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Getbig Main Boards => Gossip & Opinions => Topic started by: Vince G, CSN MFT on July 17, 2016, 01:06:27 PM

Title: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Vince G, CSN MFT on July 17, 2016, 01:06:27 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.   
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: MorganSA on July 17, 2016, 01:32:30 PM
We have a consultant in at work who pays for all his grocery shopping off rewards points from his work travel expenses.....am very jealous
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Simple Simon on July 17, 2016, 01:33:25 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.   
do shops take American Express for a Snickers and a Big gulp?
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: el numero uno on July 17, 2016, 01:36:25 PM
Seems like your life has changed now that you have a real job.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 17, 2016, 01:37:34 PM
do shops take American Express for a Snickers and a Big gulp?

haha, I literally laughed out loud for this one!! LMAO!!!  ;D ;D ;D
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Henda on July 17, 2016, 01:38:34 PM
I got refused a contact mobile phone for having no credit history at the time, they say no history is worse than bad history.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Vince G, CSN MFT on July 17, 2016, 01:42:10 PM
do shops take American Express for a Snickers and a Big gulp?

No, they take rolls of nickels like your momma
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: FitnessFrenzy on July 17, 2016, 03:49:49 PM
No, they take rolls of nickels like your momma


(http://www.charactour.com/images/profile/the-wire-wood-harris.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Coffeed on July 17, 2016, 04:12:57 PM
I got refused a contact mobile phone for having no credit history at the time, they say no history is worse than bad history.
I know someone who had this no history issue and it was indeed brutal. With no credit history you can get royally screwed with huge interest, excessive deposits, or just flat turned down.

If you're going to avoid building a credit history you better have a big pile of cash if you want to live in the modern world.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 17, 2016, 04:15:37 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.    

Whatever!!!

What business expenses do you have a month?

Your imaginary boy in India? Your once a year hosting of your dead site for $9.99? Imaginary pay per click fees?

if you had a real business, you'd have HAD to have a card all these years to function at optimal levels. You can't run a biz in cash in this day & age.

Only a life time minimum wager who works for $10.54hr would think that this was possible.

(http://i67.tinypic.com/2hrd9it.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 04:22:19 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.   
business reward cards are awesome. Just never redeem point for cash. The best deals on points I have found though AMEX website is dinning, but check the ratios.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: denarii on July 17, 2016, 04:25:15 PM
Amex at the laundromat

(http://www.hklaundry.com/assets/Uploads/equipment-esd-card-system.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Princess L on July 17, 2016, 04:25:55 PM
Look into the Chase Freedom Card.



$150 Bonus

after you spend $500 on purchases in your first 3 months from account opening.*

Earn a $25 bonus when you add your first authorized user* and make your first purchase within this same 3-month period.*

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Low intro APR

0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 14.24%–23.24% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.†

5% Cash Back

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.*

1% Cash Back

1% cash back on all other purchases* – it's automatic. Cash Back rewards do not expire as long as your account is open!*

Also, look into a credit union and see if they offer this program.

https://www.points2u.com/

Get gift cards instead of merchandise - much better deal.




Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: WalterWhite on July 17, 2016, 04:30:46 PM
I am a Discover Card fan because of their Shop Discover function on the web site.

http://www.creditcards.com/reward.php?
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Iceman1981 on July 17, 2016, 04:39:17 PM
I use the credit card for most of my purchases. At the end of the month I have enough points to pay for my groceries for a week. Points are great.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NelsonMuntz on July 17, 2016, 04:42:00 PM
(http://az1.faceinhole.com/creations/16/7/17/f3a337e0711132535b4.jpg)

(http://az1.faceinhole.com/creations/16/7/17/a99867e071113291351.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 04:47:45 PM
I use the credit card for most of my purchases. At the end of the month I have enough points to pay for my groceries for a week. Points are great.
I'm a huge fan of AMEX corporate and barclaycard apple rewards. AMEX rewards are redeemed for date night ;D, and barclaycard is redeemed for apple gift cards.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Irongrip400 on July 17, 2016, 04:51:53 PM
Good call on the Amex if you travel. I haven't paid for a plane ticket in over three years except one or two times. It's a great card to have.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Coach is Back! on July 17, 2016, 04:58:38 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.    

