As always, spot on. I have a friend who was a "Pro Wrestler" in Florida; Axis......told me he would give it 6 yrs and if nothing hang it up. During this time he did get his degree and continued to work. Needless to say, he was smart and gave it up......
Yes, and there's NOTHING at all wrong with doing that.
It's a bit like being poor and buying a couple of lottery tickets vs. cashing in your entire life's savings to spend on tickets.
The first instance is a chance, the other is just plain stupid and will hurt you more than it will help.