Getbig.com: American Bodybuilding, Fitness and Figure
Getbig Main Boards => Gossip & Opinions => Topic started by: Insider Z on February 17, 2006, 10:01:18 AM
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If anyone thinks that the IFBB is paying for the IFBB Pro's medical insurance...they are living in Fantasyland.
First, they will have to join this Personal Trainers Organization for $600. (the people who are providing the insurance) and then they will have to pay a monthly premium, just like every other worker in the U.S.
Second, this situation only concerns IFBB Pro's from the U.S. The rest of the world has socialized medicine and doesn't pay for medical care.
Does any IFBB Pro realize what monthly premiums will be? Do they also realize that in the U.S. no company provides FULL medical coverage. The fact that no physical is required, Icoverage will be minimal.
Hey Chic, you got to do better.
INSIDER Z (The Man Who Has Visions of the Future)
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InsiderZ-
Some "insider" you are...you got just about everything WRONG. do us all a favor and don't post anymore...
No one ever said it was "free" or provided by the iFBB...
secondly, it's not $600 to join, it's $99...with an annual fee of $99
The monthly premium is at a GROUP rate...substancially less than regular coverage. How much less? Well, my premium went from $550/ month with Blue Cross to $135/ month for virtually the same coverage. I also had 4 packages to choose from...no one stuck with one coverage.
I have FULL coverage...same as I had with Blue Cross. The only difference in my coverage was that they don't provide Dental,but do provide a seperate coverage you can purchase which was about $55/ year or so..
Any more keen obsevations?
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InsiderZ-
Some "insider" you are...you got just about everything WRONG. do us all a favor and don't post anymore...
No one ever said it was "free" or provided by the iFBB...
secondly, it's not $600 to join, it's $99...with an annual fee of $99
The monthly premium is at a GROUP rate...substancially less than regular coverage. How much less? Well, my premium went from $550/ month with Blue Cross to $135/ month for virtually the same coverage. I also had 4 packages to choose from...no one stuck with one coverage.
I have FULL coverage...same as I had with Blue Cross. The only difference in my coverage was that they don't provide Dental,but do provide a seperate coverage you can purchase which was about $55/ year or so..
Any more keen obsevations?
yes .......you go thru women faster than i go thru toliet paper.......
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Yikes! Insider Z just got owned big time! Talk about living in Fantasyland.
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Any more keen obsevations?
Yes. On the insurance app. there's usually a question something to the effect of. "Have you ever taken illegal drugs?" and on some apps "have you ever taken steriods or other performance enhancing drugs?" If someone get sick in the line of "work" how is it justified if it's drug related? And.....di these insurance companies know what the IFBB entails??
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$135 a month. I pay 125 per week and that's through my wifes group plan. Man in New England We pay through the ass for shitty coverage. Blue Cross Coast to Coast and they always send a bill every time you use it ubove and beyond your co pay, which is 15 for your reg doc and 35 for a specialist. You guys can do all kinds of AAS and only pay 135 a month. I won't even get into to meds we must co pay for, that's another story. Good deal, Chick. Do the other IFBB athletes have it?
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I pity any insurance company that covers a professional bodybuilder.
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I've never had to answer any questions when getting health insurance?
Sometimes if you are an employee for a company you don't. But these guys are not employees of the IFBB. Lori and had to fill out a shit load of paperwork and a ton of questions to boot!
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The paperwork was average, and included all the regular questions they asked...nothing more, nothing less.
This coverage is available to any active IFBB pro.
I'd bet the amount of claims is MUCH less than all the fat, out of shape, smoking, drinking, couch potato's that make up the vast majority of insured people in the world. THEY'RE the reason med insurance cost is out of control as it is...!
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The paperwork was average, and included all the regular questions they asked...nothing more, nothing less.
This coverage is available to any active IFBB pro.
I'd bet the amount of claims is MUCH less than all the fat, out of shape, smoking, drinking, couch potato's that make up the vast majority of insured people in the world. THEY'RE the reason med insurance cost is out of control as it is...!
This much is probably true. I'm not entirely sure though, since bodybuilders are wreckless, not just with gear, but sometimes with rec drugs too. Hard to say which demographic is healthier, but I would guess it's the bodybuilders.
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Chick, I have to disagree with you regarding the high cost of medical insurance.
You say that it is because of all the fat, out of shape people.
And I say it is strictly and almost totally due to the high "salaries" that the "educated people - nurses, doctors, etc" in the medical profession receive.
I have a good friend who is a nurse. One weekend, she worked on a Saturday which was not her regular work day and she was paid $1,800 for her eight hours of service.
I forget the details but when I questioned her about this, she was highly insulted that I thought she was overpaid.
In another case, a family member required the attention of a nurse during her normal working hours. The price for this service was so high that it was impossible to obtain such medical service without winning the California Lottery.
Medical insurance costs are way beyond the ability of most individuals in the US unless they work for a decent size company that provides it.
Small companies often go broke due to medical expenses which they originally intended to offer to their employees.
Some say that the medical professionals are NOT overpaid, but I do know for a fact that many Americans cannot afford their services.
Sorry, but one last comment. I have a nephew who is unemployed because he is a Care Giver for an extensively ill mother. He is "on duty" 24 hours a day and a nurse comes by for 20 minutes once a week to monitor her blood pressure. She gets a tremendous salary. He gets nothing.
That is all the help he gets from any government agency.
In some state programs a nurse would be available for a huge hourly wage and paid by the state. But in his case, the state pays nothingto the 24 hr a day care-giver.
Medical care in the US is a huge joke as far as I am concerned. But it is not a joke for those who work within the profession.
It is evident to me that the income is more important than the patient.
Thanks
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Posted by: Chick Posted on: Today at 10:55:57 AM
Insert Quote
InsiderZ-
Some "insider" you are...you got just about everything WRONG. do us all a favor and don't post anymore...
No one ever said it was "free" or provided by the iFBB...
secondly, it's not $600 to join, it's $99...with an annual fee of $99
The monthly premium is at a GROUP rate...substancially less than regular coverage. How much less? Well, my premium went from $550/ month with Blue Cross to $135/ month for virtually the same coverage. I also had 4 packages to choose from...no one stuck with one coverage.
I have FULL coverage...same as I had with Blue Cross. The only difference in my coverage was that they don't provide Dental,but do provide a seperate coverage you can purchase which was about $55/ year or so..
Any more keen obsevations?
$99 to join and $99 a month then a extra $55 a year for dental, now how on earth could you afford that Chic, considering your a pro bodybuilder and all !!you earning some cash on the side big fulla huh huh huh ??? ;D
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And I say it is strictly and almost totally due to the high "salaries" that the "educated people - nurses, doctors, etc" in the medical profession receive.
Doctors are probably the most highly skilled professionals around.
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Hey Bob, first I want to say good job on trying to help these guys out with health insirance. Now, before I go on I want to say that these are my observations and I COULD BE TOTALLY WRONG and if I am then I stand corrected.
From what I can see both Bob and Insider are correct. This Propta assoc. http://www.usapta.com/ is a personal trainers certicfication assoc. They offer health insurance to all members and to become a member you must be quote "To become certified by the Private Trainers Association you must hold a HS diploma, and Associate degree or a bachelors degree, or you must be a competitor and belong to an association like the IFBB, NPC, AAU, ABA, NBA, WABBA, INBA or the PNBA. You must have proof in the form of a card from your association listed above. We will be checking with all the associations for valid ID."
I'm also assuming that you must take a test to become a trainer and that is where the $600 fee comes in. Then you have the option of getting a health insurance plan thru the assoc.
It does state that for people who have won titles they are eligable for the Professional status title which the fee for that is "Fee: $ 683.12". I'm not sure if that is a yearly fee and or if you have to take a test for that title, but you do have to for the other two certified certificates.
I also assuming that the IFBB has nothing to do with this since anyone who is a member of the IFBB, NPC, AAU, ABA, NBA, WABBA, INBA or the PNBA can qualify to belong to this Assoc. after taking the test to become a personal trainer (again, not sure if the test applies for titles holders) and also have the option to get insurance. So props to Bob not t he IFBB on this one.
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Actually props to the PTA who came up with an idea to further bring in an income by providing insurance for pro and other BB's. The only catch is they have to pay to become a member and get certified. So this may bring in allot of extra money to the PTA from BB's who want insurance. The IFBB had nothing to do with this. And this has been available all along hasn't it or did the PTA just start this.
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my health insurance
(http://www.foodsubs.com/Photos/vegetables-group.jpg)
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My health insurance.
(http://www.ares.cz/hobby/marui/picture/bbgb9.jpg)
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Actually props to the PTA who came up with an idea to further bring in an income by providing insurance for pro and other BB's. The only catch is they have to pay to become a member and get certified. So this may bring in allot of extra money to the PTA from BB's who want insurance. The IFBB had nothing to do with this. And this has been available all along hasn't it or did the PTA just start this.