Congrats, you just put or added more debt to your business. Now you have bust your nut each month to pay off that Amex. You can operate a successful business with ZERO debt. Bad business move.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 04:59:27 PM
Good call on the Amex if you travel. I haven't paid for a plane ticket in over three years except one or two times. It's a great card to have.
look into the SW reward business credit card, it isn't too bad.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 05:00:52 PM
Congrats, you just put or added more debt to your business. Now you have bust your nut each month to pay off that Amex. You can operate a successful business with ZERO debt. Bad business move.
he has an LLC.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 17, 2016, 05:05:24 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.   

 ::)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Coach is Back! on July 17, 2016, 05:13:27 PM
he has an LLC.

Still, debt kills the bottom line. There are huge corporations in the US that operate debt free. Regardless, an Amex business is risky especially if payment is late or missed. But if that's what he wants.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 05:15:56 PM
Still, debt kills the bottom line. There are huge corporations in the US that operate debt free. Regardless, an Amex business is risky especially if payment is late or missed. But if that's what he wants.
You understand how a LLC works right? Plus he is going to pay it off same month, he should be fine. unless he falls into that early "first time credit card owner" trap and buys shit he cant afford.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Coach is Back! on July 17, 2016, 05:31:42 PM
You understand how a LLC works right? Plus he is going to pay it off same month, he should be fine. unless he falls into that early "first time credit card owner" trap and buys shit he cant afford.

Yes, of course I understand. But if he's going to pay it off anyway just stay with a business debit card. Just my opinion. We've always operated debt free since day one.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Walter Sobchak on July 17, 2016, 05:37:50 PM
You understand how a LLC works right? Plus he is going to pay it off same month, he should be fine. unless he falls into that early "first time credit card owner" trap and buys shit he cant afford.

Do you guys really believe even one word of Goodrum's bullshit?

This is his idea of a "showing off" troll thread.

Brokeass retard
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 17, 2016, 05:40:44 PM
Do you guys really believe even one word of Goodrum's bullshit?

This is his idea of a "showing off" troll thread.

Brokeass retard

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 05:41:22 PM
Do you guys really believe even one word of Goodrum's bullshit?

This is his idea of a "showing off" troll thread.

Brokeass retard
good point.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Irongrip400 on July 17, 2016, 05:57:02 PM
look into the SW reward business credit card, it isn't too bad.

I hate Southwest, I prefer Delta business class.

 
Yes, of course I understand. But if he's going to pay it off anyway just stay with a business debit card. Just my opinion. We've always operated debt free since day one.

If you pay it off monthly it doesn't matter. If you pay your statement balance monthly there are no fees or interest incurred. You simply get rewards for free dude.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 17, 2016, 06:11:03 PM
I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.    

It will go very well as long as you follow the rule of paying it off before it accrues interest. The points are a bonus. Not having to carry around cash to pay for incidentals is also a huge plus. Additionally, even when you never accrue debt, you're credit score will reflect your sensible credit card management. When you want to buy something, like a house, which you may not be able to pay cash for, you will be amazed at how much your good credit history saves you in interest.

Recently, I financed the purchase of a new car. Because of my exceptional credit rating, I am paying a rate that is less than the already low credit union advertises. My mortgage interest rate is as low as they go for the same reason. The only danger is that creditors seek out folks who have great credit and are no risk. If you take advantage of everything you are offered, you could end up in debt. My rule of thumb is if I cash out an investment to pay for something that investment must earn less than the rate I am getting to finance it, by a lot. Once you cash out investments, you may never fully recover them.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: The Ugly on July 17, 2016, 06:15:28 PM
Just use the EBT, bruh.

Best of both. No debt, but you still get to swipe plastic, like regular people.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Doug_Steele on July 17, 2016, 06:25:23 PM
Just us the EBT, bruh.

Best of both - no debt, but you still get to swipe plastic, like regular people.

Nah, his card has the chip in it.

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Walter Sobchak on July 17, 2016, 07:10:49 PM
Nah, his card has the chip in it.



Goodrum, the fat broke fuck can't afford the heat to melt his "Gubment" WICK cheese.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: drkaje on July 17, 2016, 07:23:21 PM
The Amex BCP is better for my spending style because the cash always seems to make more sense than points.

Chase Freedom is also really cool card and has a referral bonus that might be useful.

