Where else but in America can people get away with this shit? I swear most Americans have to be brainwashed or retarded!! Even with a catastrophic policy there are conditions, they'll pay 80% of costs after your deductable, but only up until a certain momentary limit (most policies are between 10,000-15,000) so let's be generous and give you 15,000...true story.. You pay for this policy for 4 years no incidents, at 338.00 a month, and thank heavens no major incidents that's already 16,224 out of pocket...well in the 5th year your child falls and compound fractures her arm at school...ambulance ride 5800, hospital stay 6400, surgery to put plate in arm 28,700 (I still have the actual statements) total is roughly 40,900 plus some micellaneous bills and PT afterwards, with checkups... But thank god we have insurance right? 40,900-5000 deductable...should only owe 7,500 right?nope insuance only pays 80% of 15000, the rest is out of pocket! So you end up paying 29,000 out of pocket, and if you add in the 16,224 you already paid into the system, you are in the hole more than if you had just saved your money to begin with!! What a fucking scam, how fucking stupid can people be?? Thankfully when all that happened I had top of the line insuance through my employer. But had I had a catastophic policy that's what it would have been like, on the end I was still out of pocket 11,000 for everything...now imagine if it were socialized like in Britain or France? I wouldve paid roughly the same 400-500 in taxes and it would have cost me NOTHING out of pocket...oh but wait, no there must be something wrong with it, it's not making some giant corporation gobs of money so it must be inferior or flawed.. Retards