Don't know, but anyone who wants to pay out $600 can have insurance. I'm just wondering if it a yearly fee? BTW, you don't have to be a pro to be able to join. Anyone off the street can join anyone of those orgs (NPC, WABBA ect.) and sign up.
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Don't know, but anyone who wants to pay out $600 can have insurance. I'm just wondering if it a yearly fee? BTW, you don't have to be a pro to be able to join. Anyone off the street can join anyone of those orgs (NPC, WABBA ect.) and sign up.
600 a year for insurance is awesome, depending on your deductable.
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600 a year for insurance is awesome, depending on your deductable.
No, The $600 is for the certification. The insurance is $135 per month according to Bob. Although Bob does mention a yearly fee of $99 so I am not sure where that comes from. Insider says it's $600 to join and according to their website that is correct so maybe the $99 is a discounted rate for IFBB pros. No doubt Bob will clarify later.
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No, The $600 is for the certification. The insurance is $135 per month according to BOb. Although Bob does mention a yearly fee of $99 so I am not sure where that comes from.
Ahhh gotcha.
Paying for insurance sucks. Paying taxes suck. I swear I had to raise my website prices just to keep H&R Block happy. </rant>
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owned that baby glock model a few years ago...regret selling it.
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The $600+ is just to get cetified. If you don't pass the test you pay again. That is a yearly fee I am sure since you have to renew. Maybe less to renew. I am sure the insurance is more than $135 a month. I can't see any insurance company chargin that little for a high risk profession with a history of bodily abuse for many years. If it is that cheap then you are defintiely not receiving a full coverage plan. And the deductible must be outrageous.
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owned that baby glock model a few years ago...regret selling it.
I carry a G27. I love it. Also have a Keltec P32 on backup. For years I sat in movie theaters and grocery store lines with a Sig hammer piercing my liver. Good riddance to that.
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The $600+ is just to get cetified. If you don't pass the test you pay again. That is a yearly fee I am sure since you have to renew. Maybe less to renew. I am sure the insurance is more than $135 a month. I can't see any insurance company chargin that little for a high risk profession with a history of bodily abuse for many years. If it is that cheap then you are defintiely not receiving a full coverage plan. And the deductible must be outrageous.
According to Bob it is full coverage so who knows. If we assume the the $600 is a yearly fee then $135 monthly comes to $1620.00 plus $600 plus Yearly IFBB dues $200? that's $2420 a year. Comes to $202 monthly.
A friend of mine has full coverage on his own for $130 minthly, but he has a $2k deductable.
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I carry a G27. I love it. Also have a Keltec P32 on backup. For years I sat in movie theaters and grocery store lines with a Sig hammer piercing my liver. Good riddance to that.
AMT backup .45 ;)
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what's a good insurance to get for self employed? I'm on my wife's plan now but it's expensive
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AMT backup .45 ;)
I really really really hope I never get shot with one of these.
Although my brother shot a guy in the stomach with a glock 45 and he made it halfway across the state for surgery with the round lodged in his spine. so maybe I need something bigger. .50 maybe? :D
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what's a good insurance to get for self employed? I'm on my wife's plan now but it's expensive
I can find out what my buddy had for you and PM you. Oh, the guy was lucky. .45 is enough to kill most anybody. :(
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A friend of mine has full coverage on his own for $130 minthly, but he has a $2k deductable.
More info please
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More info please
OK, I'll post it on the board probabley tomorrow. We were just talking about his last night.
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man people in america are getting screwed
we in australia dont pay dat much for health care. i pay monthly 35$ nd i get more benefits then most people in america paying triple wat i pay.
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What didn't you people understand?
As I stated....
For IFBB PRO'S....it's $99 "sign up fee" plus $99/annual renewel fee (thats once a year for those who still don't understand)
Your individual rate will vary depending on specifications like deductable you choose, age bracket, etc. MY rate is $135/ mo. others may be higher or lower.
There is no $600 fee for the pro's ...it's waived.
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Wow. I never thought I would actually post on this message board but I signed up and had to reply to this crazy post by stuntmovie. You are dead wrong on so many fronts I can't even begin to respond.
"I have a good friend who is a nurse. One weekend, she worked on a Saturday which was not her regular work day and she was paid $1,800 for her eight hours of service."
Sorry in all my years of working in healthcare in many hospitals, Ive yet to experience a nurse that makes more than me, and I am a MD. Either she is the greatest nurse in the known world, or she is lying.
Healthcare costs have nothing to do with the insurance companies since insurance companies do not pay healthcare workers salaries, period, end of story. The insurance companines pay the healthsystem and the money goes into accounts to be taken care of by accountants. They decide where the money goes and who gets what. Healthcare employees espicially nurses have nothing to do with how much they get paid. At our hospital employe pay was averageing 2.5mil a month. Our gross profits are 8 million a month that is profit, after everything is paid as in take to the bank profits. Mostly all profits go back into the health system to build and improve the system since we are nonprofit company, a for profit would go back into the company.
As for your comments of hospital employees getting paid too much, lol. that would be funny if not insulting. I get paid 80hr and I am a ER doctor! Nurses here are at a 22hr min with a RN. LPN are just 15hr. rich huh!
Physical T. 24hr
Nuclear Med. 24hr
Rad Ther. 24hr
Rad Dosimetrist 30hr
Pharmacist 40hr
just to give you a clear idea of what nurses get paid compared to their fellow healthcare workers. Not enough! All my nurses work their asses off and are grossly underpaid! And that is a understatement. I don't call 50yr rich do you? Or overpaid.
No the people who don't take care of themselves and more importantly DON'T HAVE HEALTH INSURANCE!!!!!!! cost the hospital the most amount of money, and this is recouped by whom? The hospital or healthsystem, the hospitals budget for the NONINSURED IS FOUR TIMES THE TOTAL BUDGET TO PAY THE EMPLOYEES, FOUR TIMES. At our hospital it is 10mil on average. They are the reason why our employees DON'T MAKE ENOUGH MONEY PERIOD! It is a vicious cycle, no insurance, higher insurance premiums and cost of insurance, no insurance higher insurance and premiums and so on and so on and so on. You get the picture here. The hospital has to charge four times the cost of one pill to try to recoup the money lost on the noninsured, and in turn the insurance companies have to charge the hospital more for that pill, and the cycle begins, you get the picture right? So please don't make statements on here blaming the health care workers for the insurance problems of this country, because it is just a disservice to our dedicated and hardworking healthcare providers and more importanly WRONG! DEAD WRONG!
>:(
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What didn't you people understand?
There is no $600 fee for the pro's ...it's waived.
I guess that's what we didn't understand. Now we know.
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Stuntmovie, you are total idiot. The reason medical costs are so high is not because of medical specialists salaries. The reason is two fold. First, there are a large percentage of uneducated, self indulgent morons (smokers, drinkers, etc) that abuse the healthcare system. They run up huge medical bills that are never paid. Since you cannot just turn somebody away at an ER, a lot of these individuals continue to abuse the system. The result, institutions such as hospitals and the physicians lose hundreds of millions of dollars on these scum. Then, the way to recoup some of the losses is to charge insurance companies high premiums. The rest is covered by working Americans with our hard earned money via the IRS. The second, and most egregious, is lawyers who facilitate needless lawsuits. Pain and suffering lawsuits suck up millions of dollars. In fact, it so rampant that in may of the inner cities, when queried about the fastest way to become rich, the top three answers were "become a professional athlete, win the lottery, or sue a doctor." ... NICE! Isn't it encouraging how our young have such an incredible work ethos. Maybe if clowns such as yourself with no education and not a fricking clue stopped spewing this bullshit, then these misconceptions about medicine would cease. Next time you are in need for a medical professional (say you are in a motor vehical accident), I am sure the surgeon that saves your sorry ass is grossly overpaid. Go climb under a rock moron. ::)
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Thanks, ncm and nico, but your's is the exact same attitude I received when a family member was recently on her deathbed for a good long while.
I guess we all see the situation differently depending on what side of the fence we sit on.
Give me the opportunity to write up my experience as a Care Giver with ten years (+) experience and then feel free to call me "stupid".
One family member called me that for giving up ten years (+) of my life and all my savings to provide the care that I felt my mother deserved.
Let me say this before I sign off here ......... I am definitely NOT antagonistic against the good nurses and doctors who have been assisting us over this difficult period. In fact most of them should be canonized.
And a couple of them have said the same about me.
But I am definitely antagonistic about the "health care" system in the US today and I believe I lived close enough to that system for a long enough time frame to justify those feelings.
If you feel that our health system in the US is good, then I have to say that there is definitely something wrong.
Maybe you should take a look on the other side of that fence.
Thanks for your comments though.
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Some of you guys feel the government owes you health care. If it did this socialist system health care would be garbage because salaries of health care professionals would go down to nothing. Nothing in life is free and the working class would pay dearly for this luxury. See if Canadians are happy with their free health care. When they have something serious they rush to America. HMO's have already hurt so many doctors that some refuse to accept it on principal. If you need health care go to your emergency room. They can't turn you away. You would be surprised how many people have no health insurance. Someone said it before it is a vicious cycle of the workers caring for the lazy.