There are great products out there from PenFed and Navy Federal. USAA deserves a mention, too!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 17, 2016, 07:39:49 PM
I just applied for the "Vince Goodrum Gold Card Limited Edition."

(http://i64.tinypic.com/1628myb.png)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 17, 2016, 08:03:34 PM
I hate Southwest, I prefer Delta business class.
Arn't we bougie? ;D
but seriously, yeah, southwest can be a little lowbrow but they have a shit ton of direct flights.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 17, 2016, 08:06:06 PM
Arn't we bougie? ;D
but seriously, yeah, southwest can be a little lowbrow but they have a shit ton of direct flights.

I hate flying. I try to avoid it at all costs. But its the fastest way to get anywhere. I wish they would invent something that can take you from Point A to Point B in the same amount of time as flying (but where youre not 25K off the ground).  ??? ???
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Twaddle on July 17, 2016, 08:19:07 PM
I hate flying. I try to avoid it at all costs. But its the fastest way to get anywhere. I wish they would invent something that can take you from Point A to Point B in the same amount of time as flying (but where youre not 25K off the ground).  ??? ???

Google Hyperloop.  It's coming.   :)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: epic_alien on July 18, 2016, 10:22:31 AM
Do you guys really believe even one word of Goodrum's bullshit?

This is his idea of a "showing off" troll thread.

Brokeass retard

yes its almost impossible to believe him about anything considering the amount of lies he has got caught in
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: El Diablo Blanco on July 18, 2016, 10:36:22 AM
The catch is everyone goes into thinking "I'll just pay it off each month and collect points" Then one month they need new tires so they charge the tires, then they don't have the money to pay the bill, then they see a TV they must have so they charge that then before they know it they're a true American with $5K in credit card debt then say fuck it. I have a $10K limit and start charging more things.  The credit card companies aren't stupid and make billions of dollars for a reason.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 18, 2016, 10:52:37 AM
The catch is everyone goes into thinking "I'll just pay it off each month and collect points" Then one month they need new tires so they charge the tires, then they don't have the money to pay the bill, then they see a TV they must have so they charge that then before they know it they're a true American with $5K in credit card debt then say fuck it. I have a $10K limit and start charging more things.  The credit card companies aren't stupid and make billions of dollars for a reason.
Yeah that is the trap. You got to have enough will power not to buy shit you can't afford. The trick is to spend 3% of your limit and NEVER NEVER NEVER go over 30%. That way your score goes up. Credit is a game, you have to know the rules.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 18, 2016, 11:00:44 AM
Yeah that is the trap. You got to have enough will power not to buy shit you can't afford. The trick is to spend 3% of your limit and NEVER NEVER NEVER go over 30%. That way your score goes up. Credit is a game, you have to know the rules.

Given Goodrums salary, how much do you think he can charge per month?
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Twaddle on July 18, 2016, 11:03:59 AM
Gayer than worrying about whether you'll be able to pay your credit card off each month.   ::)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: El Diablo Blanco on July 18, 2016, 11:08:43 AM
I've been a Costco shopper for well over a decade. Always pay cash, never had an Amex card but have Visa and a MasterCard.  Now they take Visa, the temptation to buy more than what I'm carrying in cash is fucking insane.  I used to love Costco and now need to stay away.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 18, 2016, 11:28:17 AM
The Amex BCP is better for my spending style because the cash always seems to make more sense than points.

Chase Freedom is also really cool card and has a referral bonus that might be useful.

There are great products out there from PenFed and Navy Federal. USAA deserves a mention, too!

More banks and credit card companies are going with cash rewards lately.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 18, 2016, 11:33:13 AM
I've been a Costco shopper for well over a decade. Always pay cash, never had an Amex card but have Visa and a MasterCard.  Now they take Visa, the temptation to buy more than what I'm carrying in cash is fucking insane.  I used to love Costco and now need to stay away.

