You highlighted the wrong part of your post. What you should've highlighted is:
In the “Pledge to America,” a set of promises to the American people laid down in writing prior to the November election, the House Republican leadership wrote that it would “ensure that those with pre-existing conditions gain access to the coverage they need.”
As I said, dealing with this problem is a good thing and the overwhelming vast majority of Republicans are for it.
BTW, we pay for it either way. The Republicans want to use subsidies to help people get coverage which means your tax dollars foot the bill.
And you should re-read again the entire post
He said :
“
We don’t need to do that,” said DeMint. “
We have examples of what they call high-risk pools at the state level that create an option for people with pre-existing conditions. A few states are doing that really well. What we need to do is multiply that over all the states.” What Demint is referring to is wanting to have high risk insurance pools expanded to all States, but not pre-existing conditions waived on all health plans like Obamcare calls for. These are 2 totally different things.
High Risk Insurance Plans do not cover your pre existing conditions for the first 12 months, unless you have credible coverage at the time of application, and have had credible coverage for 18 months. What is in Obamacare is pre-existing conditions waved for children already,(by 2013 it is waived for all adults as well) with no waiting periods on pre-existing conditions, this means that under Obamcare rules: people don't need to get insurance until they are already sick and in need of medical care, then they can get a plan for a month or 2, force an insurance company to pay the bill, then drop it a month later,
Medicare Supplement Insurance forcing everyone else who keeps health insurance year around, to have higher premiums, and or the Insurance company taking a huge loss.
For instance here in Texas, the State High Risk insurance Pool has been around since the early 90's.
Once again, this is what Demint said:
“
What we found in other countries is, once you do that, people don’t buy insurance until they’re sick,” said DeMint"
"Apart from
causing premiums to rise for all Americans to cover people with pre-existing conditions, as the Democrats’ legislation is already causing"
Again Skip, lets look at what has happened so far, since Children went guaranteed issue (no preexisting conditions) Most of the insurance Companies that wrote "children only" plans in that past have dropped out, and the ones who dd not have more than doubled in price.
For instance I just went to
ehealthinsurance.com to run a rate for a
child only (age 10) in Texas zip code
77005 ( Houston) and this is what came up:
"We found 0 plans"
"Celtic Ins. Co. requires the first applicant to be at least 19 or older. "
"UnitedHealthcare requires the first applicant to be at least 19 or older. "
'Humana requires the first applicant to be at least 19 or older."
'Blue Cross and Blue Shield of Texas requires the first applicant to be at least 19 or older."
'Aetna Life Insurance Company requires the first applicant to be at least 19 or older. "
"Companion Life Insurance Company requires the first applicant to be at least 19 or older." Skip, that means all of the above companies that used to sell child only polices prior to Obamacare (forcing preexisting waved for children) now don't offer it anymore. (Notice those names above: Humana, UnitedHealthcare, Aetna, Blue Cross Blue Shield)
Now when it comes to adults,, it will be the same, in fact some Insurance companies have already pulled out from writing adults as well, they aren't even waiting for the preexisting conditions to go into affect
http://nationalmedicaresupplements.com/ Medicare Supplements for adults, they have seen the writing on the wall, and are changing to writing other products. Medigap
Skip as I mentioned earlier, I have been involved in Insurance for over 18 years, and I can tell you that if Pre existing conditions for adults are waived for everyone (end of 2013) you will eventually see the same thing happen to adults that you are currently seeing with children only polices. Many of the top carriers will be going to writing more supplemental policies ( accident, indemnity, disability, etc..) and pulling out of health Insurance, as many already have. And the ones who offer it, will for most, be unaffordable. The prices I am being told by some of the top Actuaries, is of crazy amounts.
