but i wouldnt have you investing in the stock market. stocks are for losers most of the time. winners play on their own field, and make the decisions themselves; they dont rely on others to do the work for them and they sure as hell dont invest their money into other peoples business. that is, very rarely will they invest in others business. everyonce in a while a stock will come around worth buying, but they are hard to come across because usually the equilibrium price per share is reached real quickly because of insider trading laws.
stocks are for salaried workers too lazy/unmotivated/scared to take care of their own finances. for those people, a 401k style retirement is a good way to go. for everyone else, fuck wall street.