Your rationale is interesting and somewhat flawed. The new Costco visa is from Citi bank. I don't believe you earn credits/cash rewards at Costco when using visa cards from other sources.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: epic_alien on July 18, 2016, 11:37:58 AM
Given Goodrums salary, how much do you think he can charge per month?

assuming he actually did get a card and isn't lying.

someone with zero or bad credit like  will be given about 1200 limit on a credit card with about 22 percent interest
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Irongrip400 on July 18, 2016, 11:55:22 AM
What the fuck is the matter with you people? How do you spend more than you make? Do you not have any discipline/will power? A bunch of disgusting fat bodies I bet.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 18, 2016, 12:02:09 PM
assuming he actually did get a card and isn't lying.

someone with zero or bad credit like  will be given about 1200 limit on a credit card with about 22 percent interest

$1200 is a monumental amount to someone like Melvin Goodrum.

When you make $10.45hr, have no savings & have lived on minimum wage at poverty levels all of your life, this is like winning the lottery.

To be middle aged & still have no credit tells you all you need to know about how successful Melvin Goodrum has been in real life.

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 18, 2016, 12:22:39 PM
assuming he actually did get a card and isn't lying.

someone with zero or bad credit like  will be given about 1200 limit on a credit card with about 22 percent interest

$1200.00 per month is BALLER status!!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 18, 2016, 12:24:46 PM
What the fuck is the matter with you people? How do you spend more than you make? Do you not have any discipline/will power? A bunch of disgusting fat bodies I bet.

Goodrum makes $1,400.00 per month and spends about $1456.45 per month.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Fallsview on July 18, 2016, 12:27:15 PM
Hey what about that Russell Simmons Credit Card?

Also, I always thought Vince was a doctor of some type. I also remember that professional photo Of Vince in the suit and tie...nice touch Vince.




MAKE GETBIG GREAT AGAIN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 18, 2016, 01:01:08 PM
Hey what about that Russell Simmons Credit Card?

Also, I always thought Vince was a doctor of some type. I also remember that professional photo Of Vince in the suit and tie...nice touch Vince.




MAKE GETBIG GREAT AGAIN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Well, Melvin Goodrum claims to have a PHD as well an an Electrical Engineering degree, which makes it quite odd that he works at a Verizon Call Center for $10.45hr.

He used to make ends meet as an Al Roker impersonator, hence the suit & tie.

(http://i67.tinypic.com/2n22qn5.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: LittleJ on July 18, 2016, 01:08:58 PM
Go with Navy Federal. They are very generous. Got 25k!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: drkaje on July 18, 2016, 01:13:58 PM
Go with Navy Federal. They are very generous. Got 25k!

They're a great bank. Sadly, I'm ineligible due to not having joined while on active duty and not having a roommate or relative that's a member.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Fallsview on July 18, 2016, 01:15:20 PM
Well, Melvin Goodrum claims to have a PHD as well an an Electrical Engineering degree, which makes it quite odd that he works at a Verizon Call Center for $10.45hr.

He used to make ends meet as an Al Roker impersonator, hence the suit & tie.

(http://i67.tinypic.com/2n22qn5.jpg)

That photo is extremely dark. Too dark, the lighting is all off on that one.



MAKE GETBIG GREAT AGAIN!!!!!!!!!!!!!!!!!!!!!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 18, 2016, 02:39:42 PM
Goodrum makes $1,400.00 per month and spends about $1456.45 per month.

A Golden Corral Buffet costs $9.95 per adult.

That's potentially well over 100 meals per month, which is plenty for even an obese glutton like Melvin Godorum.

Unfortunately since you have to throw in taxes, rent, transportation, 2 gym memberships, snacks at 7-11, running his 28.8k modem etc, that would leave him with under 50 meals, which we all know is not enough to sustain his ever growing physique, which would surely put him in financial danger if he ever got a big boy credit card.

(http://i64.tinypic.com/4hckdh.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NelsonMuntz on July 18, 2016, 02:45:40 PM
(http://i67.tinypic.com/2n22qn5.jpg)

(https://encrypted-tbn1.gstatic.com/images?q=tbn:ANd9GcRjzEXLiSD1CVyBCdLYXrAhDz6UA6KucG4kvRbnuvMs5rR03gq2cA)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 18, 2016, 03:25:36 PM
A Golden Corral Buffet costs $9.95 per adult.

That's potentially well over 100 meals per month, which is plenty for even an obese glutton like Melvin Godorum.

Unfortunately since you have to throw in taxes, rent, transportation, 2 gym memberships, snacks at 7-11, running his 28.8k modem etc, that would leave him with under 50 meals, which we all know is not enough to sustain his ever growing physique, which would surely put him in financial danger if he ever got a big boy credit card.

