The Bush tax cuts help mostly the ultra rich, they did help the middle class and lower class a little, but not nearly as much as they did the rich.
As far as a degree with no economic worth or worthless degree's, I don't believe in that. For the US to be prosperous in the long run, we need a well rounded, educated majority. If you have too many engineer's, too many scientist's etc, it is not good, you need artists, musicians, psychologist's etc for the country to prosper in the long term.
I guess the Bush tax cuts were bad because Obama just extended them then took credit for it.
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Nothing wrong with earning a decent pay check being a mechanic, plumber, barber, laborer,teacher, or even a garbage man. At least you have a real pay check. The last time I got my hair cut the barber who was in his late 20's said I make more than all of my friends who went to college.
Except virtually all of the things listed are unexportable. And with the exception of teaching is better done by mexicans.
Everyone thinks their college diploma entitles them to automatically qualify them for a corner office, secretary, keys to the executive bathroom; time share of the company's place in Bermuda, and parking space with their name on it. Truth be told a college degree today is the high school diploma of 1960.
The is more of a meaningless cliche at this point than anything meaningful, sure kids have unrealistic expectations but so do most people, there's no simple answer to this, not going to school is not an option
This country has really lost the edge on the sciences and math. It seems every guy my age seems to equate a good school according to how good the football team is. Nobody cares about academics. Get a degree that will give you a job with that piece of paper. If not get a degree then get training to do something that pays.
The edge has been lost because the education system is shit all round, cutting taxes isn't gonna magically fix this, nor is deregulating for diploma factories a good idea either.
I guess the Bush tax cuts were bad because Obama just extended them then took credit for it.
This partisan bullshit is pretty much meaningless.
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Obama cares.
HAH! Funny joke.
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This partisan bullshit is pretty much meaningless.
x2 I can't believe he even brought that up ::)
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x2 I can't believe he even brought that up ::)
Shut up fuck nuts.
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Shut up fuck nuts.
I was agreeing with you...
about this post
I guess the Bush tax cuts were bad because Obama just extended them then took credit for it.
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Credit is just a stupid number they try to scare you with, it means nothing, pay with cash.
actually, its everything.
here in canada you can't buy a car, house, you can't even rent a movie from a video store with bad credit.
why? because you need a credit card to become a rogers/blockbuster etc member that allows you to rent a movie.
and you can't get a credit card with bad credit.
you also can't rent an apartment even because there are credit checks prior to lease agreements.
unless you have a family member or friend to cosign and take responsibility for everything, you can't do anything.
you cant book a trip because it requires a credit card these days, you can't do anything.
bad credit = severely limiting your options in life.
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actually, its everything.
here in canada you can't buy a car, house, you can't even rent a movie from a video store with bad credit.
why? because you need a credit card to become a rogers/blockbuster etc member that allows you to rent a movie.
and you can't get a credit card with bad credit.
you also can't rent an apartment even because there are credit checks prior to lease agreements.
unless you have a family member or friend to cosign and take responsibility for everything, you can't do anything.
you cant book a trip because it requires a credit card these days, you can't do anything.
bad credit = severely limiting your options in life.
not exactly, you can use a bank card from checking account that can be used as a credit card, with terrible credit(that addresses your booking a trip portion as well). You can buy a house with terrible credit, you buy it cash, you can buy a car with bad credit, buy it with cash. Don't trust the banks to keep your money safe, your money with them can be frozen at anytime, it really isn't yours when it is with them.
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You can buy a house with terrible credit, you buy it cash, you can buy a car with bad credit, buy it with cash.
no you can't.
because no one with bad credit has 250K in cash to buy a house and 40K cash to buy a car.
if you did you wouldn't have had bad credit in the first place.
everyone I know who has had credit problems also has no money all the time or cash flow problems.
someone with bad credit yet tons of cash might exist, but its pretty rare and an unlikely situation.
having bad credit generally means you either have a low paying job or having a great paying job but you spend way too much.
either way you won't have the cash flow or discipline (respectively) to save the kind of money it takes to buy a car or a house with straight cash.
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Methyl Mike. He was always going on and on about what a Christian and Conservative he was, but then made this post about how he was rationalizing not paying off his credit card debt. Well, Bay got on him like a Rotty on a burglar. Soon after, MM changed his handle. ;D
Methyl Mike = GroinkTropin
http://www.getbig.com/boards/index.php?topic=309532.0
Unfortunately, one cannot escape bad credit with a simple name change. :-[
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no you can't.
because no one with bad credit has 250K in cash to buy a house and 40K cash to buy a car.
if you did you wouldn't have had bad credit in the first place.
everyone I know who has had credit problems also has no money all the time or cash flow problems.
someone with bad credit yet tons of cash might exist, but its pretty rare and an unlikely situation.
having bad credit generally means you either have a low paying job or having a great paying job but you spend way too much.
either way you won't have the cash flow or discipline (respectively) to save the kind of money it takes to buy a car or a house with straight cash.
x10
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no you can't.
because no one with bad credit has 250K in cash to buy a house and 40K cash to buy a car.
if you did you wouldn't have had bad credit in the first place.
everyone I know who has had credit problems also has no money all the time or cash flow problems.
someone with bad credit yet tons of cash might exist, but its pretty rare and an unlikely situation.
having bad credit generally means you either have a low paying job or having a great paying job but you spend way too much.
either way you won't have the cash flow or discipline (respectively) to save the kind of money it takes to buy a car or a house with straight cash.
