You have absolutely no clue, sorry to tell you that.
A huge house on credit in the f*ing pampa is the main reason why 99,999% of the population will never ever do well financially and one of the main mistakes of the middle class.
But keep going, go in debt at a slapping pace for a house, rob yourself of any flexibility for the next 30 years, pay off you house like 2-3 times of it's net worth over 30 years with all the interest and shit and when you finally are debtless in 30-40 years you got an old f*ing ruin in the pampa which is't worth 30 % of what it was worth initially. So tear it down and start all over again. 
haha modern day slavery, I love it. The middle class is so dumb
Same with the car. Save money month by month for 5 years to buy a new car for 60k, be broke again and start saving again for the next 5 years to start all over again. A new car loses like 2/3s of it's value in the first 4 years. A smart investment choice l have to say.
I agree with the car thing. If you buy a new car, don't think of it as an investment or an asset because it'll just frustrate you when you consider the depreciating value. I bought a new car because I'm lazy as fuck and don't want to deal with repairs. But being impulsive I'm actually thinking it might have been better to LEASE a car because I do like upgrading and have already accepted that I've purchased something with depreciating value. It really depends on your mindset and what you hold value in. Some people want $$$ once their loan is paid off and the ability to own the car. I just want something new and shiny that'll get me around.
As for the home thing, I disagree depending on where you live. I would never buy a piece of shit money pit, but a castle is something different. When I hear schmoes at the office talk about how they hate their 27 year old landlord I chuckle. They're paying this guy's mortgage and they have to live in some kid's investment. More often than not, people rent because they can't buy and they have to settle with shit that makes them frustrated and miserable. But then again, if you live in the city or have a great landlord that can make all the difference, but you're still paying someone elses investment so your ROI is nothing but a place to live for that money. When they're in their 40's and have no assets it's sad. Some people would like to have money and a diversified portfolio, but at the end of the day sometimes it's just really nice to have your own home and know that everyone else can FUCK OFF. I thankfully bought a home at a young age, lucked out with location and still managed to start investing in the long term.
For some, the novelty wears off and that's cool too. But I'm over the honeymoon phase of owning a new home and I still love the hell out of it. I like doing repairs and upgrading it and making it comfier each year. When you rent, you don't get the experience of pulling out power tools when there's a knick in your interior paint and turning it into a massive project/upgrade (much to the wife's frustration). I live in an area where my home's value is going to keep climbing up too (just out of dumb luck, not smart planning or anything) so I'm a happier home owner than some.
I've seen people dread and loathe the mistake, but depending on where you live you can sometimes flip it without much of a loss. I want to flip mine and come out as even as I can when I build my next home. The next home will be the one I built with my hands and die in some day. It's not a decision you should rush into. I rushed into buying my home and it was financially difficult, but it ended up being a wicked investment and I hope to buy another rental unit once the wife's done school. Too many variables to blindly say owning a house is a bad investment, because it really depends on the location and what you have value in. I have sentimental and monetary value in my home, so my opinion would be that it can be a very good investment. Just don't rush in and really evaluate what you're looking for exactly.