(http://i64.tinypic.com/4hckdh.jpg)

Remember it's more ($13.99) on weekends.  That is why even a baller on top of the world like Melvin can experience tough times now and then.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: FitnessFrenzy on July 18, 2016, 03:28:07 PM
x
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 18, 2016, 03:37:15 PM
Given how shitty the Internet is and every company is getting hack, everyone should have a Card with a low limit used just online.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Vince G, CSN MFT on July 18, 2016, 03:50:01 PM
assuming he actually did get a card and isn't lying.

someone with zero or bad credit like  will be given about 1200 limit on a credit card with about 22 percent interest

I got 10000 with 3% interest for 12 months...not that it matters
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 18, 2016, 03:58:56 PM
I got 10000 with 3% interest for 12 months...not that it matters

10.45/hr at a Verizon call center

FICO in the 480-510 range

You got a secured Captial One card if you're lucky, shitbird

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Vince G, CSN MFT on July 18, 2016, 04:00:43 PM
10.45/hr at a Verizon call center

FICO in the 480-510 range

You got a secured Captial One card if you're lucky, shitbird




Well I also have no money down with zero interest when it comes to your momma
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 18, 2016, 04:18:39 PM

Well I also have no money down with zero interest when it comes to your momma

From what I've read on this board, every "momma" in the world is safe from your advances since you are a proud ankle grabber.

The Zero Interest only refers to the response you get from women, prospective employers, and those looking to spend money on fitness-related products.

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NaturalWonder83 on July 18, 2016, 04:29:52 PM
Hahaha how long till u rack up thousands and thousands dollars of debt?? I'm sure you'll only be eligible for something like 500 limit
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 18, 2016, 04:49:50 PM

Well I also have no money down with zero interest when it comes to your momma

And zero interest in weight loss, getting off lipitor, trying minoxidil, joining a gym, zero interest by customers for your 100,000 sites, zero returned calls from Mike O'Hearn re. getting a good deal on the Frog etc etc etc

(http://i65.tinypic.com/103ex09.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Walter Sobchak on July 18, 2016, 05:18:41 PM
I got 10000 with 3% interest for 12 months...not that it matters

Josh Rehaluk level of bullshit being spewed right there!!!!!

Goodrum, if you got half of that, you'd be out making a down payment on an '84 Jaguar with spinners.

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 18, 2016, 05:31:47 PM
Josh Rehaluk level of bullshit being spewed right there!!!!!

Goodrum, if you got half of that, you'd be out making a down payment on an '84 Jaguar with spinners.


If Melvin Goodrum had 1/10 of that kinda money, he'd be passed out shirtless at a random back yard BBQ drooling & mumbling how he really needs his boy in India to punch his buttons real good.


(http://i64.tinypic.com/2ufaced.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: epic_alien on July 18, 2016, 06:32:00 PM
I got 10000 with 3% interest for 12 months...not that it matters

why do you make these statements that destroy  yourself?

 why in your mind is telling lies impressive to you? what do you possibly have to gain from it?

you make stupid ass statements like this which shows you have clue what interest rate credit cards operate at.  Amex does not offer  what you claim. (Big surprise right)

like someone pointed out earlier you must just get off on people calling you out. i guess you do it for attention?
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Irongrip400 on July 18, 2016, 06:39:40 PM
Why all the hate on Quad V in this thread ???
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: epic_alien on July 18, 2016, 08:14:40 PM
 so which card did you get vince?

Plum card?
 Gold card?
Platinum  card?

https://www.americanexpress.com/us/small-business/credit-cards/see-all-business-credit-cards?intlink=us-open-homepage-viewallbusinesscardsbtm

why can't you stop lying?
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 18, 2016, 08:17:25 PM
so which card did you get vince?

Plum card?
 Gold card?
Platinum  card?

https://www.americanexpress.com/us/small-business/credit-cards/see-all-business-credit-cards?intlink=us-open-homepage-viewallbusinesscardsbtm

why can't you stop lying?


Vince has all three.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: HTexan on July 18, 2016, 08:26:25 PM
Vince has all three.
Melvin owns the bank
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: drkaje on July 18, 2016, 08:30:22 PM
No Amex BlueBird jokes?

