That doesn't make any sense, why not checkout now then. Like living in a prison when you are allowed to leave at any time. If people actually believed that, they would simply check out. It just sounds like another nice fairy tale religious people tell themselves rather than accepting that no one knows what happens after death. You ever notice how it's always this COMFORTING illusion that is chosen.
I agree, I do not know, my belief is based on faith.
As for checking out, it does not work that way, lol, we have duties here and are judged on both are selfishness and selflessness.