I think health insurance should cover bills over $5000.00. Any normal doctor visits to a GP would be paid in cash. If you visit your doctor for an throat infection you should pay $50 to $100 bucks. You would then pay the pharmacist the $200 bucks for the meds needed. If you need an operation or long term treatment that could break you financially the $5000.00 deductible insurance would kick in.
With this type of system insurance bills would be super low because you pay everytime you have a sore throat visit. You could sleep at night knowing major bills would be taken care of. Health insurance companies have to make a profit and if they are paying out for every member of a family for every cold and sniffle they are going charge big time.
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Somehow we get ripped here in Hawaii. There is no such thing as sub $200 or even sub $300 a month medical insurance. I had medical when I was with Gold's, when I left and wanted to continue it is something called COBRA. the cost was $478 a month to keep my insurance going. When I was with SAG and decided to quit I could have kept my insurance going with Blue Cross for just $60 a month. I should have done that.
And my little input on the prices. I think doctors should be paid as much as possible. They save lives and should be paid. I don't think any doctor or nurse can be paid enough. A ton of schooling and a ton more hours of work. Very hard job and they deserve to make everything they ask for.
But, in relation to drugs I think it is a fucking ripoff. The government fucks so many things up they purposely start dieases just so they can make drugs to help cure them and make more money. The chinese herbs and other natural remedies they try to get ahold of and either try to control them or ban them. They do this cause they aren't making money off of them. If a patient will take herbs instead of paying for drugs then the government is losing money.
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Thanks, ncm and nico, but your's is the exact same attitude I received when a family member was recently on her deathbed for a good long while.
I guess we all see the situation differently depending on what side of the fence we sit on.
Give me the opportunity to write up my experience as a Care Giver with ten years (+) experience and then feel free to call me "stupid".
One family member called me that for giving up ten years (+) of my life and all my savings to provide the care that I felt my mother deserved.
Let me say this before I sign off here ......... I am definitely NOT antagonistic against the good nurses and doctors who have been assisting us over this difficult period. In fact most of them should be canonized.
And a couple of them have said the same about me.
But I am definitely antagonistic about the "health care" system in the US today and I believe I lived close enough to that system for a long enough time frame to justify those feelings.
If you feel that our health system in the US is good, then I have to say that there is definitely something wrong.
Maybe you should take a look on the other side of that fence.
Thanks for your comments though.
you lost all crediability when you stated that you have a friend who is a nurse that made $225/hr :-\
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In Hawaii a private nurse depending on circumstances can cost anywhere from $500 up a day. There are minimum required. Like hourly. If a nurse is there for only 2 hours then it is indeed $250 an hour. We are talking about a private nurse coming to your home, not just one at the hospital. Stunt had a special circumstance and what he is saying is true in his case. I guarantee you his case was rare and that not all cases are like his.
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my health insurance
(http://www.foodsubs.com/Photos/vegetables-group.jpg)
okra ?
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Just because you pay $550 a month doesn't mean they are going to pay for your health cost if you ever neeed it. The minute they find out about your drug use, the contract is going to be nill.
I'm sure you didn't check the box "yes" that you don't take illegal drugs.
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Yes that is something that will come up. If something is determined to be caused by something attributed to the drug use by the pros and was done before the insuRance went into affect then it probably won't be covered. Then what. Insurance companies do everything they can to not pay so they will dispute.
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InsiderZ-
Some "insider" you are...you got just about everything WRONG. do us all a favor and don't post anymore...
No one ever said it was "free" or provided by the iFBB...
secondly, it's not $600 to join, it's $99...with an annual fee of $99
The monthly premium is at a GROUP rate...substancially less than regular coverage. How much less? Well, my premium went from $550/ month with Blue Cross to $135/ month for virtually the same coverage. I also had 4 packages to choose from...no one stuck with one coverage.
I have FULL coverage...same as I had with Blue Cross. The only difference in my coverage was that they don't provide Dental,but do provide a seperate coverage you can purchase which was about $55/ year or so..
Any more keen obsevations?
hahahahaha......another "owning" by Chic....
classic
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I'm doing math here. And this is not including the deductible which would be intersting to see how much that is. And does this plan cover drugs.
Yearly fee- $99
Joining fee- $99
Monthly fee- $135 x 12= $1620
IFBB fees- $200
PTA fee- $600 (not sure about this one)
Subtotal $2618/12= $218 a month average
This is pretty good. That's about 5 months of coverage here. What really matters is the deductible and what exactly is included. I am pretty sure any insurance company WILL NOT cover allot of things especially ailments associated with steroid abuse. But who knows, maybe it a new insurance company that knows nothing about steroids. Uhhhhhhhhh?
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What didn't you people understand?
As I stated....
For IFBB PRO'S....it's $99 "sign up fee" plus $99/annual renewel fee (thats once a year for those who still don't understand)
Your individual rate will vary depending on specifications like deductable you choose, age bracket, etc. MY rate is $135/ mo. others may be higher or lower.
THERE IS NO $600 FEE, IT WAS WAIVED FOR THE PRO'S
missed it again, huh?
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deduct it as an expense if you are a business
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Chic, can you list the carrier for this policy. Cause honestly if it is really what you say it is then I am calling them to sign up. You just can't get insurance here for anything close to that. What is the deductible you haven't said. And is drugs included. What is the co-pay? I'm serious, I want to look into this so I can get some insurance.
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Whats the point of this thread, nobodys health insurance is free?
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Chic, can you list the carrier for this policy. Cause honestly if it is really what you say it is then I am calling them to sign up. You just can't get insurance here for anything close to that. What is the deductible you haven't said. And is drugs included. What is the co-pay? I'm serious, I want to look into this so I can get some insurance.
Maybe you missd the part about being an IFBB pro to be eligible...or maybe I missed the show you turned pro at...!
It's called GROUP coverage for a reason...that reason is that it's cheaper because we have a large GROUP we have to be insured.
Win your pro card and I'll be sure to send you the info ASAP!
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Maybe you missd the part about being an IFBB pro to be eligible...or maybe I missed the show you turned pro at...!
It's called GROUP coverage for a reason...that reason is that it's cheaper because we have a large GROUP we have to be insured.
Win your pro card and I'll be sure to send you the info ASAP!
onlyme wants the honoraria pro card
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Maybe you missd the part about being an IFBB pro to be eligible...or maybe I missed the show you turned pro at...!
It's called GROUP coverage for a reason...that reason is that it's cheaper because we have a large GROUP we have to be insured.
Win your pro card and I'll be sure to send you the info ASAP!
According to the website you can be an NPC card holder too. Although it did not list the rates why wouldn't the rate at least be the same since there are a lot more NPC members than pro.
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The paperwork was average, and included all the regular questions they asked...nothing more, nothing less.
This coverage is available to any active IFBB pro.
I'd bet the amount of claims is MUCH less than all the fat, out of shape, smoking, drinking, couch potato's that make up the vast majority of insured people in the world. THEY'RE the reason med insurance cost is out of control as it is...!
at least they are able to have a job ...
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My health insurance.
(http://www.ares.cz/hobby/marui/picture/bbgb9.jpg)
(http://i1.tinypic.com/o9lh6r.gif)
what a badass wigga!
http://wiggaz.com
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Maybe you missd the part about being an IFBB pro to be eligible...or maybe I missed the show you turned pro at...!
It's called GROUP coverage for a reason...that reason is that it's cheaper because we have a large GROUP we have to be insured.
Win your pro card and I'll be sure to send you the info ASAP!
Well that's fine, I'm sure with group rates as low as these their individual plans are great to. The group plan for my gym here is $468 per month per employee. SO whagt you are telling us is that EVERY pro will be covered under this plan. Meaning that the IFBB is paying the bill. Cause to get a group rate a group has to be enrolled. Are you making every pro get this insurance. If not what if only 10 choose to get it.
How do get such good rates then. To get a group rate I thought the employer signs up how ever many employees are eligible for insurance and they get the group rate. How many pros are there anyway. Can't be that many. Plus isn't there an eligibility required. Like with SAG you had to earn a minimum of $5000 or so to be eligible to get insurance and have SAG pay for it. What make you eleigible being a pro and paying a $200 a year fee. What kindof insurance company is this. What is the name of it. I really would like to find out so I can get a quote. PS. I was a professional in one of the hardest sports out there and in another real sport and didn't do to bad.
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(http://i1.tinypic.com/o9lh6r.gif)
what a badass wigga!
http://wiggaz.com
You have a nice name.
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Well that's fine, I'm sure with group rates as low as these their individual plans are great to. The group plan for my gym here is $468 per month per employee. SO whagt you are telling us is that EVERY pro will be covered under this plan. Meaning that the IFBB is paying the bill. Cause to get a group rate a group has to be enrolled. Are you making every pro get this insurance. If not what if only 10 choose to get it.
