Author Topic: I was denied Life Insurance because I am obese. LOL (Read 8755 times)

monstermunch · « **Reply #25 on:** February 07, 2012, 10:17:43 AM »

I'll have my buddies in Washington approve you right now, lets your rig 'big boy'

dantelis · « **Reply #26 on:** February 07, 2012, 10:58:06 AM »

Be sure to point out the GH and test use when you appeal. I am sure that will help make your case that you are a healthy individual with many years left to live and a low insurance risk.

el numero uno · « **Reply #27 on:** February 07, 2012, 10:59:38 AM »

280 with abs? Haha, even if you are 6'4'' that would be Pro size

Nails · « **Reply #28 on:** February 07, 2012, 11:01:29 AM »

Rami · « **Reply #29 on:** February 07, 2012, 11:06:35 AM »

Quote from: mon_of_steele on February 07, 2012, 07:18:21 AM

What the fuck! I signed up for the extended life insurance at my company. The insurance company required me to do a blood test and such.

I went to the lab, peed in a cup gave my blood etc...

I get a letter yesterday that I have been declined because I am obese. They based this on a BMI measurement.

I am 6'4" and right now weigh 301. At 280 I am lean with abs. Before you all jump in and call bullshit. I've been lifting for 20 years now and over the last couple years have been on test, GH and such.

What is funny is that even if I weighed 210 pounds the BMI considers it overweight. How many fucking guys at 6'4" weigh 210 pounds? This is bullshit.

Now I need to send an appeal letter and I'm going to attach a photo and say, listen fuckers, I'm not obese. Proof in the photo. What's funny is how the fuck can I be in the perfect range across all of the blood tests and be obese? Do they not look at the fact that my glucose, BP, Cholesterol, everything is in perfect range?

Here is the BMI. Such bullshit. SO at 6'4" means I need to weigh under 250 to not be obese, or basically be a stick.

•Underweight = <18.5
•Normal weight = 18.5–24.9
•Overweight = 25–29.9
•Obesity = BMI of 30 or greater

You're gonna lose weight now.

El Diablo Blanco · « **Reply #30 on:** February 07, 2012, 11:18:42 AM »

Quote from: Rami on February 07, 2012, 11:06:35 AM

You're gonna lose weight now.

It sucks no matter what. They are using BM!. I would have to stop eating, stop lifting, stop everything, and I would be lucky to get to 250 and I'd still be considered obese by those fucker.

El Diablo Blanco · « **Reply #31 on:** February 07, 2012, 11:20:38 AM »

Quote from: el numero uno on February 07, 2012, 10:59:38 AM

280 with abs? Haha, even if you are 6'4'' that would be Pro size

How many pros are 6'4"? Really that tall? not many. GUnther was 6'2" and he cpmpeted at over 300. So right there he is about 30-40 pounds more muscle than me at a shorter height. So I am not pro size.

Look at the NFL. Lots of tall tight ends who weigh up there at the same weight range.

StuartR · « **Reply #32 on:** February 07, 2012, 11:22:05 AM »

you are obese, its not healthy for the human body to weight 300lbs in the long term regardless of the composition, hope this helps

ChristopherA · « **Reply #33 on:** February 07, 2012, 11:28:29 AM »

Quote from: StuartR on February 07, 2012, 11:22:05 AM

you are obese, its not healthy for the human body to weight 300lbs in the long term regardless of the composition, hope this helps

Your mom's obese. HTH

El Diablo Blanco · « **Reply #34 on:** February 07, 2012, 11:33:16 AM »

I'm thinking you shorter guys 5'6"-5"10" can't seem to grasp how much easier it is to weigh in the high 200's without being fat or a "pro size"

The Abdominal Snoman · « **Reply #35 on:** February 07, 2012, 12:50:20 PM »

The heart only recognizes weight. Even if you were 6% bodyfat, your organs would think your obese.

BayGBM · « **Reply #36 on:** February 07, 2012, 01:09:07 PM »

Quote from: The Abdominal Snoman on February 07, 2012, 12:50:20 PM

The heart only recognizes weight. Even if you were 6% bodyfat, your organs would think your obese.

x2. The human heart does not like to work in a body is 300+lbs.

OTHstrong · « **Reply #37 on:** February 07, 2012, 01:11:28 PM »

Quote from: Army of One on February 07, 2012, 07:23:59 AM

haha, oh brother, 280 with abs , post up a pic "big" guy so we can see what such a monster looks like!

ha, I am with you on this one, this 280 pounder with abs needs to post a pic....What a fucken tool, thinks just cause he admits to test and gh everyone will believe him, fucken loser

Rhino · « **Reply #38 on:** February 07, 2012, 07:03:31 PM »

my wii keeps saying obese. i am 6'2 250 lbs /=

Rhino · « **Reply #39 on:** February 07, 2012, 07:05:10 PM »

Quote from: Nails on February 07, 2012, 11:01:29 AM

wtf... kovacs!!!

El Diablo Blanco · « **Reply #40 on:** February 08, 2012, 07:46:43 AM »

Quote from: Onetimehard on February 07, 2012, 01:11:28 PM

ha, I am with you on this one, this 280 pounder with abs needs to post a pic....What a fucken tool, thinks just cause he admits to test and gh everyone will believe him, fucken loser

Bitter much? How tall are you?

Tapeworm · « **Reply #41 on:** February 08, 2012, 07:58:22 AM »

Life insurance. What a racket. When I die you'll give me money? Where do I sign?

tommywishbone · « **Reply #42 on:** February 08, 2012, 07:59:36 AM »

Yo fatso, are you still uninsured?

El Diablo Blanco · « **Reply #43 on:** February 08, 2012, 08:17:21 AM »

Quote from: tommywishbone on February 08, 2012, 07:59:36 AM

Yo fatso, are you still uninsured?

I sent in an appeal notice and attached a dated photo from yesterday.

tommywishbone · « **Reply #44 on:** February 08, 2012, 08:33:06 AM »

Cool.

I thought they threw those "Height & Weight" charts out back in the early 90's.

El Diablo Blanco · « **Reply #45 on:** February 10, 2012, 08:02:10 AM »

I took the rejection letter to my HR person. She was amazed. Said to just send them a photo and they will change their mind. I think she wants me to hit it

HTexan · « **Reply #46 on:** February 10, 2012, 09:22:14 AM »

Quote from: mon_of_steele on February 10, 2012, 08:02:10 AM

I took the rejection letter to my HR person. She was amazed. Said to just send them a photo and they will change their mind. I think she wants me to hit it

Are you sure it wasn't your blood test or blood pressure if you on all those peds?