Listen, hear me now on this.
I have been lucky and safe with things, and have had my fun, and hope to continue to do so.
However....
If you are a guy in your 30's or 40's, and get bagged cheating or your wife cheats on youy....you will lose EVERYTHING...and likely never own a house again...especially if you have kids or pop anothert one out of wedlock
Happens ALL the time
I nhave a patient who lost TWO firefighter pensions because he could not keep the pecker in his pants.
nuff said