How do get such good rates then. To get a group rate I thought the employer signs up how ever many employees are eligible for insurance and they get the group rate. How many pros are there anyway. Can't be that many. Plus isn't there an eligibility required. Like with SAG you had to earn a minimum of $5000 or so to be eligible to get insurance and have SAG pay for it. What make you eleigible being a pro and paying a $200 a year fee. What kindof insurance company is this. What is the name of it. I really would like to find out so I can get a quote. PS. I was a professional in one of the hardest sports out there and in another real sport and didn't do to bad.
Sorry, being that you're not a IFbB pro, you're not privvy to that information...it's privlidged to members only.
The IFBB doesn't pay the coverage, the athletes do.
Congratulations on being a former pro at whatever you did...did someone ask?
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SO what you are telling us is that EVERY pro will be covered under this plan. Meaning that the IFBB is paying the bill. Cause to get a group rate a group has to be enrolled. Are you making every pro get this insurance. If not what if only 10 choose to get it?
As has been stated for a long time, there was never anything stopping the IFBB pro competitors from seeking group health insurance on their own. It was not then and is not now the responsibility of the federation itself to pay for either the coverage or for any portion of the discount. The discount is available because the anticipation of the carrier is that x-number of persons will sign up under this plan. You are right - an individual cannot get discounts on their own without joining a group and in this case, that 'group' is the IFBB competitor membership.
No, not everyone will choose to get it, but it's safe to say that 'several' probably will. I haven't seen Bob indicate anywhere that this would be mandatory for anyone.
There's a time to nitpick (and you know I'm one of the first for that), but there's also a time to pat someone on the back and say 'well done - thanks for making this happen'. I don't know the specifics of the plan, but I do know this - it's a heck of a lot better than what was available to the IFBB pros 6 months ago. This is a positive step and can only get better with time.
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Sorry, being that you're not a IFbB pro, you're not privvy to that information...it's privlidged to members only.
The IFBB doesn't pay the coverage, the athletes do.
Congratulations on being a former pro at whatever you did...did someone ask?
LOL
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Well, obviously something doesn't add up here. Bob states that he is already paying roughly $135 for coverage. How is this possible when the plan has not even been presented to the pros? Who are y ou grouped in with already when no one has applied? I'm willing to bet that most will not take advantage of the coverage. What then, will your rate go up?
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Well, obviously something doesn't add up here. Bob states that he is already paying roughly $135 for coverage. How is this possible when the plan has not even been presented to the pros? Who are y ou grouped in with already when no one has applied? I'm willing to bet that most will not take advantage of the coverage. What then, will your rate go up?
Me and disgusted finally agree on something...
How can chick already be getting the GROUP rate when there is no group signed up yet and no guarantee that any of the few hundred pros will bother?
Onlyme was a pro wrestler wasn't he? A little tougher way to make a living than being a pro bodybuilder...
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Chic
Even though you pay those premiums, do have any concerns that the insurance company will not pay off? Are all of you going to openly disclose your drug use on the application?
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Sorry, being that you're not a IFbB pro, you're not privvy to that information...it's privlidged to members only.
The IFBB doesn't pay the coverage, the athletes do.
Congratulations on being a former pro at whatever you did...did someone ask?
Most people don't have to ask, but it was arm wrestling which competition wise is a real sport not a half-ass beauty contest filled with primadonnas.
Also, I don't see anything coming out of the insurance thing. What is so secretive that Chic can't even come up with the companies name who is providing the insurance. I think it's one of those companies that you pay a fee to and when you go to the doctor or hospital they pay you back some money for the time you spent there. It's not real medical insurance.
And yes how does Chick get group rates already when there is no group yet. And why would you give up your Blue Cross provided by SAG (I am hoping you at least made the minimum) for FREE to pay for insurance. I don't understand this. Please explain. And what is the name of the company so I can call them and get some. Or is this a company that just started up strictly for IFBB pros. And didn't you say NPC also. Hell anyone can join the NPC. Something just doens't add up. But, I am sure with Chick's great way of telling people how it is, he will come on here and explain it.
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Most people don't have to ask, but it was arm wrestling which competition wise is a real sport not a half-ass beauty contest filled with primadonnas.
Also, I don't see anything coming out of the insurance thing. What is so secretive that Chic can't even come up with the companies name who is providing the insurance. I think it's one of those companies that you pay a fee to and when you go to the doctor or hospital they pay you back some money for the time you spent there. It's not real medical insurance.
And yes how does Chick get group rates already when there is no group yet. And why would you give up your Blue Cross provided by SAG (I am hoping you at least made the minimum) for FREE to pay for insurance. I don't understand this. Please explain. And what is the name of the company so I can call them and get some. Or is this a company that just started up strictly for IFBB pros. And didn't you say NPC also. Hell anyone can join the NPC. Something just doens't add up. But, I am sure with Chick's great way of telling people how it is, he will come on here and explain it.
why do you care if you think bbing is an "half-ass beauty contest filled with primadonnas" ?
meltdown.
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why do you care if you think bbing is an "half-ass beauty contest filled with primadonnas" ?
meltdown.
Why do you care that I care. And what is meltdown for. Son, you are getting into a discussion way over your head. Stay with what your screen name describes yourself. The not so macho guys on here will enjoy you more.
And I could care less about the BB's insurance. I REALLY do want to know who is providing it so I can get me some insurance. Unless of course it is an insurance company created strictly for the IFBB. In taht case it won't be around long enough to file a claim. Other than that I REALLY want to know the name so I can inquire. Thanks Chic in advance
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Well, obviously something doesn't add up here. Bob states that he is already paying roughly $135 for coverage. How is this possible when the plan has not even been presented to the pros? Who are y ou grouped in with already when no one has applied? I'm willing to bet that most will not take advantage of the coverage. What then, will your rate go up?
What doesn't add up? The plan is already in place...as I've stated a few times already....I'm "formally" presenting it to the pro's at the meeting coming up. The details have already been in place, we don't have to wait for a certain amount of people to sign up...there are details that have been put together behind the scenes when putting the plan into action.
Why wouldn't most take advantage of the coverage? They prefer paying more? Having NO insurance is smarter?
Bottom line is..it really doesn't concern any of you that arent pro bodybuilders does it?
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Why do you care that I care. And what is meltdown for. Son, you are getting into a discussion way over your head. Stay with what your screen name describes yourself. The not so macho guys on here will enjoy you more.
And I could care less about the BB's insurance. I REALLY do want to know who is providing it so I can get me some insurance. Unless of course it is an insurance company created strictly for the IFBB. In taht case it won't be around long enough to file a claim. Other than that I REALLY want to know the name so I can inquire. Thanks Chic in advance
Are you just slow? What about NOT BEING A PRO BODYBUILDER DON'T YOU UNDERSTAND?
Your NOT eligable. What difference does it make what insurance company it is? You can call ANY insurance company and apply for coverage...
ARE YOU A IFBB PRO??? NO
ARE YOU THEREFORE ELIGABLE FOR THE IFBB GROUP COVERAGE??? NO
Can't explain it any more simple than that...if your STILL not smart enough to figure it out ...that's your problem...not mine.
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Are you just slow? What about NOT BEING A PRO BODYBUILDER DON'T YOU UNDERSTAND?
Your NOT eligable. What difference does it make what insurance company it is? You can call ANY insurance company and apply for coverage...
ARE YOU A IFBB PRO??? NO
ARE YOU THEREFORE ELIGABLE FOR THE IFBB GROUP COVERAGE??? NO
Can't explain it any more simple than that...if your STILL not smart enough to figure it out ...that's your problem...not mine.
Sooooooo bob explain this insurance thing to me again? i think this time we might get it right!
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My health insurance.
(http://www.ares.cz/hobby/marui/picture/bbgb9.jpg)
lol
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Chic
Even though you pay those premiums, do have any concerns that the insurance company will not pay off? Are all of you going to openly disclose your drug use on the application?
can you answer this question?
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Are you just slow? What about NOT BEING A PRO BODYBUILDER DON'T YOU UNDERSTAND?
Your NOT eligable. What difference does it make what insurance company it is? You can call ANY insurance company and apply for coverage...
ARE YOU A IFBB PRO??? NO
ARE YOU THEREFORE ELIGABLE FOR THE IFBB GROUP COVERAGE??? NO
Can't explain it any more simple than that...if your STILL not smart enough to figure it out ...that's your problem...not mine.
ouch...
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It's the IFBB...come on....you think they are going to do anything for their "athletes"??? :-\
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This is how a pro Bber speaks to fans.
This is how the IFBB Athlete's Rep speaks to fans.
Well not exactly a rep for the athletes just the IFBB. Anyway, Chic believe me I am as far as slow as you get (unless talking about running). You come on here and try to make it look like you got every Pro medical insurance. I am saying (and try to understand this cause you are really acting autistic) that if you found a group that will insure the IFBB Pros (and believe me the last thing I would ever want even if I had the chance to be, would be an IFBB Pro, unhealthy and there is hardly a future in it) for just $135 a month I would like to know the name of the insurance company so I can call them to find out their individual rates. Cause if in fact you are getting these prices, then their individual prices will be much less than what is available here now. What part of this don't you understand. If your'e not smart enough to figure this out then I'm sorry for you.
