Dad gonna still make the insurance payment? 
of course. I've never paid for car insurance a day in my life. My parents even cover my speeding tickets. I swear the way you americans throw your kids to the street and expect them to "make it on their own" and cut them off is disgusting. I dated a southern girl who at 22 had to pay her own medical bills, that's bull.
In Jewish culture your children are seen as miracles, and you give them everything you have. Can you Please tell me the last time you heard of a jewish chick hating her father? Or stealing from her parents? Never....the theory is this- you spoil the kid with anything they want when their young, so by the time they get older they get bored of it......and fancy objects don't appeal to them anymore so they look for more meaningful things in life.
I can drive any car I want, if I asked my parents........yet I drive a piece of shit truck ....I could easily live at home in a 5,000 square foot home but i live in a dump and give two shits about the car I drive. why? because of the environment I was raised in. Going over to my friends houses, and seeing their parents not having a Mercedes in the driveway was weird to me.
nice things don't mean anything to me.
on a side note, if A car is too smooth it's not appealing to me ...I feel like its driving me. I like bumpy rides....I like to stick my hand out the window and reach down the door, and feel the car 'turn with me". I like seeing the passengers seat bounce and hit the sealing when I go over a huge bump too fast and am blasting the hell out of my piece of shit stereo. Those things don't happen with nice cars lol.