Not really, if they never get a credit card and just work their whole lives and save up money, they can have bad credit, yet have tons of cash. Why get a credit card when all you are doing is spending money you don't have, it is an irresponsible practice encouraged by the banks. Only should buy what you can afford with what you have on hand.
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Having good credit and knowing how to use it can make your life much easier and open up new financial avenues. Why tie up a large chunk of your cash in something when you can use someone else's money, while putting the cash you have freed up to work for you? The better your credit, the lower the percentage rates are offered to you on your loans, saving you money and leaving you with more options.
And by the way since it was touched on earlier, there are a lot of Mexicans out there working hard and providing for their families taking any job they can get their hands on. While some of you sit and bitch about not being able to find work with your degree , thinking you are a very qualified special little cupcake for whom any job just won't do.
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Not really, if they never get a credit card and just work their whole lives and save up money, they can have bad credit, yet have tons of cash. Why get a credit card when all you are doing is spending money you don't have, it is an irresponsible practice encouraged by the banks. Only should buy what you can afford with what you have on hand.
Do you know many people like this? I don't. In fact, I cannot name one.
I have several wealthy friends; some of them have multiple homes, but none of them purchased their properties for all cash. Are there houses one can buy for all cash? Yes, but none of them are houses I would want to own or live in.
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Do you know many people like this? I don't. In fact, I cannot name one.
I have several wealthy friends; some of them have multiple homes, but none of them purchased their properties for all cash. Are there houses one can buy for all cash? Yes, but none of them are houses I would want to own or live in.
Not many people do, but the point I was making is you don't need good credit to be wealthy. You can ignore credit situation all together and just save money up and use what cash you have on hand. Some people when they get a credit card think they can afford things they can't and in the end screw themselves, or get credit for a loan they shouldn't be getting for a house and end up not being able to afford the payments. If you buy with cash, you know what you have and what you can afford at the purchase point.
Also buying a house with cash gives you the buyer the ability to get a lower price if the owner see's the cash in front of him knowing he will get it right away once he sells you the house, it gives the owner a sense of instant gratification.
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I dont like you fella,,but you are correct cash is always King,,,,in any world people who live off the credit system are those folks who DONT HAVE CASH!!! so they rely on credit to get them through,,,ones who are wealthy are are smart have good credt,,,but never use it,,,people who flaunt their credit such as baygm,,are those who dont have cash to back up their lving style,,so they use credit,,,vicious cycle
Having cash,,,also means you dont need good credit,,,they would loan 50k to someone,,,who is putting down 40k,,vs someone who has only 10k going for same loan,,,IN MY WORLD WE HAVE CASH FOR HOMRONES,,,,WE DONT USE CREDIT FROM SOMEONE WHO WANTS TO BUY HORMONES
gh15 approved
Not many people do, but the point I was making is you don't need good credit to be wealthy. You can ignore credit situation all together and just save money up and use what cash you have on hand. Some people when they get a credit card think they can afford things they can't and in the end screw themselves, or get credit for a loan they shouldn't be getting for a house and end up not being able to afford the payments. If you buy with cash, you know what you have and what you can afford at the purchase point.
Also buying a house with cash gives you the buyer the ability to get a lower price if the owner see's the cash in front of him knowing he will get it right away once he sells you the house, it gives the owner a sense of instant gratification.
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I dont like you fella,,but you are correct cash is always King,,,,in any world people who live off the credit system are those folks who DONT HAVE CASH!!! so they rely on credit to get them through,,,ones who are wealthy are are smart have good credt,,,but never use it,,,people who flaunt their credit such as baygm,,are those who dont have cash to back up their lving style,,so they use credit,,,vicious cycle
Having cash,,,also means you dont need good credit,,,they would loan 50k to someone,,,who is putting down 40k,,vs someone who has only 10k going for same loan,,,IN MY WORLD WE HAVE CASH FOR HOMRONES,,,,WE DONT USE CREDIT FROM SOMEONE WHO WANTS TO BUY HORMONES
gh15 approved
agreed!
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Fallout of Failed Student Loan Forgiveness
Retards went on spending spree's, thinking loan forgiveness (gambling, drugs, alcohol, vacations) only to still be stuck w/ their loans... ::) ::)
Dumbest people in history...
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Fallout of Failed Student Loan Forgiveness
Retards went on spending spree's, thinking loan forgiveness (gambling, drugs, alcohol, vacations) only to still be stuck w/ their loans... ::) ::)
Dumbest people in history...
This is why you don't hand out "free money."
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Wait, you getting bailouts for student loans?
Then why not loan as much as possible to pursue the best education possible since you will get bailed out?