Also, since you are being so smart, why did you give up your Blue Cross which is free to go pay $135 a month. I mean you are or were covered by Blue Cross through SAG weren't you. From what I read on here you are doing very well in Hollywood so medical insurance in provided to you for free. Do I have to go slower for you. Cause I can't.
Also, you are the only IFBB Pro to have this insurance, how come. That is a small group. Hell I can get a group bigger than that together. Are you sure this insurance policy isn't something somebody sold you one night at Denny's.
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Well not exactly a rep for the athletes just the IFBB. Anyway, Chic believe me I am as far as slow as you get (unless talking about running). You come on here and try to make it look like you got every Pro medical insurance. I am saying (and try to understand this cause you are really acting autistic) that if you found a group that will insure the IFBB Pros (and believe me the last thing I would ever want even if I had the chance to be, would be an IFBB Pro, unhealthy and there is hardly a future in it) for just $135 a month I would like to know the name of the insurance company so I can call them to find out their individual rates. Cause if in fact you are getting these prices, then their individual prices will be much less than what is available here now. What part of this don't you understand. If your'e not smart enough to figure this out then I'm sorry for you.
Also, since you are being so smart, why did you give up your Blue Cross which is free to go pay $135 a month. I mean you are or were covered by Blue Cross through SAG weren't you. From what I read on here you are doing very well in Hollywood so medical insurance in provided to you for free. Do I have to go slower for you. Cause I can't.
Also, you are the only IFBB Pro to have this insurance, how come. That is a small group. Hell I can get a group bigger than that together. Are you sure this insurance policy isn't something somebody sold you one night at Denny's.
I think chick just saw some recent pics of vince taylor perhaps?
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Well not exactly a rep for the athletes just the IFBB. Anyway, Chic believe me I am as far as slow as you get (unless talking about running). You come on here and try to make it look like you got every Pro medical insurance. I am saying (and try to understand this cause you are really acting autistic) that if you found a group that will insure the IFBB Pros (and believe me the last thing I would ever want even if I had the chance to be, would be an IFBB Pro, unhealthy and there is hardly a future in it) for just $135 a month I would like to know the name of the insurance company so I can call them to find out their individual rates. Cause if in fact you are getting these prices, then their individual prices will be much less than what is available here now. What part of this don't you understand. If your'e not smart enough to figure this out then I'm sorry for you.
Also, since you are being so smart, why did you give up your Blue Cross which is free to go pay $135 a month. I mean you are or were covered by Blue Cross through SAG weren't you. From what I read on here you are doing very well in Hollywood so medical insurance in provided to you for free. Do I have to go slower for you. Cause I can't.
Also, you are the only IFBB Pro to have this insurance, how come. That is a small group. Hell I can get a group bigger than that together. Are you sure this insurance policy isn't something somebody sold you one night at Denny's.
1. I'm not an IFBB rep, I'm the men's representative for the athletes
2.I did get every pro health coverage..every pro who wants it, or needs it. Short of getting Ben to pay for it...that's as good as it gets.
3. I don't give out info to people on the internet that is private for members
4. Maybe you don't see a future in Pro BB, because it isn't an option for you. I (along with many others) do quite well and have a great future in the business of BB.
5 I didn't give up "free" blue cross, to pay for it. I never had coverage from SAG. When I got into SAG, I checked out the insurance...unless you made over 100K/ year from SAG related work (which I didn't) you werent qualified for the coverage they had...thay set you up with a 3rd party coverage which was pathetic. I then get MY OWN coverage through BC/BS of Cali to the tune of $440/ mo. for full coverage. When I crossed over into the 40-49 category, your insurance automatically increases $100/ mo.
Thats why I got on board with the GROUP coverage I set up for thee IFBB pro's at $135/ mo.
6. I'm not the only pro with this coverage there are many with it already and many more to come as the word gets spread and they are made aware of it.
Maybe the fact you weigh 400 lbs. is the reason your insurance is so high...no insurance co is going to touch you with a 10 ft. pole, pal.
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1. I'm not an IFBB rep, I'm the men's representative for the athletes.
Whatever, YOU are the IFBB mens rep. You report back to the IFBB on behalf of the men of the IFBB
2.I did get every pro health coverage..every pro who wants it, or needs it. Short of getting Ben to pay for it...that's as good as it gets.
At $135 dollars a month why would anyone not say yes to this. As much money as you say the Pro make (many of them) why not?
3. I don't give out info to people on the internet that is private for members
What is so private about it. You make it sound like some elite thing. It is insurance. Is it a real company? You would think they would want you to tell as many people as you can about them so they can get more business. You are full of shit. There is something more to it. There is not one reason not to give out an insurance companies name. Is there something to hide
4. Maybe you don't see a future in Pro BB, because it isn't an option for you. I (along with many others) do quite well and have a great future in the business of BB.
Absoultely their is no future or was there ever for me in BB, cause I didn't want it or even considered it. I had many many options come my way. And I took advanatge of as many as I could.
5 I didn't give up "free" blue cross, to pay for it. I never had coverage from SAG. When I got into SAG, I checked out the insurance...unless you made over 100K/ year from SAG related work (which I didn't) you werent qualified for the coverage they had...thay set you up with a 3rd party coverage which was pathetic. I then get MY OWN coverage through BC/BS of Cali to the tune of $440/ mo. for full coverage. When I crossed over into the 40-49 category, your insurance automatically increases $100/ mo.
Thats why I got on board with the GROUP coverage I set up for thee IFBB pro's at $135/ mo.
Well I can't argue on this one. I loved it when I had it and I thought you had it through SAG. My bad.
6. I'm not the only pro with this coverage there are many with it already and many more to come as the word gets spread and they are made aware of it.
ALright, this is a muffed deal since I don't know how many pros have it already. But how many pros are there in the IFBB.
Maybe the fact you weigh 400 lbs. is the reason your insurance is so high...no insurance co is going to touch you with a 10 ft. pole, pal.
I doubt thats it since I guarantee you my blood work is better than yours. Plus, if they are going to give it to a group of known drug users and the most unhealthy individuals on the planet then my excess weight would be a happy addition to their plan. COme on you can do better than that. And remember my 400 is a whole lot stronger and internally healthier than your 200. My 300 was even more stronger and healthier than your 200. And don't forget I peaked in my low 20's and milked it for almost 20 years. You peaked at 40 so you won't be able to milk it for long so take advantage of what you can when you can.
And with your reasoning on "group" I see where you think "many" means allot when it comes to Pros who do well in BB.
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One more thing cause I really find it interesting what you have done. You mentioned you don't work for the IFBB or represent them. But, you set up with a reputable (I hope) nameless insurance company who is federally regulated, a group insurance plan based on the IFBB membership and it's members. I swear I can't figure out how you did this. Can anyone call this place and say I have 100 people that take drugs most of the year I need to get them insurance so when they have a heart attack, liver disfunction or other drug related ailment in their 30's or 40's they won't have to pay. This was an awsome deal you did if its real. Somehow I will find the answer to the name of the company so I can get insurance to.
The IFBB or someone had to give you authority to represent the IFBB in this manner. Isn't the IFBB a non-profit.
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Maybe that's the reason he CAN't tell you who the company is otherwise the cover might be blown...(ie. they would redraw their coverage if they knew they were covering professional bodybuilders who take loads of drugs and have a tendancy to drop dead at age 50).
Didn't someone say before the coverage is meant for personal trainers who belong to this association?
It's GOOD that Chick got the guys this deal though IMO...
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Does this insurance cover pre-disposed sickness's or symptoms associated with steroid use. Cause I too see a problem of filing a claim and trying to get them to pay for a liver transplant or bypass surgery when the doctors say or show it was due to many years of abuse of steroids. But, good job Chic for at least trying. I pay almost $900 a month for me and my son. Thats with dental and full coverage. So $135 is great if it really covers the things you really need.
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Chic
Even though you pay those premiums, do have any concerns that the insurance company will not pay off? Are all of you going to openly disclose your drug use on the application?
I've asked this question and it was avoided!
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It wasn't answered because of the stupidity of asking it in the first place.
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It so easy not to answer a question when you don't have an answer or it will look bad. And that is probably right that they would lose allot of credibility if they were found to insure drug induced individuals. But I am pretty sure there are huge limitations on the coverage which would make it pretty useless in most medical instances. That is probably why not many are using it. Good try though
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Milos for athlete rep
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It so easy not to answer a question when you don't have an answer or it will look bad. And that is probably right that they would lose allot of credibility if they were found to insure drug induced individuals. But I am pretty sure there are huge limitations on the coverage which would make it pretty useless in most medical instances. That is probably why not many are using it. Good try though
Goddam you're a clueless fuck...
you hate bodybuilding, hate bodybuilders, yet spend countless hours on a BB board making stupid comments on issues you have ZERO knowledge of....makes sense to me.