I haz disappoint.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Coach is Back! on July 18, 2016, 08:32:58 PM
What the fuck is the matter with you people? How do you spend more than you make? Do you not have any discipline/will power? A bunch of disgusting fat bodies I bet.

This is the getbig multimillionaire board. If you budget you're a loser.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NelsonMuntz on July 18, 2016, 08:33:25 PM
so which card did you get vince?

Plum CUM card?
 Gold card?
Platinum  card?

https://www.americanexpress.com/us/small-business/credit-cards/see-all-business-credit-cards?intlink=us-open-homepage-viewallbusinesscardsbtm

why can't you stop lying?


Fixed
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Walter Sobchak on July 18, 2016, 08:34:24 PM
why do you make these statements that destroy  yourself?

 why in your mind is telling lies impressive to you? what do you possibly have to gain from it?

you make stupid ass statements like this which shows you have clue what interest rate credit cards operate at.  Amex does not offer  what you claim. (Big surprise right)

like someone pointed out earlier you must just get off on people calling you out. i guess you do it for attention?

BlackLiesMatter....
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NelsonMuntz on July 18, 2016, 08:35:17 PM
(http://az1.faceinhole.com/creations/16/7/19/37f207e07121722e24c.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 18, 2016, 08:40:02 PM
why do you make these statements that destroy  yourself?

 why in your mind is telling lies impressive to you? what do you possibly have to gain from it?

you make stupid ass statements like this which shows you have clue what interest rate credit cards operate at.  Amex does not offer  what you claim. (Big surprise right)

like someone pointed out earlier you must just get off on people calling you out. i guess you do it for attention?

When in real life you've been a total & utter failure in every aspect, with no friends, family, career, security, education, self esteem etc. on top of being bald, obese & borderline mentally retarded etc, you can't blame Melvin Goodrum for coming online to try & make himself feel better by telling a lie or two. It give his hopeless bleak life a little ray of sunshine.

People lie about what & who they want to be, & Melvin lies about vast successes with his 1000000 companies, friends in high places that he's there for, his high place in the fitness industry etc, all things that don't exist in real life, but can exist on a BB forum if he's willing to bend the truth.

Sad, but 'tis the life of Melvin Goodrum : Minimum Wage enthusiast par excellence.

(http://i68.tinypic.com/t6c787.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 18, 2016, 08:52:26 PM
Melvin owns the bank


Melvin Goodrum, CSN, MFT, HHP, CEO, is a business mogul!!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Busted on July 18, 2016, 10:46:44 PM
Amex is garbage.

I've always been big on paying cash for everything but after speaking with some fellow Getbiggers via PM, I've gotten an AMEX business card and am going to put everything on the card and pay it off each month to get the points and rewards....just to see how it goes.   
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 18, 2016, 10:56:39 PM
What's the harm in laying off Melvin?

Most all of us want to have credence, Melvin included. Many of us adopt internet personas which do not reflect us honestly. The fact that some chose to fake/brag about our achievements to internet acquaintances is pathetic. Melvin imagines he's doing otherwise and yet he is negatively exposed in his posts. He makes himself incredibly vulnerable to criticism and ridicule. Unless he is a masochist, he is not doing this intentionally.

The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it.

Ego maniacs need not respond. We already know you try to build yourselves on the ruins of others.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 19, 2016, 03:03:48 AM
What's the harm in laying off Melvin?

Most all of us want to have credence, Melvin included. Many of us adopt internet personas which do not reflect us honestly. The fact that some chose to fake/brag about our achievements to internet acquaintances is pathetic. Melvin imagines he's doing otherwise and yet he is negatively exposed in his posts. He makes himself incredibly vulnerable to criticism and ridicule. Unless he is a masochist, he is not doing this intentionally.

The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it.

Ego maniacs need not respond. We already know you try to build yourselves on the ruins of others.

Sounds like you share Melvin's love for the c0ck.

Save your Dr Phil bullshit for the bath house, Francis.

Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Irongrip400 on July 19, 2016, 03:50:45 AM
Amex is garbage.


Someone who has truly never been a benefactor of the ability that card gives you, especially as a business owner.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: drkaje on July 19, 2016, 03:56:24 AM
Someone who has truly never been a benefactor of the ability that card gives you, especially as a business owner.

