It's a much different America, now HH6. We have well over 300 million people, all very diverse from each other. Almost always you will have those that scoff over the "sky is falling." Nations, Empires, and civilizations have collapsed without there literally being a "sky is falling" scenario pre-immenent. Either it happens suddenly without there being much aware, or simply the fact that people are mostly conditioned to a deteriorating environment and view it as normal.
I do think that part of the blame falls on the middle class itself. It is their individual choice to go out and get a 20-30 year mortgage, lease/finance a car or two, obtain credit cards, and finance everything else under the sun like furniture and appliances of all things. Buying something without the money for it, and paying interest on top of it, is the principle reason the middle class are starting to bottom out. Too many folks ditching the Savings in favor of easy-credit and insta-material wealth.