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and 240's response is....
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Goddam you're a clueless f**k...
you hate bodybuilding, hate bodybuilders, yet spend countless hours on a BB board making stupid comments on issues you have ZERO knowledge of....makes sense to me.
More holy crap!
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Chick,
All Keith originally asked was if you'd tell him the name of the insurance company since if you got that good a rate for your group of IFBB pros their premium for individuals must be pretty low too and he wanted to investigate as such...
I don't think he had a problem that you wouldn't/couldn't tell him that information but you didn't need to call him stupid and fat...
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Chick seems to have really negative atitude to everyone i know some ppl on here are a bit much but telling ppl they are basically losers for posting on these boards is not good!
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Chick seems to have really negative atitude to everyone i know some ppl on here are a bit much but telling ppl they are basically losers for posting on these boards is not good!
I agree this board very important for the sport since all the dirty laundry gets aired here and REAL questions get asked and things just aren't accepted at face value...
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Chick,
All Keith originally asked was if you'd tell him the name of the insurance company since if you got that good a rate for your group of IFBB pros their premium for individuals must be pretty low too and he wanted to investigate as such...
I don't think he had a problem that you wouldn't/couldn't tell him that information but you didn't need to call him stupid and fat...
The individual plans are just as expensive as any other major carrier out there...he knows that. I brought his weight into it because I'm sure that's a major reason his insurance is as high as it is, as well as his long battle with a spider bite, which I'm sure cost whatever ins. co he was/ is with a lot of money.
I won 't give out information here on a message board for the simple fact that I don't need idiots calling the company up looking for insurance when they aren't part of the plan I put together in the first place.
Amazing I have to axctually explain this... Believe me...Keith (onlyme) knows better than that...he's just trying to be an asshole.
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I agree this board very important for the sport since all the dirty laundry gets aired here and REAL questions get asked and things just aren't accepted at face value...
No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!
Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.
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I agree this board very important for the sport since all the dirty laundry gets aired here and REAL questions get asked and things just aren't accepted at face value...
There are many true BB fans on here and just because he no longer competes and doesnt need the fans anymore does not mean he shud not value them all the same! (mods dont delete this im not bashing pros im giving constructive critique and i am quite justified)
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No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!
Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.
well if it doesnt 'involve' us then why post here im sure u can contact pros by other means. i respect all u have done as an athlete but i think u r out of line on this
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No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!
Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.
It's great that the insurance is available (I said that before...)
The faceless, nameless fans are the ones indirectly paying your bills due to our ticket sales and supplement purchases.
The problem you face is that there are fewer and fewer of us each and every year...
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i agree with chick on everything, especially his comments twords that fat worthless blob of shit onlyme, bob is the man.
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Bob should learn from RJ
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Bob should learn from RJ
bob is not rj, he is his own person, and bob is awsome the way he is, he is one of my favorite pros, awsome personality.
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Yep rich has posted lots of times these past few days and no one has bashed him at all. i think thats because he has the atitude we want to see from a pro i for one have enjoyed richs recent posts
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bob is not rj, he is his own person, and bob is awsome the way he is, he is one of my favorite pros, awsome personality.
lighten up on bob chick. he's a new yorker that can be blunt and brutally honest. that's just him. dont take it personally.
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lighten up on bob chick. he's a new yorker that can be blunt and brutally honest. that's just him. dont take it personally.
thats what im saying, he's not fake, he gives you the real deal, the straight dope, take it or leave it!
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Chick, you are something of a joke to me. Let me tell you, that weight has no issue whatsoever in the cost of my insurance here. Are you that fucking stupid from all the roids and years of losing you had. That was the cost to keep my insurance I had with Gold's Gym after I left and wanted to keep it going. Something they call COBRA here. The price had no bearing on my weight. It was the EXACT amount Gold's Gym was paying for me and every other employee they had. And, for my health like I said I'll match my bloodwork and internal organs with your steroid-abused piece of shit body anyday. And to think my fat is stronger than your muscle. Amazing how that works.
Believe me, you are a ROID abuser. You would be a little boy without them. That is a fact. Your life span isn't even close to mine. My condition is 100% reversable. Yours is NOT. You are fucked for the rest of your life. You have to live with that I don't.
You better pray to god everyday that something unexpected doesn't happen to your body like it did mine. Cause you are old and your internal organs would not last the trauma I went through. You're a pro bodybuilder (one that doesn't even compete) get over it. Better get that degree of yours out of the closet, you are going to need it.
You say I hate BB. You are wrong. Your so-called title is just that, just a title. It carries as much weight as being a janitor at a high school. You are a pawn to the IFBB not a messiah.
I have dumped thousands of hours into doing shows and have spent 10's of thousands of dollars promoting BB here. To this day my show was still the biggest no matter how fucked up the attendance was. I gave out the best awards and treated every BB with huge respect. They had the warmup room catered and every competitor got free stuff. The pros that came were treated great to. How many shows bring the pros in days early so they can have fun in Hawaii. Take them on tours, take them deep sea fishing etc. I lost $90,000 on the first show but still decided to do another. I did as much as I could for BB here to only get backstabbed.
Don't try to debate me you'll only embarrass yourself. I am not a BB and have never said anything close to it. Most everyone knows the problem I had. I'm not bitter it's what happened. I am getting over it and getting a whole lot better. Like I said I will be back 100% cause I have the strong and healthy internal organs and the will power. You though have no recourse. You are fucked for the rest of your life cause you chose to be stupid. That was your choice and an ignorant one at that.
i could write more but I am dizzy from typing as much as I did. So be sure towrite back and show the people how a real professional BB acts. Cause you are the rep of them all.
Oh and nice way to shift the debate about me instead of answering the questions people have been asking you here. YOu are good at avoiding the issue at hand but not that good. I liked you in Dodgeball though.
Oh and Double XL, well everyone knows you aren't worth repsonding too. Are you and Chick roomates
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ANd by the way. You could have avoided all the strees to yourself if you would have just had the answer to the questions everyone has been asking. You are the one who came on here to brag about getting all the IFBB pros insurance. Yet you had no answers. If you can't handle the heat you need to find another cause to support.
Why did you have to come on here and tell everyone you got them insurance yet you don't want to talk about. The thing would have been to shut your big mouth and keep it to yourself. But youhad to come on here and show everyone you are kicking ass as the rep. Well some call you out and wanted answer and you panicked and freaked out. Then you attack my fat ass cause I kept asking. Son, this position is not for you. Give it up to someone who can handle it without breaking apart. Hope this advice helps.
Remember I am just a guy who comes on here that has nothing to do with the sport. I can take it or leave it. I have other things. YOU DON'T. You are stuck in this. Wouldn't trade places with you for anything.
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No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!
Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.
I just read this. This is the perfect example why you shouldn't be the atheltes rep or really anything involved with others in BB. You need to sit down and figure out who pays your bills with the money you make from your sponsorsl DO you think the people on here (and I heard something like 30,000 a day) aren't helping you with what little career you have. Do you think whatever company sponsors you would give you dime if they weren't selling to these nameless and faceless people.
You were stupid enough to post on here your acheivement so that immediately makes it open for discussion. Son, you really need to get a reality check. Now who is doing a great job of being an asshole. Honestly resign before you blow another gasket. You have set unprecedented history with getting every IFBB pro BB medical insurance not worth much more the paper it is written on but hey at least you tried. I still want to know who it is so I can get some. Can't I just say I am a pro BB. I have a huge gut I am half way there. Please Chic, be my messiah
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note to self... don't piss off onlyme
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thats what im saying, he's not fake, he gives you the real deal, the straight dope, take it or leave it!
There is a difference from straight dope and being a dope. And the real deal would be if you are coming onto the #1 internet board in BB and bragging to everyone you got insurance for the pro BB's something that has never been done in the history of BB, then be prepared to explain some issues and concerns or keep your mouth shut.
And I not mad at all. Just a little frustrated at a guy who wants to ignore what the thread is all about and come after me and call me fat and that is why I can't insurance while all along he ignores what the issue is here. My fatness has no bearing on the subject just his way of trying to get out of answering the questions posted on here to him. No big deal to me. Like I said before my problem is 100% reversable and it's heading in that direction. His condition(s) are not. He is fucked not me.
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Shit Keith don't have a heart attack over this. I see both sides. Keith is defending himself, pretty good. And Chic is, well can't answer him or others directly cause he either has no answers or is afraid. I see his side too. EIther way, I don't see this insurance being a solid choice either. Chic, can you specifically say what is covered. Is it full coverage with drugs and dental. And since insurance companies do ask for past history and if there is a history ofdrug use and such, what do the pros say to that. If they lie then their policies will not be effective and can be grounds for insurance fraud. And if they say yes and with the past history of gear use won't that put the price higher. Certainly you can answer these without having a shit fit.