Their business service is outstanding.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NelsonMuntz on July 19, 2016, 07:43:57 AM
What's the harm in laying off Melvin?

Most all of us want to have credence, Melvin included. Many of us adopt internet personas which do not reflect us honestly. The fact that some chose to fake/brag about our achievements to internet acquaintances is pathetic. Melvin imagines he's doing otherwise and yet he is negatively exposed in his posts. He makes himself incredibly vulnerable to criticism and ridicule. Unless he is a masochist, he is not doing this intentionally.

The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it.

Ego maniacs need not respond. We already know you try to build yourselves on the ruins of others.

Sounds like you share Melvin's love for the c0ck.

Save your Dr Phil bullshit for the bath house, Francis.



(http://az1.faceinhole.com/creations/16/7/19/470b7e0713a28231d7.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 19, 2016, 12:02:19 PM
What's the harm in laying off Melvin?

Most all of us want to have credence, Melvin included. Many of us adopt internet personas which do not reflect us honestly. The fact that some chose to fake/brag about our achievements to internet acquaintances is pathetic. Melvin imagines he's doing otherwise and yet he is negatively exposed in his posts. He makes himself incredibly vulnerable to criticism and ridicule. Unless he is a masochist, he is not doing this intentionally.

The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it.

Ego maniacs need not respond. We already know you try to build yourselves on the ruins of others.

Don't do the crime if you can't do the time. Don't do it!!!!

(http://i63.tinypic.com/10n521e.jpg)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 19, 2016, 01:01:44 PM
Sounds like you share Melvin's love for the c0ck.

Save your Dr Phil bullshit for the bath house, Francis.



Relevance?  ::)
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: drkaje on July 19, 2016, 01:34:43 PM
People who haven't posted pics on GetBig shouldn't criticize physiques.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: FitnessFrenzy on July 19, 2016, 01:48:30 PM
Prime, I really don't think Goodrum is too concerned with what people think about him. He has quite thick skin.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: deadz on July 19, 2016, 09:48:03 PM
Amex is garbage. I have been a card holder for well over a decade, haven't used it in years. Worst CS of all the CC companies. I get more value from other CC's.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Walter Sobchak on July 19, 2016, 09:58:02 PM
What's the harm in laying off Melvin?

Most all of us want to have credence, Melvin included. Many of us adopt internet personas which do not reflect us honestly. The fact that some chose to fake/brag about our achievements to internet acquaintances is pathetic. Melvin imagines he's doing otherwise and yet he is negatively exposed in his posts. He makes himself incredibly vulnerable to criticism and ridicule. Unless he is a masochist, he is not doing this intentionally.

The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it.

Ego maniacs need not respond. We already know you try to build yourselves on the ruins of others.

Good fucking God I wish I could email you brain cancer.

Sanctimonious prick (sucker).....
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: SF1900 on July 19, 2016, 10:04:37 PM
What's the harm in laying off Melvin?

Most all of us want to have credence, Melvin included. Many of us adopt internet personas which do not reflect us honestly. The fact that some chose to fake/brag about our achievements to internet acquaintances is pathetic. Melvin imagines he's doing otherwise and yet he is negatively exposed in his posts. He makes himself incredibly vulnerable to criticism and ridicule. Unless he is a masochist, he is not doing this intentionally.

The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it.

Ego maniacs need not respond. We already know you try to build yourselves on the ruins of others.

Hold up there for a second!! Are you implying that Goodrums online presence is a persona? I can't agree with this. Melvin Goodrum, CSN, MFT, HHP, CEO, DOES have 200 successful online businesses. I can't imagine that Goodrum is making all of this up! I will not accept this narrative!
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: NordicNerd on July 20, 2016, 01:11:25 AM
...
The fact that many of us are pouncing on these people, is despicable. Do you imagine it somehow makes us superior? If this is true, could it not be also true that we are the real losers. Why? Because it's just too easy to do. Post something charitable, something challenging, something that takes courage....oh wait, that might shine many of us in a different and more human light, destroying our Alpha image on Getbig (no homo)....which means nothing at all at the end of the day. Never-the-less take this plunge if you dare.

Getbig is supposed to be all laughs and giggles, right? Well, I challenge you to explain where the humor is in destroying others who are easy prey. Think about it....

