How is that civilised world (code word for Europe) doing now? Ah, the retire in one 's 60s. But, how much are you paying in taxes? And the health care, can one get the procedures right away, or is one on a waiting list? And let's not go into the dental situation in the UK.
There is no perfect solution. Each one has its drawbacks.
By civilised I mean Japan, Australia, Canada, Mainland Europe etc. UK for example, first $16,000 earned is tax free. 20% for earning between $16,000 and $70,000. Goes up to 40% for earnings above $70,000. No need for health insurance. Waiting lists for operations down to typically 3-6 months. Urgent cases no waiting at all. Sadly, the CEO's of insurance and drug firms are not getting multi million dollar bonuses here.
Dental situation is subsidised for working people with the option to pay extra for private treatment. Typical filling or extraction around $50. Dental skill just as good in UK as USA now (I've been treated in both countries).
In Scotland University education is free. Kids from poor backgrounds can study medicine, law , engineering or whatever as long as they have the school grades. This makes for a much more upwardly mobile society.
Having said all that, I really enjoy living in the USA. It does have great places and people and I'm just busting balls with my insulting comments.
I do find it strange your attitude to healthcare though. It's the way Veterinary doctors behave in UK. If you have no cash or insurance poor Fido the dog dies.