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Shit Keith don't have a heart attack over this. I see both sides. Keith is defending himself, pretty good. And Chic is, well can't answer him or others directly cause he either has no answers or is afraid. I see his side too. EIther way, I don't see this insurance being a solid choice either. Chic, can you specifically say what is covered. Is it full coverage with drugs and dental. And since insurance companies do ask for past history and if there is a history ofdrug use and such, what do the pros say to that. If they lie then their policies will not be effective and can be grounds for insurance fraud. And if they say yes and with the past history of gear use won't that put the price higher. Certainly you can answer these without having a shit fit.
Obviously they have to lie to get covered but how many people in this world can say they've never taken any drugs?
I guess if a guy gets sick then we'll see what happens then...
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Well I meant more directly steroids. With so many conditions doctors are blaming on steroids, what happens if something happens that was caused by steroids (the doctors say so). Then basically the insurance is worthless.
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Well I meant more directly steroids. With so many conditions doctors are blaming on steroids, what happens if something happens that was caused by steroids (the doctors say so). Then basically the insurance is worthless.
If the person in question hasn't admitted to steroids on their insurance form then I guess they'd have to test for them if they suspected they were using. Whether they'd be allowed to is another story I guess...
It's kinda like a lot of things in life... you're better off in this situation to simply lie about it and hope you fall through the cracks.
I bet there are plenty of alcoholics out there who have no problem getting health insurance since it's so hard to prove.
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i feel sad for onlyme and bob chick you should provide the name to the dude, it isnt like he asked to borrow 5 dollars :)
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If the person in question hasn't admitted to steroids on their insurance form then I guess they'd have to test for them if they suspected they were using. Whether they'd be allowed to is another story I guess...
It's kinda like a lot of things in life... you're better off in this situation to simply lie about it and hope you fall through the cracks.
I bet there are plenty of alcoholics out there who have no problem getting health insurance since it's so hard to prove.
First of all, health insurance has nothing to do with health, per se, and everything to do with BUSINESS. Business is all about making MONEY.
Insurance is nothing more than a legal form of gambling. They bet that you won't need their money--and you bet that you will.
Who on god's earth would make a bet that a group of people who use steroids and other drugs will NOT need their money eventually? No insurance company would ever do that. That's a stupid bet. Why would they want to do that? And, for $135 dollars a month?
Hmmmm...let's see. Flex Wheeler's knidney transplant.....hundred of thousand dollars at least. Mike Materazzo's heart problems....hundred of thousand dollars at least....Don Long's kidneys....hundred of thousand dollars at least.
That takes care of years worth of $135 policies rights there.
This is stupid. They can pay all these premiums all they want but the claims won't be accepted.
And even if they accept the first one, the plan will collapse afterwards.
Check the fine print of your life insurance policies gentlemen. There are so many conditions when you die you'll be shocked. You know those term life insurance policies on Tv for something like $35 a month for a 50 year old?
If you really saw the conditions, it would read something like has to die in the car during an accident--and not on the way to the hospital. A limb can be ripped off.etc. I'm sort of kinding, but not that much.
If you were apply for a 2 million dollar term life insurance policy, the insurance company would have a doctor at your doorstep before they accept you taking your blood pressure, weight, blood work, ect.
It's a business, gentlemen.
What insurance company is going to accept a group of admitted or non-admitted drug user where there sport almost requires them to use illegal drugs.
Big dollars pro althletes have mosterous insurance policies and except to pay their own health cost (or their teams). But, of course they can afford it in most cases.
If they can't, they are at the county hospital with all the other people who the state wil take care of.
I think this is irresponsible for a rep to lead BB down this worthless path. Just pay the premiums and see what happens? OK, if you want to throw away your $135 a month. Remeber that movie with Ben Stiller and Jennifer Aniston "Along Came Polly"? Ben Stiller's job was to calculate the risk--and they would insurance that thrill seeking businessman? What would he be calculating with pro bodybuilders?
I'm sure this "group" that is being formed is NOT going to say they are professional bodybuilders. Probably some international group of health and fitness advisors or something that will be not so descriptive.
And, I'm sure Chic doesn't want the company alerted to the risk they are undertaking. That's a smart move on Chic's part.
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I'm sure this "group" that is being formed is NOT going to say they are professional bodybuilders. Probably some international group of health and fitness advisors or something that will be not so descriptive. And, I'm sure Chic doesn't want the company alerted to the risk they are undertaking. That's a smart move on Chic's part.
Yes. And as we all know, announcing something on Getbig puts your claim out to the scrutiny of others. If something's too good to be true, it is called out for it. If your claim stands up, you will get respect and business as a result. it's Darwinism at its finest. Bob Chick wanted props- to demonstrate to the world that he's getting stuff done as athletes rep- and to keep his job safe from the steady murmur that is known only as the Milos Movement.
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Health insurance for Ifbb "athletes" ???? Palease. It'a be better for a company to insure professional bull riders who like to B.A.S.E jump in their spare time.
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professional bull riders who .
And I hear if anyone knows how to ride a slab of beef, it's you...
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And I hear if anyone knows how to ride a slab of beef, it's you...
? Coming fom a guy who spends so much time on a bodybuilding site??
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? Coming fom a guy who spends so much time on a bodybuilding site??
The Romano Factor--
Showdown!
I recently conducted a telephone interview with a man I have grown to despise over the last year. This man has insulted the sport we love and has personally been the bane of my existence everytime I turn on my computer. He is none other than internet troll and general pain-in-the-ass, "240 or Bust". You see, "240" emailed me with an insulting website he had made, and I returned his effort with a Romano challenge- Put up or shut up! He agreed to do the interview, and although magazine space didn't allow it to be printed, it made the Muscular Development website. Enjoy the showdown!
John Romano: "240 or Bust", I've finally got you on the phone after many months of online rhetoric on your end and magazine retorts on my end. It's nice to finally face you down.
240 or bust: Call me Rob. All my friends do.
John Romano: Okay, 240. First, I want to ask you why you disgrace the sport of bodybuilding so frequently.
240 or bust: Ignore the noises. I'm on the toilet. Talking to you on the cordless, Rommels.
John Romano: Yes. About bodybuilding-
240 or bust: (interrupts) I like the sport. Interesting. (chewing sounds) Dudes with skulls like football helmets and more needle marks than a smack junkie talking about health. It's so ironic. And the chicks with dicks are just so funny. Like a train full of clowns wrecked into a packed daycare center. Tears... but tears of laughter.
John Romano: You are aware that you are doing more harm than good with your silly web pages and moving slideshow pictures, don't you?
240 or bust: I've done my research, Romper Room. My total thread views on GetBig last month were 142,019. Average paid circulation of Muscular Development Philadelphia Magazine fell by nearly 7 percent in the first six months of last year, from 140,024 copies to 131,224 copies, according to the most recent statistics available from the Audit Bureau of Circulations. People read me more than they read you, bro. (drinking sounds)
John Romano: None of that matters, "240". I am a purist. I love this sport. People like me, genetic freaks like Ron Harris, commentators like Gregg Valentino bring respect and dignity to this sport. You bring nothing but bad energy.
240 or bust: (X-Box sounds) Listen man, Harris has implants, Greggers is an obnoxious ex-con with a fecal fetish, and you're a whiny douchebag. I bring more interest to the sport than you do, and it's your full-time job. And aside from that, I have done my homework. Let me ask you a few questions, Romanowski.
John Romano: This oughta be good!
240 or bust: Let's play hardball. Recently, your good friend Craig Titus stated in an interview:
"Romano is no more than a common thief. He committed telemarketing fraud, where he would call unsuspecting people and make false promises over the phone to steal their hard-earned money. This kind of scum targets the elderly, who have a hard time defending themselves; what a man. Who in the hell does he think he is to judge me? This pathetic human being actually had the balls to smear my name. Every time I am asked anything about Romano, I state exactly what I think of him...this is why he is so anti-Titus."
240 or bust: I'm not making this up, Rommy. (clipping toenails) Did you defraud the elderly?
John Romano: This article isn't about me, 240. I don't have to-
240 or bust: Also, isn't it true your contract with MD expires in January of 2006 and your editor, Steve "no legs" Blechman, has big plans to steal away a well-known FLEX ghostwriter to fill your mighty small jockstrap?
John Romano: I will not discuss my finances with you-
240 or bust: Speaking of finances, Romocop, do you think you're hurting your magazine's sales by continually dissing GetBig, a place where many of your readers visit frequently?
John Romano: Listen here, you little shit. When I get this state-ordered ankle bracelet off, I'm driving my ass to Florida and I'm going to beat you to a pulp. You're ruining this sport! You're taking it from a healthy, positive, life-improving activity and making it sound horrible! Your posts-
240 or bust: Sol says you keep trying to get on that internet radio show and they don't want you. Is it true Bob Chick won't return your calls, Roms-over-Raghdad?