Great post! I have criticised Goodrum myself, but this is getting destructive. We see that he is struggling to make a good living, we see his physique for what it is. Actually, I think he is not such a bad guy. He can take incredible amounts of abuse and he does not seem like a bad person. Sure, we cannot become suckers by believing everything he writes, but I think some of the Getbiggers have found a good-natured way of responding to him tongue in cheek.

NN
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 20, 2016, 02:47:22 AM
Relevance?  ::)

A question you should ask of your own existence, buttmunch.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: gmflex on July 20, 2016, 02:55:39 AM

Well I also have no money down with zero interest when it comes to your momma

Lmao  ;D
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: rocket on July 20, 2016, 03:04:09 AM
Great post! I have criticised Goodrum myself, but this is getting destructive. We see that he is struggling to make a good living, we see his physique for what it is. Actually, I think he is not such a bad guy. He can take incredible amounts of abuse and he does not seem like a bad person. Sure, we cannot become suckers by believing everything he writes, but I think some of the Getbiggers have found a good-natured way of responding to him tongue in cheek.

NN


It isn't destructive.  

It is perpetrated (and can essentially be summarily filtered out by just reading the name qwerty, for instance) by the same few sad c u nts who I am beginning to imagine live rather rubbish lives, themselves, to appear in these threads with such consistency

It is one thing to take a chunk out of the dude from time to time, but quite interesting when someone is there at every single mention of the person to say basically the same thing.  I mean, who the fuck could be bothered to expend so much energy in such a pursuit?

(a sad c u nt, that's who).
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: drkaje on July 20, 2016, 05:08:18 AM
Great post! I have criticised Goodrum myself, but this is getting destructive. We see that he is struggling to make a good living, we see his physique for what it is. Actually, I think he is not such a bad guy. He can take incredible amounts of abuse and he does not seem like a bad person. Sure, we cannot become suckers by believing everything he writes, but I think some of the Getbiggers have found a good-natured way of responding to him tongue in cheek.

NN


Some posters here have a curiosity about openly gay members that borders on creepy.

You'd see the same response to Bay if he weren't better educated and/or more successful than a majority of GetBiggers.

I'm happy for anyone who's doing better and working hard but can't see a point to bragging about getting a credit card or running into someone you banged at Moes.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Qwert II on July 20, 2016, 09:14:27 AM
Great post! I have criticised Goodrum myself, but this is getting destructive. We see that he is struggling to make a good living, we see his physique for what it is. Actually, I think he is not such a bad guy. He can take incredible amounts of abuse and he does not seem like a bad person. Sure, we cannot become suckers by believing everything he writes, but I think some of the Getbiggers have found a good-natured way of responding to him tongue in cheek.

NN


Who do you think brings on the criticism & destruction?

Does anyone actually go after Melvin Goodrum 1st, or does he bring it on himself with over a decade of continuous spam, lies etc?

Do you think he does this BS just here? He's on multiple forums daily spewing the same crap year after year.

He loves the attention & the freebies he gets from the companies he spams.

Melvin Goodrum is probably not a bad person. He's just not very bright or has any work ethic, hence his life time of go nowhere minimum wage jobs in real life & his successful businessman / physique star persona online.

You just kinda feel sad for the guy, but he's 100% responsible for actions & the consequences.

He's also really fat with questionable taste in wallpaper.

(http://i68.tinypic.com/2ptuhw1.jpg)



Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 20, 2016, 04:36:01 PM
Good fucking God I wish I could email you brain cancer.

Sanctimonious prick (sucker).....

Not giving you my email address.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Primemuscle on July 20, 2016, 04:48:41 PM

You just kinda feel sad for the guy, but he's 100% responsible for actions & the consequences.


If you meant he is responsible for his actions, you're right. Everyone is responsible for their own actions unless they have a mental disease, like schizophrenia. While actions bring consequences, we have very little control over what those consequences will be in most cases.
Title: Re: I've Taken The Advice Of Getbig & Using Credit Cards For Points
Post by: Chadwick The Beta on July 20, 2016, 05:13:06 PM
If you meant he is responsible for his actions, you're right. Everyone is responsible for their own actions unless they have a mental disease, like choosing a lifestyle of phaggotry.

You're still responsible for passing the AIDS around.