I have a lot of loose skin, and some ugly fat deposits in the worst portions of my physique. i hold ALL(90%) of my fat in my lower stomach right above the waistline, and especially in love handles that are positioned between my back and my side. if my fat were more evenly distributed and i didnt have loose skin id look alot different.
im still pretty stringy even at 255lbs cuz my frame is huge. its actually a very aesthetic fram , small waist, good clavicles, and muscles have round bellies, but i am not thick enough or lean enough to let it show.
i have a bit of gyno as well, makes my chest look worse than it is.