John Romano: I don't care about-
240 or bust: Did you share a hotel room with Brad Hollibaugh at last year's Olympia? Big Mouth said you two were drinking late into the night-
John Romano: There is nothing wrong with-
240 or bust: Do you have a small penis, Johnboy? You talk yourself up so much that many believe you are insecure for a good reason. Do you drive a big truck?
John Romano: Yes, I do. Wait, just a damn minute, you-
240 or bust: Johnny, you on the Nubian? You take that silver cock in the ass, boy?
John Romano: I swear to God-
240 or bust: Rombo. They're laughing at you. The same people who read your magazine, read GetBig. They're all laughing at you. Just like in 8th grade when the 6th grade girls pelted you with chalkboard erasers and you peed your pants. Yes. I know about that too. Romano, you have lost. You just can't admit it yet. You're a dinosaur.
John Romano: You son-of-a-
240 or bust: Romples, I gotta go now. I have a burrito in the oven. But I want to thank you for the interview, the meltdown, and the entertainment. Peace.
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Sure, it's like looking at a train wreck, but doesn't it get boring after a while?
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BigD, please don't feel sorry for me. I am more than fine. This affects me in no way. It is the pro BB's you should feel sorry for.
I'm sure this "group" that is being formed is NOT going to say they are professional bodybuilders. Probably some international group of health and fitness advisors or something that will be not so descriptive.
This explains how the BB's are getting the insurance. Like Chic said on the first page, they are getting this through the Personal Trainers Association. They are a group of personal trainers. People who are supposed to be very healthy and fit. This way the insurance company will be under the impression they are part of this group. Very good job. A little I mean allot of deceit here but het if it makes Chic look good why not. More power to him.
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BigD, please don't feel sorry for me. I am more than fine. This affects me in no way. It is the pro BB's you should feel sorry for.
This explains how the BB's are getting the insurance. Like Chic said on the first page, they are getting this through the Personal Trainers Association. They are a group of personal trainers. People who are supposed to be very healthy and fit. This way the insurance company will be under the impression they are part of this group. Very good job. A little I mean allot of deceit here but het if it makes Chic look good why not. More power to him.
Before Chic blasts you onlyme, it was Insider Z that wrote it was a Personal Trainers thing.
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Thanks MW, Okay Chic ignore that part. But you didn't say it wasn't that group. Is it. Okay now go and starting blasting. By the way do you get really red when you type all mean and stuff. Sorry, I am out at my pool very relaxed. Super hot and clear today. Had to get some sun. I always say, I'd rather be fat and tan than fat and white. Makes the insurance lower
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InsiderZ-
Some "insider" you are...you got just about everything WRONG. do us all a favor and don't post anymore...
No one ever said it was "free" or provided by the iFBB...
secondly, it's not $600 to join, it's $99...with an annual fee of $99
The monthly premium is at a GROUP rate...substancially less than regular coverage. How much less? Well, my premium went from $550/ month with Blue Cross to $135/ month for virtually the same coverage. I also had 4 packages to choose from...no one stuck with one coverage.
I have FULL coverage...same as I had with Blue Cross. The only difference in my coverage was that they don't provide Dental,but do provide a seperate coverage you can purchase which was about $55/ year or so..
Any more keen obsevations?
Chic, well played on your behalf and congrats for getting this needed coverage for the IFBB pros, well done! Howard
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What doesn't add up? The plan is already in place...as I've stated a few times already....I'm "formally" presenting it to the pro's at the meeting coming up. The details have already been in place, we don't have to wait for a certain amount of people to sign up...there are details that have been put together behind the scenes when putting the plan into action.
Why wouldn't most take advantage of the coverage? They prefer paying more? Having NO insurance is smarter?
Bottom line is..it really doesn't concern any of you that arent pro bodybuilders does it?
THen stop posting this shit on a gossip board then.
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onlyme's having a conversation with himself now!
I don't really see the reason to get all stressed out over it Onlyme.....it's really not that big of a deal. So, he won't tell you the carrier, there are bigger problems in life.
Pro bbers have a chance at health insurance through their professional sport. This is a move in a good direction. I'm sure the insurance wasn't put together with a "hide from Keith" motive.
I'm glad to hear that they have this option.
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I wish I lived in Howie's utopian world where everything is roses and everybody loves each other...
I really do
Chic, well played on your behalf and congrats for getting this needed coverage for the IFBB pros, well done! Howard
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I'm not getting stressed over it. I just like typing. It keeps my hands limber. I feel hurt inside that Chic called me fat. I am pleasantly plump.
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I'm not getting stressed over it. I just like typing. It keeps my hands limber. I feel hurt inside that Chic called me fat. I am pleasantly plump.
Unreal that an athletes rep in any pro sport can talk to fans like this without the other athletes calling him out
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I'm not getting stressed over it. I just like typing. It keeps my hands limber. I feel hurt inside that Chic called me fat. I am pleasantly plump.
have an egg roll yu'll feel bettah
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Health Insurance what is that. Opppps sorry I forgot I'm Canadian and we get free Health Insurance. Dam I know one old time BB who got his doc to give him test. and his health plan covers it.
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I'm going on a hunger strike until Chic says he's sorry for calling me a fat ass and say I am just pleasantly plump.
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I'm going on a hunger strike until Chic says he's sorry for calling me a fat ass and say I am just pleasantly plump.
every chubby chaser on board is gonna pm you now ;)
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I'm going on a hunger strike until Chic says he's sorry for calling me a fat ass and say I am just pleasantly plump.
I didn't call you a fat ass...I just mentioned your weight. YOU called you a fat ass.
You want to be pleasantly plump? fine by me....!
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I didn't call you a fat ass...I just mentioned your weight. YOU called you a fat ass.
You want to be pleasantly plump? fine by me....!
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Oh Oh I'm feeling a little froggy. Might have to start up again. Especially since none of the questions were answered.
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How much is the deductible
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All the details are at the www.usapta.com site. you can email their insurance rep directly from there dude...
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bump
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It's a great cover for athletes from America as Chick says who gives a Fuck about Pros from other countries.FFS.
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I carry a G27. I love it. Also have a Keltec P32 on backup. For years I sat in movie theaters and grocery store lines with a Sig hammer piercing my liver. Good riddance to that.
People like you are honestly fucked up... taking guns with them to get groceries or to see a movie... no wonder the world thinks you're a bunch of nutjob yokels screaming for your right to bear arms.
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People like you are honestly fucked up... taking guns with them to get groceries or to see a movie... no wonder the world thinks you're a bunch of nutjob yokels screaming for your right to bear arms.
QFT
240 has seen a lot of shoot em up movies and deep down he always wanted to be a cop.
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Chick, you are something of a joke to me. Let me tell you, that weight has no issue whatsoever in the cost of my insurance here. Are you that fucking stupid from all the roids and years of losing you had. That was the cost to keep my insurance I had with Gold's Gym after I left and wanted to keep it going. Something they call COBRA here. The price had no bearing on my weight. It was the EXACT amount Gold's Gym was paying for me and every other employee they had. And, for my health like I said I'll match my bloodwork and internal organs with your steroid-abused piece of shit body anyday. And to think my fat is stronger than your muscle. Amazing how that works.
Believe me, you are a ROID abuser. You would be a little boy without them. That is a fact. Your life span isn't even close to mine. My condition is 100% reversable. Yours is NOT. You are fucked for the rest of your life. You have to live with that I don't.
You better pray to god everyday that something unexpected doesn't happen to your body like it did mine. Cause you are old and your internal organs would not last the trauma I went through. You're a pro bodybuilder (one that doesn't even compete) get over it. Better get that degree of yours out of the closet, you are going to need it.
You say I hate BB. You are wrong. Your so-called title is just that, just a title. It carries as much weight as being a janitor at a high school. You are a pawn to the IFBB not a messiah.
I have dumped thousands of hours into doing shows and have spent 10's of thousands of dollars promoting BB here. To this day my show was still the biggest no matter how fucked up the attendance was. I gave out the best awards and treated every BB with huge respect. They had the warmup room catered and every competitor got free stuff. The pros that came were treated great to. How many shows bring the pros in days early so they can have fun in Hawaii. Take them on tours, take them deep sea fishing etc. I lost $90,000 on the first show but still decided to do another. I did as much as I could for BB here to only get backstabbed.
Don't try to debate me you'll only embarrass yourself. I am not a BB and have never said anything close to it. Most everyone knows the problem I had. I'm not bitter it's what happened. I am getting over it and getting a whole lot better. Like I said I will be back 100% cause I have the strong and healthy internal organs and the will power. You though have no recourse. You are fucked for the rest of your life cause you chose to be stupid. That was your choice and an ignorant one at that.
i could write more but I am dizzy from typing as much as I did. So be sure towrite back and show the people how a real professional BB acts. Cause you are the rep of them all.
Oh and nice way to shift the debate about me instead of answering the questions people have been asking you here. YOu are good at avoiding the issue at hand but not that good. I liked you in Dodgeball though.
Oh and Double XL, well everyone knows you aren't worth repsonding too. Are you and Chick roomates
MELTDOWN